Tenley Hardt is a financial advisor with LPL Financial in San Juan Capistrano, CA, holding a Series 66 designation and seven years of industry experience. Prior to joining LPL Financial in 2023, Hardt worked at Bank of America and Merrill from 2019 to 2023 and has entrepreneurial experience with businesses including Tenley Hardt Design. In addition to advisory work, Hardt is a partner and wealth management advisor at Exclusive Insurance Brokerage. LPL Financial serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations, offering financial planning, advisory programs, and retirement consulting through a national network of investment adviser representatives. The firm provides both discretionary and non-discretionary management and accesses various investment research and model portfolios from multiple sources.

Qianyi Ma is a financial advisor at Merrill with a Series 66 credential and less than one year of industry experience. Prior to joining Merrill, Ma worked at Bank of America, East West Bank, and held various roles outside the financial services industry, including positions at Newpie Technology Inc and academic institutions. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gregory Virant is a financial advisor with Ameriprise Financial Services in Irvine, CA, holding a Series 66 credential and seven years of industry experience. Prior to joining Ameriprise, he worked at Pepperdine University. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income and tax-aware withdrawal strategies through its Ameriprise Premier Retirement Income service.

Evanya Skelly is a financial advisor at Stifel with five years of industry experience and holds the Series 66 designation. Prior to joining Stifel in 2021, she worked in legal education and practice, including positions at the University of Law and Mills and Reeve. Stifel serves a diverse client base, including individuals and institutional clients, providing brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Gregory Pelachik is a CFP® professional with 18 years of industry experience, currently affiliated with Wells Fargo Clearing. His prior experience includes roles at Ameriprise and Comerica, along with extensive tenure at Wells Fargo in various capacities since 2000. Outside of his advisory work, he is a co-owner of Just Plane Partners, LLC, and serves on the board of the San Bernardino Mountain Patrol, a nonprofit ski patrol organization in Big Bear Lake, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in a modern portfolio theory approach.

Robert Corona is a financial advisor with LPL Financial based in Laguna Beach, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior experience includes roles at Raymond James and Associates, Oppenheimer, and Ameriprise Financial Services. LPL Financial is an SEC‑registered investment adviser and broker‑dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non‑discretionary management supported by research and model portfolios.

Rong Yue is a financial advisor with Ameriprise in Irvine, CA, holding the CFP® designation and Series 63 and 65 licenses. Yue has three years of industry experience, including prior roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and Global Law Group. Outside of advisory work, Yue owns and operates JY Legacy Bridge Law P.C., focusing on estate planning. Ameriprise offers a retirement-income planning service designed for clients approaching or in retirement with significant investable assets, providing written Recommendation Reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with advisory services and emphasizes managed accounts and algorithmic automation to support its retirement planning solutions.

Michael Buntzen is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding a Series 66 designation and 20 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ly Pham is a financial advisor with Wells Fargo Clearing in Temecula, CA, holding a Series 66 designation and eight years of industry experience. Prior to joining Wells Fargo in 2021, Ly worked at U.S. Bank and SunTrust Bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kevin Ramirez is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 66 designations and has been with Wells Fargo Clearing Services since 2018, having previously worked at Wells Fargo Bank NA since 2014. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Nicholas Bock is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven process incorporates modern portfolio theory and includes unique offerings such as insurance-related vehicles and bank deposit sweep options.

John Fierro is a CFP® professional with 32 years of industry experience. He is currently affiliated with RBC Capital Markets and City National Bank since 2023. His prior experience includes seven years with Wells Fargo Clearing and six years with Wells Fargo Advisors LLC. Fierro serves on the Board of Directors for White Oak, a charitable organization. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored investment advisory programs and portfolio management services, combining in-house and third-party managers while providing integrated capital markets and lending capabilities.

Arnold Cassuto is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has previously been involved in an e-commerce business, AAC Solutions, LLC, which operates a family-owned Walmart online store. Cassuto has worked within various branches of JPMorgan since 2013. J.P. Morgan Securities LLC serves primarily institutional clients and retirement plan sponsors, offering investment consulting and advisory services that include asset-allocation advice, investment manager searches, and customized performance reporting. The firm integrates quantitative modeling and centralized due diligence in its advisory process and incorporates an ESG eligibility framework when recommending strategies.

Jonathan Jiang is a financial advisor at Ameriprise in Irvine, CA, holding Series 63 and Series 66 licenses with two years of industry experience. Prior to joining Ameriprise, he worked at J.P. Morgan Securities and JPMorgan Chase Bank. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary advice through a centralized consulting team.

Brandon Minovitz is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds the Series 66 designation and has been with Wells Fargo in various capacities since 2006. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Samuel Yengo is a financial advisor at OSAIC with eight years of industry experience. He holds the Series 66 designation and previously worked at Lincoln Financial Advisors and Lincoln Financial Group. Outside of his advisory role, he is licensed to offer accident, health, disability, traditional life insurance, and fixed and indexed annuities. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides a range of services such as brokerage and investment advisory, financial planning, retirement plan consulting, and access to third-party managers through various platforms and integrated tools.

Lisa Mayer is a financial advisor at Wells Fargo Advisors with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Wells Fargo in various roles since 2013. Outside of her advisory work, she serves as an executor for a family estate. Wells Fargo Advisors is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and integrates advisory services with other financial products and referral channels.

Becky Burns is a financial advisor at Charles Schwab with 27 years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab Bank, SSB and Charles Schwab since 2021, following 15 years at TD Ameritrade Investment Management, LLC and 19 years at TD Waterhouse Investor Services, Inc. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary advisory options with multi-asset model portfolios, supported by centralized custody, order-routing, and a formal alternative-investment onboarding process.

Connie Liberto Alvarez is a CFP® professional with 16 years of industry experience. She is currently with J.P. Morgan Securities, where she has worked since 2020. Her prior roles include positions at Polaris Greystone Financial Group, New York Life Insurance Agents, and LPL Financial. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework when recommending strategies.

Peter Tunney is a financial advisor with UBS Financial Services in Irvine, CA, holding a Series 66 designation and 18 years of industry experience. He has been with UBS since 2008. Tunney served as a board member and treasurer for A Window Between Worlds, a nonprofit providing art therapy to victims of trauma, from 2016 to 2018. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings. The firm integrates institutional trading capabilities with wealth management services, delivering customized plans based on proprietary research and model-based asset allocations.