Sofia Benitez is a financial advisor at Citigroup Global Markets with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Raymond James Associates and multiple USAA entities. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs, as well as broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including in-house research and acting as a swap dealer and futures commission merchant.

Dino Tabakovic is a financial advisor at Citigroup Global Markets with 12 years of industry experience. He holds a Series 66 designation and previously worked at Raymond James & Associates and Raymond James Financial Services, Inc. from 2014 to 2024. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Daniel Herrera is a financial advisor at Farther with nine years of industry experience. He holds the Series 63 and Series 65 licenses and has worked previously at Fisher Investments, UBS Financial Services, and The Vanguard Group. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a digital platform and in-person meetings. The firm’s investment approach is based on Modern Portfolio Theory and uses proprietary model portfolios with algorithmic rebalancing, employing a mix of ETFs, mutual funds, individual equities, and fixed income.

Cameron Wrennall is a CFA® charterholder with 16 years of industry experience. He currently works at Creative Planning in Tampa, FL, where he has been since 2023. His prior experience includes roles at Mercer Investments, MMC Securities, LPL Financial, and MGI Funds Distributors. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension and profit-sharing plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies supplemented by tax-loss harvesting and private market exposure.

Ronald Ochal is a financial advisor at Oppenheimer with 33 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Oppenheimer since 2021, following a 12-year tenure at Ameriprise Financial. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations, offering a range of advisory and brokerage services such as investment management, consulting, and financial planning. The firm employs strategic asset allocation and manager selection across various investment vehicles, with a distinctive approach that includes commission-based advisory programs and a significant focus on non-discretionary accounts.

Mary Giblin is a Series 65-licensed financial advisor with J. W. Cole Advisors, Inc. in Tampa, FL, where she has worked for nine years. Her prior experience includes two years at State Street Bank and Trust. In addition to her advisory role, she is involved in tax preparation through River City Taxes. J.W. Cole Advisors operates a large network of independent investment adviser representatives and provides fee-based portfolio management, financial planning, and retirement plan services for individuals, high-net-worth clients, and institutional accounts. The firm employs a range of investment strategies and platforms, including discretionary and non-discretionary management, digital advice tools, and third-party manager options.

Jason Biance is a CFP® professional with 11 years of industry experience, currently serving at AE Wealth Management, LLC. His prior roles include positions at Global Financial Private Capital, LLC and American Financial Education Alliance. He serves as treasurer for the Champion for Children Foundation of Highlands County, a nonprofit focused on child abuse awareness and family support services. AE Wealth Management is an SEC-registered investment adviser that provides a platform-based approach to serving a diverse client base, including individual investors, retirement plan sponsors, trusts, and charitable organizations. The firm offers model portfolio solutions, discretionary asset management, financial planning, and ERISA plan services through a combination of internally managed, third-party, and advisor-managed models.

Amber Mac Beth is a financial advisor at Sequoia Financial Group, L.L.C. in Tampa, FL, holding a Series 65 designation with two years of industry experience. She has been with Sequoia Financial Group since 2018 and previously worked as a homemaker. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to a diverse client base including individuals, charitable organizations, corporations, trusts, and family offices. The firm uses a combination of in-house model portfolios, custom accounts, and third-party manager selection, supported by an Investment Policy Committee and extensive research resources.

Ethan Nuebling is a financial advisor at J. W. Cole Advisors, Inc. in Tampa, FL, holding Series 63 and Series 65 credentials with four years of industry experience. Prior to joining J.W. Cole Advisors, he worked at Florida Financial Advisors and the University of South Florida. He also operated a lawn care business for one year. J.W. Cole Advisors operates a large network of independent advisers and offers fee-based portfolio management, financial planning, retirement services, and access to multiple third-party investment platforms for individuals, high-net-worth clients, and institutions. The firm employs a mix of discretionary and non-discretionary management strategies, combining fundamental and technical analysis along with digital advice solutions.

James Nelson is a financial advisor with J.W. Cole Advisors, Inc. He holds Series 63 and Series 65 credentials and has 22 years of industry experience. Prior to joining J.W. Cole Advisors in 2019, he worked six years at Global Financial Private Capital and G.F. Investment Services and has been involved with Dividend Wealth Management since 2009. Outside of advising, he is associated with Dividend Wealth Management, where he spends part of his time on fixed insurance sales and service. J.W. Cole Advisors operates a large network of independent Investment Adviser Representatives and provides fee-based portfolio management, financial planning, retirement plan services, and digital advice to individuals, high-net-worth clients, and institutional accounts. The firm employs a range of investment strategies and manages accounts both on a discretionary and non-discretionary basis, utilizing multiple custodial platforms and third-party investment advisers.

