Jorge Balaguer is a Series 66-licensed financial advisor with 18 years of industry experience, currently with UBS Financial Services since 2018. Prior to UBS, he spent seven years at HSBC Private Bank. Based in Coral Gables, FL, he focuses on serving clients within an institutional framework. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering a range of financial planning, portfolio management, and capital markets solutions. The firm integrates proprietary research and model-based asset allocations to tailor strategies aligned with client goals and risk profiles.

Ronald Potter is an International Wealth Advisor with Merrill Lynch Wealth Management. In his role, he provides financial advisory services to clients, focusing on wealth management strategies. Ronald holds the Professional Investment Advisor (PIA) designation, reflecting his qualifications in personal investment advising. He earned his High School Diploma/GED from the University of Miami. No additional information on personal interests or community involvement has been provided.

Andres Montes De Oca is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and Enterprise Holdings. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Rodrigo Lopez is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at TD Wealth and McAdam Financial LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program.

Ricardo Sagarra is a financial advisor with Wells Fargo Clearing in Coral Gables, FL, holding Series 63 and Series 66 licenses and 13 years of industry experience. His prior roles include positions at JP Morgan Chase Bank and JP Morgan Securities LLC, where he worked for six years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and utilizes research from Wells Fargo Investment Institute along with third-party data to support its investment processes.

Jose Ferradas is a financial advisor at Merrill with eight years of industry experience and holds the Series 66 designation. His prior experience includes roles at JPMorgan Chase Bank N.A. and JPMorgan Securities LLC. He is based in Miami, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gerald Grant Jr. is a financial advisor with Equitable Advisors in Miami, FL, holding Series 63 and Series 65 credentials and over 31 years of industry experience. He has worked with Equitable Advisors and its predecessor, AXA Advisors, since 1999. Grant is active in several community and professional organizations, including serving as a board member for the Orange Bowl Committee, Florida International University, and the Adrienne Arsht Center for the Performing Arts. He is also the owner and author at G&G Enterprises of Miami. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations through a network of Investment Adviser Representatives. The firm emphasizes personalized risk assessment and utilizes third-party asset managers and advisory programs to implement tailored investment solutions.

Alejandro Matus is a financial advisor at Raymond James & Associates with four years of industry experience. He holds the Series 66 designation and has worked previously at Morgan Stanley, Wells Fargo Clearing, Wells Fargo Bank, and Regions Bank. Raymond James & Associates is a large broker‑dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services supported by a nationwide adviser network.

Lawrence Kulenkamp is an International Wealth Advisor with Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA). Lawrence earned his Bachelor's Degree from Saint Louis University.

Marilin Diaz Perez is a financial advisor at UBS Financial Services with 17 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at HSBC for seven years before joining UBS in 2017. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management solutions. The firm offers customized portfolio management and financial planning supported by proprietary research and a comprehensive capital markets platform.

Mark Sherman Jr. is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has been with J.P. Morgan Securities and J.P. Morgan Chase Bank NA since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide investment recommendations.

Cosme Gomes is a financial advisor with Charles Schwab, holding a Series 66 designation and nine years of industry experience. Before joining Charles Schwab in 2017, he worked at Bank of America for one year. He is also an inactive partner in a beverage export start-up, Bossa International Inc., which holds intellectual property with potential residual value. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary portfolios, delivering multi-asset investment guidance supported by in-house research and a centralized operational structure.

Caleb Horvat is a financial advisor with Ameriprise in Miami, FL, holding a Series 66 designation and five years of industry experience. He has been with Ameriprise since 2017 and previously worked at OneLoanPlace.com. Outside of his advisory role, he serves on the Board of Directors for BNI Powerhouse. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized retirement income service that provides written recommendations and ongoing tax-aware retirement planning.

Ailady Organvidez is a Series 66-registered financial advisor at Stifel with 17 years of industry experience. She previously worked at Raymond James & Associates for seven years before joining Stifel in 2023. Stifel serves a wide range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Eduardo Coloma Jr. is a financial advisor with STIFEL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2021 and previously spent seven years with Wells Fargo Advisors LLC. Outside of his advisory role, he owns a single-family rental property in Miami. Stifel serves a diverse range of clients, including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses, with client discretion emphasized in implementation decisions.

Federico Arrosa is a financial advisor with UBS Financial Services in Coral Gables, FL, holding a Series 66 credential and 30 years of industry experience. He has worked at UBS and its affiliates since 2002. Outside of his advisory role, he is the proprietor and manager of Nimafe Vail LLC, a real estate venture based in Vail, Colorado. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services.

Inigo Galaz Cancio is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 65 credentials and has held roles at J.P. Morgan Securities LLC and J.P. Morgan Chase Bank NA since 2014, with a one-year tenure at A Plus Capital and Oatly Moly LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Edinardo Figueiredo Jr. is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA since 2016. Outside of his advisory role, he is involved with Sportidia, a sports-focused social network, as a contractor. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Eugenio Arango is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been associated with various Raymond James entities since 2016. Outside of his advisory role, he has engaged in historical research projects, contributing to a book written by Professor Juan Antonio Giner. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools, and supports both advisory programs and institutional portfolio management.

Betty Pulgar Vidal is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 designation and 26 years of industry experience. She has been with Equitable Advisors and its predecessor AXA Advisors since 1997. Outside of her advisory role, she serves as Secretary of Blast Pest Control, Inc. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations. The firm offers advisory programs through a network of representatives and partners with third-party asset managers while delivering services across various investment vehicles and ERISA fiduciary solutions.