Robert Norton is a Series 66 licensed financial advisor at Merrill with 13 years of industry experience. He has worked at Bank of America, N.A. since 2014 and Merrill Lynch, Pierce, Fenner And Smith Incorporated since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brian Conrad is a CFP® professional with 28 years of industry experience, currently serving as a financial advisor at Edward Jones since 2002. He holds Series 63 and Series 65 licenses. Outside of his advisory role, Conrad is involved in maritime assistance as an occasional captain for Tow Boat U.S. Annapolis Baltimore/Middle River and holds positions on the Anne Arundel County Ethics Board and Police Accountability Board. He is also the owner of Oakley Aviation, LLC, established for aircraft ownership. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard with a nationwide network of approximately 23,701 financial advisors and 15,121 branch offices.

Dan Wittig is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2018. He focuses on helping families navigate complex financial challenges, including investment strategy, retirement planning, tax efficient investing, and multigenerational family wealth planning. Dan has been with Fidelity Investments since 2013, progressing through several roles including Financial Consultant, Investment Consultant, and Financial Representative. Prior to joining Fidelity, he worked as a Financial Advisor at RiverBay Investments from 2010 to 2013. Outside of his professional career, Dan enjoys boating, sailing, music, and spending time with his family.

Madison Gary is a financial advisor with Merrill in Baltimore, MD, holding a Series 66 designation and seven years of industry experience. Prior to joining Merrill, Madison worked at Bank of America, N.A. for six years. Outside of finance, Madison has experience with the Columbia Association Aquatics and Continental Pools LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Chadwick Chilcot is a financial advisor at Merrill with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill, LPL Financial, M&T Bank, and Stifel. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Harry Ford III is a financial advisor with Morgan Stanley in Baltimore, MD, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Prior to joining Morgan Stanley, he was with Citigroup Global Markets from 2006 to 2009. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Gary Marino is a financial advisor with RBC Capital Markets in Baltimore, MD, holding Series 63 and Series 65 credentials and 44 years of industry experience. He has been with RBC Capital Markets since 2009 and also works with City National Bank. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations, offering a range of advisory programs with tailored portfolio management and financial planning services. The firm utilizes a mix of in-house and third-party investment managers and provides clients with options such as tax management and responsible-investing screens.

Harold Hunt Jr. is a financial advisor at OSAIC with 27 years of industry experience. He holds the CFP® and ChFC® designations and has worked previously at Cantella and Co., Inc., and Securities America Advisors. In addition to his advisory role, he teaches as an adjunct professor at Anne Arundel Community College. OSAIC serves a diverse range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios that include various asset types on both discretionary and non-discretionary bases.

Karl Campbell is a financial advisor with Ameriprise in Columbia, MD, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of advisory work, he is the owner of CampusNIL Corporation, a student savings platform that provides financial benefits and discounts to college students across the U.S. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement income planning, including tax-aware withdrawal strategies and Social Security options, delivered through a collaborative, non-discretionary process.

Tara Orendorff is a financial advisor with Raymond James & Associates in Baltimore, MD, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She previously worked at Wells Fargo Clearing from 2010 to 2016 and has been with Raymond James since 2016. Additionally, she serves as co-trustee of her parents' trust. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering tailored financial planning and consulting services supported by a wide range of portfolio management styles and affiliated research.

Vincent Williams is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including PNC Bank, Merrill, and Ameriprise. He is based in Baltimore, MD. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Sumaiya Andaleeb is a Series 66 credentialed financial advisor with Morgan Stanley in Baltimore, MD, where she has worked since 2012, accumulating 14 years of industry experience. She is part of a large institutional firm known for offering a wide range of advisory programs. Morgan Stanley Wealth Management serves both individual and institutional clients with tailored financial planning and a variety of investment services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and methodologies to support client goals.

Matthew Wallace is a financial advisor with RBC Capital Markets in Annapolis, MD, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at City National Bank, Bank of America, and Merrill Lynch. Outside of finance, he was involved with Ken's Creative Kitchen from 2015 to 2017. RBC Wealth Management serves a broad client base including individual investors, institutions, and charitable organizations, offering a range of advisory programs with customizable portfolio management, financial planning, and brokerage services.

Jeffrey Link is a financial advisor with Wells Fargo Advisors in Baltimore, MD, holding a Series 66 credential and bringing 24 years of industry experience. He has been with Wells Fargo Advisors since 2015. Outside of his advisory role, he has ownership interests in several private companies, including Armada Capital, LLC, and Shufly, LLC, which he co-owns with his spouse. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning services, including niche areas such as business-owner transition planning and special-needs analysis, supported by Wells Fargo’s research and planning tools.

Colin Mead is a financial advisor at Morgan Stanley with 19 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Mackenzie Watson is a CFP® and Series 66-licensed financial advisor at LPL Financial with four years of industry experience. Prior to joining LPL Financial, Watson worked at Charter Financial Group and held positions at Uber Inc., RZIM, SunTrust Inc., and the University of Maryland. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of investment solutions including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Laura Strosnider is a financial advisor with Morgan Stanley in Baltimore, MD, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She has worked at Morgan Stanley Private Bank and Morgan Stanley since 2016. Strosnider is also engaged as an investment adviser with Fulton Financial Corporation, where she dedicates significant time to investment-related activities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that utilizes structured discovery and firm-approved tools to help clients model potential outcomes.

Allan House is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Brown Advisory, Santa Barbara Asset Management, and Rittenhouse Asset Management. House serves on the Investment Committee of Friends School of Baltimore and is a board member of the Finance Committee at The Chesapeake Bay Trust. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers a broad range of investment and planning services.

Thomas Carter III is a financial advisor at RBC Capital Markets with 33 years of industry experience. He holds Series 63 and Series 65 designations and has worked at RBC Capital Markets since 2008 and City National Bank since 2017. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, corporations, and charitable organizations with a variety of advisory programs offering portfolio management, financial planning, custody, and brokerage services. The firm implements client-specific strategies using both in-house and third-party managers and integrates capital markets and alternative investments into its offerings.

Annalee Beharie is a financial advisor with Morgan Stanley in Baltimore, MD, holding Series 63 and Series 66 licenses and bringing five years of industry experience. Prior to joining Morgan Stanley in 2025, she worked at J.P. Morgan Securities for four years and spent thirteen years at JPMorgan Chase Bank, N.A. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and scenario modeling.