Steven Smith is a financial advisor with UBS Financial Services, holding a Series 63 designation and over 43 years of industry experience. He has been with UBS Financial Services since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances.

Blake Sorensen is a financial advisor at Primerica Advisors with one year of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at PFS Investments Inc., Turpin & Rattan, Primerica Financial Services, Burtek Energy, and Berger Solar Electric. Primerica Advisors manages a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management, delivering advisory services through model-based strategies created by unaffiliated asset managers.

Daniel Henry is a financial advisor with RBC Capital Markets in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with RBC Capital Markets since 2009 and also works with City National Bank since 2017. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management and financial planning tailored to clients’ risk profiles, utilizing both in-house and third-party investment managers.

Aaron Tucker is a financial advisor at LPL Financial with eight years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for eight years. Outside of finance, he receives music royalties through his involvement with CD Baby and DistroKid. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a large national network. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing various model portfolios and research resources to support diversified investment strategies.

Warren Kaplan serves as a Senior Financial Advisor and Portfolio Manager at Merrill Lynch Wealth Management. In this role, he focuses on a range of client needs including corporate executive services, family wealth management strategies, investment consulting for defined contribution plans, personal retirement planning, and tax minimization. Warren and his team leverage over 100 years of combined experience to implement a disciplined, research-based investment approach centered on individualized equity and investment-grade debt portfolios, with an emphasis on avoiding processed investment products. He holds the Personal Investment Advisor (PIA) designation and completed his education at Bolsa Grande High School, Orange Coast College, and attended California State University within the system, without a degree conferred. Warren is also a member of the ELKS professional organization. His community involvement includes participation with Long Beach Junior Golf, Elks, and AYSO. Outside of work, Warren's personal interests include gardening, golfing, pickleball, refereeing, skydiving, spending time with family, surfing, tennis, and yoga.

Michael Pitruzzello is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2016. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Yoon Han is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2015, including a current role at Bank of America, N.A. beginning in 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Thomas Podmajersky is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and 30 years of industry experience. He has been with UBS since 2012. Outside of his advisory role, he is involved in a real estate-related business with his wife, focused on property acquisition and potential rental activities. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and provides a broad range of capital markets services.

Nicholas Villasenor is a financial advisor at UBS Financial Services with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at prominent firms including Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of his advisory role, he serves as Treasurer on the Board of Directors for St. John's Lutheran Church of Orange and is a board member of the Orange Grove Lodge #293 Free & Accepted Masons of California. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans according to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, offering a broad range of products and capital markets services.

Douglas Speth is a financial advisor at Wells Fargo Advisors with 33 years of industry experience. He holds the Series 63 and Series 65 credentials and has been with Wells Fargo Advisors Financial Network LLC since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas like business-owner transition and sports & entertainment planning, delivering tailored recommendations through comprehensive research and planning tools.

Blayne Dreyer is a financial advisor at Fidelity with two years of industry experience. He holds the Series 66 designation and has previously worked at The Elevated Living Collective, Bridge Bank, and Doordash Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction to create model portfolios. The firm is notable for its role in managing registered investment companies, use of AI and algorithmic methods, and its registration with the CFTC as a commodity pool operator.

Michael Pepper is a financial advisor with Morgan Stanley in Newport Beach, CA, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has been with Morgan Stanley Private Bank and Morgan Stanley since 2019, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process using firm-approved tools and modeling techniques.

Mary Molnar is a financial advisor at Edward Jones with 11 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2015 in Newport Beach, CA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,000 financial advisors.

Juliett Givogri is a financial advisor at Merrill with 24 years of industry experience and holds a Series 66 designation. She has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lily Anand is a Series 66 credentialed financial advisor with Morgan Stanley in Newport Beach, CA, bringing 23 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a broad range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market scenario analyses.

David Kuang is a CFP®-certified financial advisor with over four years of industry experience, currently with UBS Financial Services in Newport Beach, CA. Prior to joining UBS in 2021, he worked at Bank of America N.A. for 16 years. In addition to his advisory role, he operates a mobile notary service in his local community. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary capital market research and tailored asset allocations. The firm integrates institutional trading capabilities with wealth management services across a broad platform.

Steven Buck is a CFP® with eight years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, he worked for Allianz Asset Management of America from 2007 to 2016. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and affiliated products, operates under a fiduciary standard, and supports its services with a large network of financial advisors and branch offices.

Andre Julian is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career in the investment industry in 1996 and joined the Merrill Financial Advisory team in 2013. As a former business owner and CFO of an independent investment advisory firm, Andre offers financial strategies tailored to business owners, high-net worth individuals, and families, taking into account their risk tolerance, time horizon, liquidity needs, and overall investment goals. Andre's experience includes years as a television analyst for CNBC, Bloomberg, and the Fox News Network, which enhanced his understanding of market influences and his ability to communicate complex investment concepts. He emphasizes that sound financial advice is grounded in proper portfolio allocation strategies customized to individual client needs rather than individual market picks. Andre follows a disciplined wealth management process based on established investment principles while allowing flexibility to adapt to changing economic conditions. Client information serves as the foundation for customized strategies, supported by the resources available through Merrill Lynch Wealth Management. Andre holds a Bachelor of Arts in Psychology and a Master of Arts in Social Ecology, both from the University of California at Irvine. He holds the Certified Investment Management Analyst® (CIMA) designation from the Investments and Wealth Institute™ and the Chartered Retirement Planning Counselor™ (CRPC) designation from the College for Financial Planning Institutes Corp. Andre speaks English and Ukrainian. He is involved with several community organizations, including the Dita Power of Sight Foundation, the LEAP Leadership Foundation, and the UCI Business School MBA Mentor Program. Andre and his wife, Christine, reside in South Orange County, California, where they enjoy an active lifestyle.

Demetrio Kerrison is a financial advisor with UBS Financial Services in Newport Beach, CA, holding Series 63, 65, and 66 licenses and bringing 35 years of industry experience. Prior to joining UBS in 2021, he worked at firms including Merrill and Boro Private Finance. Outside of finance, he is the owner of Kerrison Art Consultancy and serves as treasurer of the Noah Purifoy Foundation board as well as a board member of the Hammer Museum's Board of Advisors. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market research with a broad range of wealth management and institutional trading services.

Jeffrey Ogata is a financial advisor with Merrill based in Newport Beach, CA. He holds the Series 66 designation and has experience working at Bank of America, Merrill, Omnia Real Estate Services, Verus Capital, and the United States House of Representatives. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.