Jack Deavila is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Wheaton College and Occidental College. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jonathan Chang serves as a Senior Vice President and Wealth Management Advisor at Merrill Lynch Wealth Management. Since beginning his career in financial services in 2003 and as a Wealth Management Advisor in 2006, Jonathan has focused on helping clients navigate the complexities of financial markets and wealth management. He applies a holistic approach in advising clients, considering their risk tolerance, personal timelines, lifestyle needs, and long-term goals, with an emphasis on capital preservation and downside risk mitigation. Jonathan holds a Bachelor's degree in Finance from California State University, Fullerton, and has earned professional designations including Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). As a qualified Portfolio Manager, he is authorized to manage discretionary investment strategies incorporating individual securities, Merrill Lynch model portfolios, and third-party strategies. Throughout his career, Jonathan and his team have received recognition from Forbes, being named to the Best-in-State Wealth Management Teams List consecutively from 2023 to 2026, and to the Best-in-State Next-Generation Wealth Advisors List in 2019 and 2022. He is involved in the community through support of the Second Harvest Food Bank. In his personal time, Jonathan enjoys adventure sports, basketball, football, golfing, ice hockey, music, photography, skiing, traveling, and spending time with his family.

Joseph Dibuono is a CFA® charterholder with eight years of industry experience. He is currently an advisor at J.P. Morgan Securities and previously worked at Merrill. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence to deliver tailored recommendations.

Arezoo Agharezakashi is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds Series 63 and Series 66 licenses and has worked at J.P. Morgan and Wells Fargo in various capacities since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Sophie Spiegel is a financial advisor at Osaic with a Series 66 credential and one year of industry experience. Prior to joining Osaic, she was with Spiegel Financial for one year and spent six years at R1 RCM. She also took time for extended travel and full-time education earlier in her career. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services, leveraging asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across a range of investment types.

John Manalili is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing 22 years of industry experience. His prior roles include 13 years at Merrill Lynch before joining Charles Schwab and Charles Schwab Bank in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a hybrid advisory model with both non-discretionary and discretionary investment options, supported by centralized custody and due diligence on alternative investments.

Hooman Karbasion is a CFP®-certified financial advisor with 15 years of industry experience, currently practicing at Edward Jones since 2017. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank NA. He serves as a Finance Committee Member for the Presbyterian Church of the Master in Mission Viejo, CA, where he reviews investment policy and financial statements. Edward Jones is a full-service wealth management firm that serves more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of over 23,000 financial advisors. The firm operates under a fiduciary standard and provides both discretionary and non-discretionary strategies, with affiliated capabilities including a trust company and proprietary mutual funds.

Anthony Erenyi is a CFP®-designated financial advisor at LPL Financial with 37 years of industry experience. He previously spent 22 years with Crown Capital Securities, L.P. Outside of his advisory role, he is involved in fixed insurance sales on a part-time basis. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with research and technology tools.

Laura Holland is a financial advisor at Wells Fargo Advisors with 36 years of industry experience. She previously worked at UBS Financial Services for five years and Merrill for twelve years. Outside of her advisory role, she serves on the advisory board of MK Products, a manufacturer and seller of welding supplies. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning solutions including retirement, education, risk, wealth-transfer, and niche services such as business-owner transition and special-needs planning.

Jeff Jen is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works with high-net-worth individuals, families, and business leaders to simplify complex financial decisions and develop strategies that align with their goals. His focus areas include retirement and estate planning, liquidity and pre-liquidity event planning, concentrated stock strategies, and real estate exit strategies. With over 26 years of industry experience, Jeff has held roles at Merrill Lynch, Charles Schwab, Morgan Stanley, and MassMutual. This background allows him to offer comprehensive guidance across wealth management disciplines such as tax-optimized portfolio construction, wealth transfer strategies, and alternative investment evaluation. Jeff earned his Bachelor of Science in Business Administration from California Polytechnic State University, San Luis Obispo. He is fluent in English and Mandarin. Outside of work, he enjoys biking, cooking, golfing, skiing, and spending time with his family.

Xun Liu is a financial advisor with Charles Schwab holding a Series 66 credential and three years of industry experience. Prior to joining Charles Schwab, Liu worked at Wells Fargo and has background experience in the hospitality industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational infrastructure.

Matthew Carlson is a Financial Consultant currently working at Fidelity Investments. He has held several roles within the financial services industry, including Planning Consultant at Fidelity Investments from 2021 to 2023, Financial Solutions Advisor at Merrill Edge from 2020 to 2021, and Workplace Planning Consultant at Fidelity Investments from 2018 to 2020. He holds insurance licenses in Arkansas and California. Matthew's approach focuses on understanding individual clients' goals, needs, and wants to collaboratively create comprehensive financial plans. Outside of his professional work, Matthew has interests in art, cars, cooking and baking, fitness, movies, and outdoor adventures.

Allison Parada is a financial advisor at Merrill with 20 years at the firm and 11 years of industry experience. She holds a Series 66 designation and is based in Newport Beach, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ernest Martinez is a Senior Financial Advisor and Senior Vice President with Merrill Lynch Wealth Management. He has been a financial advisor since 1991 and holds the designation of Personal Investment Advisor (PIA). In his role, Ernest serves clients by integrating retirement planning, wealth transfer, insurance, and lending services to build a customized approach to overall wealth management. He is also a qualified Portfolio Manager, managing discretionary personalized or defined strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. Ernest graduated from the University of Southern California in 1991. He focuses on areas including managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, and retirement income. As an advisor, he aims to connect all aspects of a client’s financial life to help prioritize and pursue their important goals. Outside of his professional work, Ernest resides in San Clemente with his wife and two daughters. His personal interests include golfing, skiing, surfing, and yoga. He is also involved with the Surfrider Foundation. Lending services are provided through Bank of America, N.A.

Jennifer Kristanto is a financial advisor at RBC Capital Markets with a Series 66 designation and two years of industry experience. Her prior work includes roles at KBS Capital Markets Group LLC, US Bank, WestPac Wealth Partners, Eureka!, and Wells Fargo Advisors. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual and institutional investors. The firm provides a range of advisory programs and tailors investment strategies through a combination of in-house and third-party managers, offering discretionary and non-discretionary portfolio management alongside financial planning and brokerage services.

Neilson Licos is a financial advisor with Charles Schwab in Newport Beach, CA, holding a Series 66 designation and five years of industry experience. His work history includes roles at Charles Schwab Bank, Charles Schwab & Co., Inc., UBS, and the University of Arizona. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, leveraging multi-asset model portfolios and a centralized operational structure.

Brandon Anderson is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2019. Prior to his current role, he gained experience at Mercedes Benz of Foothill Ranch, Independent Financial Group, Edward Jones, and Texas Christian University. Outside of his advisory work, he is a partner in PMBL Investments, LP, an investment-related venture focused on real estate. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools and market modeling techniques.

Kenneth South is a financial advisor with LPL Financial in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. His prior experience includes roles at Oppenheimer for 15 years and Citigroup Global Markets for 9 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives.

Joseph Stephens is a Series 66-credentialed financial advisor with 10 years of experience at UBS Financial Services in Newport Beach, CA. He has been with UBS since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a blend of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management offerings, utilizing proprietary research and model-based asset allocations to tailor strategies to client goals.

James Loynes is a financial advisor with Morgan Stanley, holding a Series 66 designation and 19 years of industry experience. He previously worked at UBS Financial Services from 2012 to 2023 before joining Morgan Stanley's Private Bank and Smith Barney divisions. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services that utilize structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.