Andrew Riehl is a CFA® charterholder and holds a Series 65 license, with eight years of industry experience. He is currently with Cerity Partners LLC, where he has worked since 2023. Prior to Cerity Partners, he was employed at Maryland Capital Management and Croft Leominster Investment Management. Cerity Partners provides customized wealth management and related services to a broad national client base, including individuals, families, trusts, business entities, charitable organizations, and institutional investors. The firm employs tailored asset allocation, manager selection, and proprietary quantitative methods to build client programs across a variety of investment and planning services.

Michele Peele is a financial advisor at Janney Montgomery Scott with 23 years of industry experience. She holds the Series 63 designation and has worked at Janney Montgomery Scott since 2022, following six years at Wells Fargo Clearing and three years at Wells Fargo Advisors LLC. Michele serves as a Notary Public for the State of Maryland, providing notary services to clients on a volunteer basis. Janney Montgomery Scott LLC is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage, financial planning, consulting, and multiple advisory programs.

Brian Graney is a CFA® charterholder with 19 years of industry experience. He has been with Brown Investment Advisory & Trust Company since 2008. Brown Advisory provides investment management and advisory services to a diverse client base, including high net worth individuals, endowments, foundations, pension plans, and corporations. The firm employs a bottom-up, fundamental research process to construct concentrated portfolios and offers a range of strategies including sustainable-investment research, model portfolios, and private-fund and venture programs.

Matthew Grayson is a financial advisor at T. Rowe Price Advisory Services, Inc. with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has been with T. Rowe Price since 2015. Outside of his advisory role, Grayson serves as a swimming official with the Maryland Officials Club. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program that combines goals-based financial planning, retirement income planning, and discretionary investment management, primarily using proprietary mutual funds and ETFs. The firm serves individual investors and households, employing tax-aware strategies and Monte Carlo simulations to support retirement planning.

Hugh Palmer is a Series 65 credentialed advisor at HB Wealth with six years of industry experience. His prior work includes six years at WMS Partners and two years of service in the United States Army. Outside of advising, he leads a project reviewing and updating several family partnerships through FWP LLC. HB Wealth Management provides wealth management, investment management, and financial planning to a wide range of clients, including individuals, families, trusts, retirement plans, corporate entities, and institutional clients. The firm combines quantitative and qualitative due diligence across diverse public and private strategies and offers services such as outsourced chief investment officer (OCIO) and institutional advisory solutions.

Bryan Kelly is a financial advisor at HB Wealth with a Series 65 designation and two years of industry experience. He has worked at several firms including WMS Partners, LLC and Stifel, and has coached boys club lacrosse with FCA Maryland since 2018. HB Wealth Management is a registered investment adviser serving individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm offers wealth management, investment management, and financial planning services, employing a disciplined investment process that combines quantitative and qualitative due diligence across a range of public and private strategies.

Ian Sotir is a financial advisor at T. Rowe Price Advisory Services, Inc. with three years of industry experience. He holds a Series 66 designation and previously worked at Lower.com D.B.A. Homeside Financial for seven years. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and investment management to individual investors and households, using model portfolios exclusively invested in T. Rowe Price mutual funds and ETFs. The firm combines nondiscretionary planning with discretionary account management and offers financial plans with Monte Carlo simulations through an interactive online tool.

John Fazzini Jr. is a CFP® certificant with eight years of industry experience, currently serving as a financial advisor at T. Rowe Price Advisory Services, Inc., where he has worked since 2017. Prior to his advisory role, he spent four years at the University of Alabama. Outside of his advisory work, he owns and manages gardening design operations through Commander in Leaf LLC. T. Rowe Price Advisory Services provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm employs model portfolios invested exclusively in proprietary T. Rowe Price mutual funds and ETFs, utilizing tax-aware strategies and online planning tools to support clients' retirement goals.

Olivia Mc Dermott is a financial advisor with Truist Advisory Services, holding a Series 66 designation and two years of industry experience. Prior to her current role, she worked in education with Baltimore County Public Schools and held various positions at the University of Maryland and McDonogh Summer Programs. Truist Advisory Services offers investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm combines discretionary and non-discretionary management strategies, utilizing third-party platforms and AI-enabled research tools to support investment decisions and manager selection.

