Andrew Carlie is a financial advisor at Morgan Stanley with 13 years of industry experience. His career includes roles at DoorDash Inc., Oracle America Inc., TD Ameritrade, and Scottrade. He holds Series 65, Series 63, and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Gavin Sturgis is a financial advisor with Charles Schwab in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His prior experience includes six years with Jackson National Life Distributors LLC before joining Charles Schwab and Charles Schwab Bank in 2018. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options supported by strategic asset allocation, written advice policies, and access to alternative investment products.

Eric Andersen is a financial advisor with LPL Financial in Roseville, CA, holding the Series 66 designation and 26 years of industry experience. He has been with LPL Financial since 2009. Andersen also offers health savings accounts (HSAs) to clients and operates a pension and wealth advisory business under the name Safe Harbor Pension & Wealth. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm provides a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Robert Bresman is a financial advisor with Wells Fargo Clearing in El Dorado Hills, CA, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he participates in online surveys. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Jacqueline Ellerbee is a financial advisor with Thrivent Investment Management in Rocklin, CA, holding a Series 66 designation and with seven years of industry experience. She has been with Thrivent Financial and Thrivent Investment Management since 2018. Prior to this, she worked at Macerich / Arden Fair from 2013 to 2018. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based analyses and a broad range of planning topics without discretionary trading authority. The firm offers integrated planning and managed-account solutions through its “WealthPlan” option while maintaining separate advisory services.

Dustin Brooks is a financial advisor at Edward Jones with two years of industry experience. He holds a Series 66 designation and previously worked for six years at Von Housen Automotive Group. Based in Rocklin, CA, he has been with Edward Jones since 2023. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a nationwide network of over 23,000 advisors, offering a range of advisory programs and investment solutions under a fiduciary standard.

Charles Ankrim is a financial advisor at Robert W. Baird & Co. with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Robert W. Baird since 2009. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and charitable organizations. The group provides tailored consulting and portfolio management services using a combination of in-house and third-party managers across a range of traditional and non-traditional investment strategies.

Amber Drinkwater is a Series 66-credentialed advisor with LPL Financial, based in Roseville, CA, with 11 years of industry experience. She has been with LPL Financial since 2014 and also has a longstanding affiliation with Golden 1 Credit Union since 2004. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from internal and third-party sources.

Matthew Schirmer is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America, N.A. and Merrill Lynch, Pierce, Fenner and Smith Incorporated. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Rebecca Stewart is a financial advisor with Morgan Stanley in Roseville, CA, holding a Series 66 designation and eight years of industry experience. Her career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Edward Jones, and Wells Fargo. She serves as a board member of the Sacramento Estate Planning Council, an organization focused on education. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutions. The firm provides tailored financial planning supported by structured discovery conversations and firm-approved planning tools, managing approximately $2.74 trillion in client assets.

Christine Cao is a financial advisor at Edward Jones with five years of industry experience. She holds a Series 66 designation and has worked at Edward Jones since 2020, with prior roles at Merrill Lynch and in a family business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Geremy Zezini is a financial advisor with LPL Enterprise in Roseville, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His prior roles include positions at Charles Schwab and CliftonLarsonAllen Wealth Advisors. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, and access to various advisory and brokerage products through an integrated platform.

Damian Lima is a financial advisor with Edward Jones in Rocklin, CA, holding CFP® and Series 66 designations and bringing eight years of industry experience. He has worked at Edward Jones since 2018 and previously was employed at Accenture from 2015 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Courtland Mulliken is a Wealth Management Advisor with Merrill Lynch Wealth Management. He brings over 15 years of technical industrial experience, focusing on Wealth Management and Corporate Retirement Services. His wealth management services include individualized financial, estate, investment advisory, and cash management services for affluent clients, while his corporate retirement expertise covers qualified and non-qualified deferred compensation plans, concentrated stock and option plans, business succession planning, and cash management. Courtland graduated from the University of Colorado, Boulder, earning dual degrees in Chemistry and Mathematics. He served as a Submarine Officer in the US Navy for more than 10 years in both active and reserve capacities. Following his military service, Courtland worked in the Semiconductor Equipment Manufacturing and Medical Device Manufacturing industries. He holds multiple professional designations, including Chartered Financial Analyst® (CFA®), Wealth Management Advisor (WMA), Chartered Retirement Planning Counselor™ (CRPC™), Chartered Retirement Plans Specialist™ (CRPS™), Certified 401(k) Professional (C(k)P®), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Certified Plan Fiduciary Advisor (CPFA). Courtland is a member of the CFA® Society of Sacramento and involved with the Civil Air Patrol. He lives in El Dorado Hills, California, with his wife, Taira, and is active in his community.

Lori Riffle is a financial advisor at Stifel with 30 years of industry experience. She holds the Series 63 designation and has been with Stifel Nicolaus & Co Inc since 2015. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

James Slaughter is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and possessing 17 years of industry experience. His prior roles include positions at LPL Financial, Next Financial Group, and Waddell & Reed. Outside of his advisory work, he owns and operates Daycation for Seniors, a business focused on senior activities. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving a diverse client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers.

Jon Hutchison is a financial advisor with LPL Financial in Roseville, CA, holding the ChFC® designation and Series 63 and 65 licenses. He has 42 years of industry experience, previously working at Lincoln Financial Securities Corporation and operating Hutchison Financial Group, Inc. He has maintained independent business activities related to financial services and insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house research and third-party subadvisors.

Gary Arena is a financial advisor at Wells Fargo Advisors with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo in various capacities since 2010. Outside of his advisory role, he owns and operates Arena Wealth Management LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and financial planning services tailored to clients who meet certain net-worth criteria. The firm offers a broad range of planning options, utilizing Wells Fargo’s research and tools, and incorporates advisory services alongside other financial products and referral channels.

Matthew Cimino is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo Clearing since 2016, following four years with Wells Fargo Advisors, LLC. Outside of his advisory role, he serves as Treasurer for United Walk Inc., where he provides oversight for revenue, donations, expenses, and strategic activities. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

William Dean is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at Harley-Davidson dealerships in Folsom and Sacramento for a combined eight years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.