Yen Chen is a financial advisor with Merrill in Chino Hills, CA, holding a Series 66 designation and six years of industry experience. Chen has been associated with Bank of America, N.A. and Merrill since 2016. Merrill provides managed account services to Bank of America fiduciary clients under the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Tony Liang is a Certified Financial Planner (CFP®) with 24 years of industry experience. He has been with J.P. Morgan Securities LLC since 2013. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Randy Louie is a financial advisor at OSAIC with 28 years of industry experience. He held a position at Woodbury Financial Services, Inc. for 27 years prior to joining OSAIC in 2024. Outside of his advisory work, he coaches Muay Thai kickboxing classes several evenings per week at a martial arts fitness gym. OSAIC serves a wide range of retail and institutional clients, offering integrated brokerage and investment advisory services through a large network of affiliated advisers and multiple platforms. The firm utilizes various asset-allocation tools and third-party solutions to manage portfolios that include a broad mix of investment types.

Frank Nyerges is a financial advisor with LPL Financial, holding a Series 63 designation and 41 years of industry experience. His prior work includes roles at Western International Securities, Inc. and Morgan Stanley. He is also involved in accident and health, life, and variable insurance activities as an agent. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services supported by both discretionary and non-discretionary management and access to research, model portfolios, and various investment strategies.

Yi Shen is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. Prior to joining J.P. Morgan Securities in 2026, Yi worked at Citigroup/Citibank for 15 years. He holds Series 63 and Series 65 licenses. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework.

Eric Glade is a financial advisor with Ameriprise in San Clemente, CA, holding a Series 63 designation and 32 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of his advisory role, he is a certified pickleball instructor and competitive player, though he has not yet provided lessons or earned prize money from tournaments. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing written recommendations on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized service that supports its financial advisors.

Victoria Valle is a financial advisor with Morgan Stanley in Pasadena, CA, holding Series 63 and Series 65 registrations and 28 years of industry experience. She has worked at Morgan Stanley since 2017 and previously spent time at UBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Petik Petrosyan is a Senior Financial Advisor at Merrill Lynch Wealth Management. He serves high-net-worth individuals, retirees, and business owners by helping them meet their financial and personal goals through various wealth management strategies. His areas of focus include investment guidance, risk management, asset preservation strategies, wealth transfer, and tax minimization. Petik holds a Master's Degree from the Russian State University of Humanities and has earned the CERTIFIED FINANCIAL PLANNER (CFP) designation as well as the Personal Investment Advisor (PIA) credential. Fluent in Russian, Armenian, and English, he brings a multicultural perspective to his advisory services. Outside of his professional role, Petik has personal interests in basketball, dancing, photography, soccer, and volleyball.

Junia Pan Li is a financial advisor with RBC Capital Markets, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. Her prior roles include positions at HSBC Securities, Capital Group Private Client Services, and JP Morgan Chase. Outside of finance, she serves as president of The Meaning of Travel, a small private business related to travel. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies that incorporate in-house and third-party managers, tax management, and responsible investing options.

Jessica Quinn is a financial advisor with Raymond James & Associates in Pasadena, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Raymond James, she worked at Wedbush Securities, Inc. for two years and has a background in education with positions at Immaculate Heart High School, La Canada High School, and Mayfield Senior School. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets, serving a diverse client base including individuals, institutions, and governmental entities. The firm offers wealth advisory planning, investment consulting, and institutional services, providing recommendations on a non-discretionary basis and maintaining capabilities in municipal and public finance alongside an extensive affiliate network.

Terry Tang is a financial advisor at Morgan Stanley in Pasadena, CA, with one year of industry experience. He holds a Series 66 designation. His work history includes roles at Industrial Securities and academic positions at the University of California, San Diego, as well as involvement with Bounceback Tutoring. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to support its financial planning process.

Tony Tat Yan Lam is a financial advisor at LPL Financial with 14 years of industry experience. He holds the Series 63 and Series 65 designations and has worked previously with Bancwest Investment Services, Bank of the West, and U.S. Bancorp Investments. His current role at LPL Financial follows a diverse career including prior institutions in the financial services sector. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning and retirement plan consulting, utilizing model portfolios, third-party research, and various technology-driven investment management solutions.

Ji Yim is a Financial Advisor at Merrill Lynch Wealth Management. In this role, Ji collaborates with clients to develop tailored financial strategies aimed at helping them achieve their individual goals. Clients benefit from the global investment resources of Merrill, as well as access to credit, lending, and banking services through Bank of America. Ji holds a Bachelor's Degree from the University of Colorado System, a Master's Degree from the University of North Texas, and a second Master's Degree from Indiana University. Ji has earned the Personal Investment Advisor (PIA) designation and communicates professionally in both English and Korean.

Howard Raff is a financial advisor at LPL Financial with 25 years of industry experience. He has previously worked at Grove Point Investments, LLC and Grove Point Advisors, LLC, as well as H. Beck, Inc. He holds the Series 66 designation. Outside of his advisory role, Raff is involved with BGA Premier Insurance Solutions, Inc. in a non-variable insurance capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research from LPL and third-party subadvisors.

William Creedon is a financial advisor with Raymond James & Associates in Pasadena, CA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Raymond James & Associates since 2015. Creedon serves on the board of directors for Las Torres, Inc., a federally subsidized low-income housing project in Los Angeles. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to individuals, retirement plans, corporate and charitable entities, and government clients. The firm also provides institutional consulting and public finance services, including municipal work and investment banking capabilities.

Edward Hays is a Series 66-registered financial advisor with Edward Jones, based in Covina, CA, and has three years of industry experience. Prior to joining Edward Jones, he worked at RAD Diversified REIT Inc and Wells Fargo Home Mortgage. He also manages a rental property through a property management company. Edward Jones is a full-service wealth management firm serving individual and institutional clients with more than $1 trillion in assets under management. The firm offers a range of investment strategies and affiliated services, supported by a nationwide network of over 23,700 financial advisors and 15,000 branch offices.

Steven Crawford is a financial advisor at UBS Financial Services with 28 years of industry experience. He holds Series 63 and Series 65 designations and has been with UBS since 2012. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Geoffrey Palenik is a CFP® with 23 years of industry experience, currently affiliated with LPL Financial and Genesis Wealth Partners. He previously worked at CUSO Financial Services LP for 17 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and research-supported investment strategies.

Mark Werner is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. His work history includes roles at Charles Schwab Bank, Charles Schwab & Co., Chipotle, Northwestern Mutual, and Tony's Market, as well as over a decade in full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment options, as well as integrated brokerage, custody, and financial planning services.

Juliane Rollon is a financial advisor with LPL Financial and holds a Series 66 designation. She has one year of industry experience, with prior roles at BMO Bank, Banner Bank, Comerica Bank, and Bank of the West. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options.