Timothy Friend is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and 14 years of industry experience. His prior work includes roles at Royal Alliance Associates, Signator Investors, and R.D. Robinette & Associates. He is currently based in Indianapolis, IN. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, using standard asset allocation models and Schwab research tools. The firm offers annual financial reviews, retirement and planning discussions, and investment recommendations across various securities, with final trading decisions resting with clients.

Scott Walloch is a CFP® professional with 17 years of industry experience, currently serving at Mariner Wealth Advisors since 2024. Prior to joining Mariner, he spent 12 years at Avantax Planning Partners, Inc. He is based in Indianapolis, IN. Mariner Wealth Advisors serves a diverse client base including individuals, pension plans, trusts, estates, and charitable organizations through investment management, financial planning, retirement consulting, and coordinated tax services. The firm employs discretionary, customized portfolio strategies supported by an internal investment team and integrates tax and accounting services alongside traditional wealth management.

Trent Walters is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has been with Charles Schwab and its affiliated entities since 1992, including 14 years at Schwab Wealth Advisory. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice through standard asset allocation models and research tools while leaving final trading decisions to clients.

Mark Salzinger is a financial advisor at Allworth Financial, L.P. in Indianapolis, IN, with 20 years of industry experience. He holds the Series 65 designation and previously worked at Salzinger Sheaff Brock for 16 years and The No Load Fund Investor, LLC for one year. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using a range of model strategies and employs both discretionary and non-discretionary approaches, incorporating technology to manage held-away employer retirement accounts.

Michael Roberts is a CFP® certificant with five years of industry experience, currently advising at Schwab Wealth Advisory, Inc. in Indianapolis, IN. He previously held roles at Charles Schwab bank, Cetera Investment Services LLC, and worked outside the financial industry at DoorDash and Jewell Flooring. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem and does not exercise discretionary trading authority, with discretionary management typically handled by affiliated or third-party money managers.

Melisa Benavidez is a financial advisor at Schwab Wealth Advisory with 27 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Charles Schwab since 1997, including roles at Schwab Private Client Investment Advisory and Schwab Wealth Advisory Inc. since 2022. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, focusing on annual financial reviews, retirement planning, and investment recommendations using proprietary Schwab tools and models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, with discretionary management typically handled by affiliated or third-party managers.

Anne Martin is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and four years of industry experience. She previously worked at Charles Schwab, Flix Brewhouse, and Allied Solutions. Outside of her advisory role, she donates extra breast milk through Tiny Treasures Milk Bank. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations using Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its services.

Brian Kincanon is a financial advisor with Key Investment Services LLC in Fishers, Indiana. He holds Series 63 and Series 66 designations and has 18 years of experience in the industry. His career includes multiple roles with Key Investment Services and KeyBank since 2016. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, including wrap-fee arrangements, model portfolios, and separately managed accounts. The firm emphasizes client-directed model selection supported by ongoing monitoring and due diligence, and operates within the KeyCorp group alongside affiliated banking and capital markets entities.

Avery Prince is a financial advisor at Schwab Wealth Advisory with two years of industry experience. He holds the Series 66 designation and has prior experience at Amazon and American Income Life. Prince has been with Schwab Wealth Advisory and affiliated Charles Schwab entities since 2023. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing standard asset allocation models and Schwab research tools. The firm conducts annual reviews and offers investment recommendations but does not exercise discretionary trading authority.

Jason Pearce is a financial advisor with Schwab Wealth Advisory in Indianapolis, IN, holding Series 63, 65, and 66 licenses and bringing four years of industry experience. His prior experience includes roles at Charles Schwab & Co., Inc. and Shunk Gulley. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm’s advice relies on Charles Schwab’s asset allocation models and research tools, with clients retaining final trading decisions.

Thomas Nickol is a financial advisor with Kestra Advisory and holds Series 63 and Series 65 licenses. He has 41 years of experience in the financial services industry, including longstanding roles at Capitol Financial Services since 1984 and Kestra Advisory since 2016. Nickol is also involved in the sales and service of employee benefits and fixed insurance products through related business activities. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors as well as institutional and individual clients. The firm offers services such as fiduciary consulting, plan design, and investment advice, and manages approximately $79.8 billion in assets, including serving large institutional investors and sovereign wealth funds.