Joshua Donner is a financial advisor with Independent Financial Partners in Tampa, FL, holding a Series 66 designation and three years of industry experience. Prior to joining the firm, he worked with IFP Securities, LLC and spent eight years at the American Israel Public Affairs Committee (AIPAC). Outside of advising, Donner is involved in technology oversight for a platform called Six Months and a Day and works with Clear Advice Business, LLC on business exit strategies; he is also a licensed real estate sales associate through his own firm, Joshua Donner, PLLC. Independent Financial Partners is a nationwide enterprise offering investment advisory, financial planning, trust, and retirement-plan services through a decentralized model that supports a multi-advisor network. The firm is notable for its retirement-plan advisory and pension consulting capabilities along with comprehensive compliance and supervisory processes.

Shands Greenlee is a CFP® professional with 11 years of industry experience, currently serving at Truist Advisory Services. Prior to joining Truist, Greenlee worked at Ameriprise Financial Services, Inc. from 2015 to 2018. Based in Tampa, FL, Greenlee has been with Truist's affiliated entities since 2018. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and third-party platforms to deliver its AMC Advantage manager-selection program.

Patrick Bay is a financial advisor at Empower Advisory Group with four years of industry experience. He holds a Series 66 designation and has worked at firms including UBS Financial Services, Bank of America, Merrill, and AXA Advisors. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and annual rebalancing.

Kyra Bowden is a financial advisor at Sequoia Financial Group, L.L.C. in Tampa, FL, holding a Series 65 credential with one year of industry experience. She has been with Sequoia Financial Group since 2016, with a brief period of unemployment in 2016. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and related consulting services to a diverse client base including individuals, family offices, corporations, charitable organizations, trusts, and retirement plans. The firm uses a combination of model allocations and custom solutions overseen by an Investment Policy Committee and offers services spanning portfolio management, private fund management, trustee support, and retirement-plan consulting.

Paul Sponseller is a CFP® with 28 years of experience in the financial industry. He is currently with Independent Financial Partners, where he has worked since 2019. His prior roles include positions at WealthSource Partners, LLC, Moors & Cabot, Inc., Niagara International Capital Limited, and Raymond James & Associates. Sponseller serves on the Board of Directors for Mary and Martha House, a battered women’s shelter in Ruskin, Florida. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisers. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients, with a decentralized advisory model and a notable focus on retirement-plan advisory and pension consulting.

Randall Nakamura is a CERTIFIED FINANCIAL PLANNER™ (CFP®) and Chartered Financial Consultant (ChFC®) with 28 years of experience in the financial services industry. He has worked at J.W. Cole Advisors, Inc. since 2020 and previously spent 18 years with Cuna Brokerage Services, Inc. Nakamura is also a commissioned Notary Public in Florida. J.W. Cole Advisors, Inc. serves a broad range of clients including individuals, high-net-worth individuals, and institutional accounts, offering fee-based portfolio management, financial planning, and retirement plan services through a large network of independent advisers. The firm utilizes a combination of fundamental and technical analysis, model and manager-based strategies, and provides access to digital advice platforms and multiple custodial options.

Dianne Odom is a financial advisor at J.W. Cole Advisors, Inc. with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with firms including Capital Guardian, LLC before joining J.W. Cole Advisors in 2016. Outside of her advisory role, she owns and operates Dianne P. Odom, CPA, LLC, providing tax preparation services. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent advisers. The firm offers portfolio management, fee-based financial planning, access to third-party managers, and multiple managed account solutions.

Frank Armitage is a financial advisor at TIAA-CREF with 22 years of industry experience. He holds a Series 66 designation and has worked at TIAA-CREF since 2017, following six years at Invest Financial Corporation. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time planning and ongoing portfolio management, operating within a vertically integrated structure that includes affiliated funds and donor-advised fund services.

Alexis Rodriguez is a CFP® and CFA® with 11 years of experience in the financial services industry. He is currently with Independent Financial Partners and IFP Securities, LLC, having held previous roles at Northwestern Mutual Investment Services, Fidelity Investments, and Lord Abbett among others. Alexis is also involved with FirstRise Investments in a financial services capacity. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors, serving a diverse client base with both discretionary and non-discretionary account management options. The firm is notable for its formal retirement-plan advisory and pension consulting services.

Hunter Mc Carthy is a Series 66 licensed advisor with J.W. Cole Advisors, Inc., based in Tampa, FL, with three years of industry experience. Prior to joining J.W. Cole Advisors, he worked in the automotive and restaurant sectors and has a background linked to Florida State University. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent investment adviser representatives. The firm provides portfolio management, financial planning, access to third-party managers, and multiple managed account solutions.