Paul Speargas is a CFA® charterholder with 17 years of industry experience. He has worked at HB Wealth Management since 2025 and previously spent 17 years at WMS Partners. He serves as a board member and chair of the Investment Committee for Odyssey School, which focuses on language learning differences. HB Wealth Management is a registered investment adviser that provides wealth management, investment management, and financial planning to a diverse client base including individuals, families, trusts, retirement plans, corporate entities, foundations, and family offices. The firm also offers institutional advisory services and combines quantitative and qualitative due diligence across a broad range of public and private investment strategies.

Alyssa Poremski is a Series 66 licensed financial advisor with Janney Montgomery Scott, where she has worked since 2020. She has four years of industry experience and previously held positions at The Open Door Child Care Center and Rebounders Gymnastics, among others. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable and municipal clients, offering a range of brokerage, financial planning, and advisory services.

Mitchel Penn is a CFA® charterholder and holds a Series 66 license with 23 years of industry experience. He is currently with Oppenheimer, where he has worked since 2021. His prior experience includes roles at Janney Montgomery Scott, ClearBridge Investments, and Legg Mason Wood Walker, Incorporated. Oppenheimer serves a diverse client base, including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides a wide range of advisory programs involving equity, balanced, and fixed-income portfolios, employing both discretionary and non-discretionary investment strategies.

Bryant Mayes III is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has 10 years of industry experience. His prior roles include positions at GWFS Equities, Inc. and Nationwide Investment Services Corp. In addition to his advisory work, he is a licensed real estate agent with Coldwell Banker Realty in Baltimore. T. Rowe Price Advisory Services, Inc. provides retirement-oriented financial planning and discretionary investment management primarily for individual investors and households. The firm employs a goals-based approach using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, and it offers clients access to financial advisors through an integrated online platform.

Patrick Wheeler is a Series 66-licensed financial advisor with two years of industry experience. He is currently with T. Rowe Price Advisory Services, Inc. and has prior experience at Thrivent Financial and Thrivent Investment Management Inc. Outside of his advisory role, he has worked as a bartender at BJ’s Restaurant and Brewhouse. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm employs model portfolios using proprietary T. Rowe Price mutual funds and ETFs, with financial plans developed through Monte Carlo simulations and accounts managed on a discretionary basis.

Andrew Heiges is a CFP®-designated financial advisor with 26 years of industry experience. He is currently with T. Rowe Price Advisory Services, Inc., where he has worked since 2016. His prior experience includes roles at TIAA-CREF, Banc of America Investment Services, Inc., and Merrill. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. Their approach features model portfolios invested exclusively in proprietary T. Rowe Price mutual funds and ETFs, using tax-aware strategies and Monte Carlo simulation-based retirement income projections.

Matthew Bollinger is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 designations and began his advisory career in 2025. Prior to becoming a financial advisor, he worked in rehabilitation services at MedStar National Rehabilitation and other related organizations. T. Rowe Price Advisory Services, Inc. provides the T. Rowe Price Retirement Advisory Service, which serves individual investors and households focused on retirement goals through a combination of goals-based financial planning, retirement income planning, and discretionary investment management using proprietary T. Rowe Price mutual funds and ETFs.

Evaristo Gonzalez is a Series 66-licensed financial advisor with eight years of industry experience. He is currently affiliated with Guardian Life and Park Avenue Securities, where he has worked since 2017 and 2015 respectively. Outside of his advisory role, Gonzalez is an independent contractor providing outside disability insurance through Peterson International and Assurity. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers a range of brokerage services, financial planning, retirement plan consulting, and investment advisory programs that include discretionary and non-discretionary options.

Marie David is a Certified Financial Planner (CFP®) with nine years of industry experience. She currently serves as a financial advisor at Cerity Partners LLC, joining the firm in 2023. Her prior experience includes roles at Maryland Capital Management and RBC Wealth Management. Cerity Partners provides customized wealth management and related services to a broad national client base, including individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset allocation, manager selection, and periodic rebalancing, utilizing proprietary quantitative screens alongside third-party managers and individual securities.

Patrick Fornadel is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has two years of industry experience. Prior to joining T. Rowe Price in 2023, he worked at X-Ceed Consulting and UPS, among other roles. T. Rowe Price Advisory Services offers the Retirement Advisory Service, which provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and interactive planning tools.

Stavros Rizakos is a Series 65-licensed financial advisor with nine years of industry experience. He is currently with Focus Partners Wealth, LLC and has previously worked at The Colony Group, Connectus Wealth, Horan Capital Management, Morgan Stanley, Maller Wealth Advisors, and Lincoln Financial Advisors Corporation. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, corporate, and institutional clients, offering wealth management and advisory services including investment management, financial and tax planning, and business management. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.