Amy Cummings is a CFP® professional with 30 years of experience in the financial advisory industry. She is currently with VOYA Financial Advisors, Inc. and has previously worked at Valic Financial Advisors for 26 years and Agia for two years. VOYA Financial Advisors, Inc. provides investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base including individuals, charitable organizations, corporations, and plan sponsors. The firm offers a range of advisory programs combining model portfolios and manager-driven sleeves, with a focus on both non-discretionary and discretionary asset management.

Justin Logan is a financial advisor at Empower Advisory Group with eight years of industry experience. His previous roles include positions at Fidelity Investments, Beacon Pointe Financial Advisors LLC, and Charles Schwab. Outside of finance, he works part-time performing light cleaning and maintenance at a sports and entertainment facility in Westfield, Indiana. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage clients. The firm’s approach integrates proprietary and third-party planning methodologies focused on long-term portfolio returns and savings rates.

Bradford Karcher is a CFP® professional with eight years of industry experience, currently serving as an advisor at Schwab Wealth Advisory. He has worked within Charles Schwab since 2017 and has prior experience at Marsh Supermarkets and Ball State University. Karcher serves on the Board of Directors for the Hamilton Southeastern High School Academy of Finance, contributing to decisions on program funding. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem using standard asset allocation models and research tools, with advisors recommending investments while clients retain final trading decisions.

Ronald Abramson is a financial advisor with Schwab Wealth Advisory in Indianapolis, IN. He holds Series 63 and Series 66 designations and has 29 years of industry experience, including over a decade at Schwab Wealth Advisory and a continuous tenure at Charles Schwab since 1997. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients participating in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations. The firm operates within the Schwab ecosystem using standard asset allocation models and research tools, with advisors recommending allocations while clients retain final trading decisions.

Brooklyn Brown is a financial advisor at Cerity Partners LLC with a Series 65 credential and one year of industry experience. Prior to joining Cerity Partners, Brooklyn worked at Farrall Wealth Management and held positions at Family Express Corp., Indiana University RPS, Express Employment Professionals, and ACE Hardware. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, corporations, charitable institutions, and other institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, emphasizing customized portfolios and diversified asset allocation.

Nicholas Scherer is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and three years of industry experience. His prior work includes roles at Charles Schwab and Capital Strategies Investment Group. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering recommendations based on Charles Schwab's standard asset allocation models and research tools while leaving final trading decisions to clients.

Paris Proctor is a financial advisor with CWM, LLC, holding a Series 66 designation and two years of industry experience. Their prior roles include positions at Carson Wealth and Raymond James Financial. Outside of advising, Proctor has experience in nonprofit work and various entrepreneurial ventures, including involvement with Goodie Nation 501c3 and small business ventures in the food and cleaning service sectors. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of more than 600 advisors. The firm offers portfolio management and a range of retirement-plan services, typically managing accounts on a discretionary basis using model portfolios supported by an in-house Investment Committee and a combination of analytical tools and third-party resources.

Ryan Donovan is a CFP® with 28 years of experience, currently serving at Principal Financial Services in Indianapolis, IN. He has been with Principal Securities Inc. and Principal Mutual Life since 1997. Outside of his advisory work, Donovan serves as a deacon at Colonial Hills Baptist Church, where he participates in church committees and ministries. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Ronald Brock is a financial advisor with Allworth Financial, L.P. in Indianapolis, IN, holding Series 63 and Series 66 credentials and possessing 24 years of industry experience. He has been with Allworth Financial since 2025 and has prior experience with several firms including Trust Advisors, Innovative Portfolios, and Sheaff Brock Investment Advisors. Outside of his advisory role, he is the owner of Pickle Indy LLC, a recreation sports business. Allworth Financial is an SEC-registered, fee-based adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm uses customized portfolio strategies, including core-satellite and defined-outcome ETF approaches, and employs technology to manage held-away employer retirement accounts while offering both discretionary and non-discretionary services.