Donna Niemann is a financial advisor with Charles Schwab in Encino, CA, holding a Series 63 designation and 29 years of industry experience. She has been with Charles Schwab since 1997 and has worked at Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and centralized supervisory, custody, and order-routing arrangements.

Blazy Aldana is a financial advisor with Charles Schwab, holding a Series 66 designation and four years of industry experience. Her work history includes roles at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., Wells Fargo, and Citi Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, supported by centralized custody and comprehensive operational infrastructure.

Elizabeth Gettinger is a financial advisor with Morgan Stanley, holding a Series 66 designation and 16 years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

Mark Deakins is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 14 years of industry experience. Prior to joining Cetera, he worked at LPL Financial for eight years and runs an investment-related business, Compass Financial Advisors, where he serves as principal. Outside of finance, he is also an actor involved in performance on stage, on camera, and with voice. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Richard Emmons is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Morgan Stanley since 2009, including his current role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process that employs firm-approved tools and modeling techniques.

Jonathan Israel is a financial advisor with Raymond James & Associates in Woodland Hills, CA, holding a Series 66 designation and 19 years of industry experience. He previously worked at UBS Financial Services Inc. for 14 years before joining Raymond James in 2025. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and advisory services with a range of portfolio management styles and affiliated research options.

Nicolas Blatsiotis is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2013 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and market analysis.

John Andraos is a financial advisor with LPL Financial in Glendale, CA, holding Series 63 and Series 66 licenses and having 32 years of industry experience. He has been with LPL Financial since 2015. Outside of his advisory role, he serves as CEO and general agent of Southwestern Financial Network and Insurance Services, an insurance agency soliciting auto, workers' compensation, business liability insurance, fixed annuities, and life insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a wide range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management alongside research from LPL Research and third-party subadvisors.

Carlos Cabrera is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. He previously worked at Wells Fargo for 14 years before joining J.P. Morgan and JPMorgan Chase Bank, N.A. Outside of his advisory role, Cabrera owns businesses related to boxing news and apparel, catering, and shoe trading, and also works as an Uber driver. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Deborah Lee is a financial advisor with LPL Financial in Sherman Oaks, CA, holding Series 63 and Series 65 licenses and over 32 years of industry experience. She has been with LPL Financial since 2007. Outside of her advisory role, she has experience bartending at private events and has occasionally provided her home for small film projects. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services with discretionary and non-discretionary management, model portfolios, and research support from LPL Research and third-party subadvisors.

Glenn Crawford is a financial advisor with Mass Mutual Investors Services in Newhall, CA, holding Series 63 and Series 65 licenses and eight years of industry experience. His prior roles include positions at Signature Resources Capital Management and Taylor Insurance and Financial Services. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as annual collaborative relationships, utilizing firm-approved software to analyze client goals and deliver written recommendations.

Jennifer Meneshian is a financial advisor at Wells Fargo Clearing with 33 years of industry experience. She holds Series 63 and Series 65 designations and has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad investment menu that includes insurance-related vehicles and bank deposit sweep options.

Robert Arshagouni is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 27 years of industry experience. He is co-partner at Jackson & Arshagouni, a tax and accounting firm, and serves as president of the Marilyn Arshagouni Scholarship Fund, which administers scholarship awards. He also holds leadership roles in a youth soccer volunteer organization and is CFO of a manufacturing business. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers across various program structures.

Renee Mollinedo Nelsen is a Series 66-licensed financial advisor with eight years of industry experience. She has been with Ameriprise Financial Services since 2015, serving clients from Woodland Hills, CA. Ameriprise Financial Services is a large, diversified advisory firm that serves both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on reliable income sources and tax-aware withdrawal strategies.

Christa Redman is a financial advisor at Ameriprise in Thousand Oaks, CA, holding a Series 66 designation with 11 years of industry experience. She has worked at Ameriprise since 2018 and previously spent six years at Merrill. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Gregory Elia is a financial advisor with Ameriprise in Woodland Hills, CA, holding a Series 66 designation and 17 years of industry experience. He previously worked at LPL Financial for 16 years and has been involved with Kinecta Financial & Insurance Services for 20 years, where he serves as a Financial and Operations Principal. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports through a centralized consulting team.

Irene Anderson is a financial advisor with Primerica Advisors in Burbank, CA, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has worked with PFS Investments Inc. since 2004 and with Primerica Financial Services since 2003. In addition to her advisory role, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and utilizes a tiered wrap fee structure, providing portfolio management primarily for individual clients rather than institutional plans.

Alberto Alvarez is a CFP® professional with 25 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Alvarez serves as a general board member of the Los Angeles Mission College Foundation. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and delivers recommendations through a centralized consulting team in partnership with individual advisors.

Jakob Balcom is a financial advisor with Raymond James & Associates, holding a Series 66 designation and three years of industry experience. Prior to joining Raymond James, he worked at UBS Financial Services Inc. from 2022 to 2025. Outside of his advisory role, he is a partner in a business focused on investment property research and decision-making. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, supported by a wide range of portfolio management styles and affiliated research.

Sandra Caluya is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. She has been associated with Cetera and its affiliated entities since 2013, with prior experience at firms including D.A. Davidson & Co. Cetera Investment Advisers LLC serves individual and institutional clients nationwide, offering a range of portfolio management and financial planning services through a multi-manager platform that supports various program structures and investment strategies.