Andrea Leahy is a financial advisor with Merrill based in Yardley, PA, holding Series 63 and Series 66 credentials and 17 years of industry experience. She has worked at Merrill since 2017 and previously spent one year with Maximum Asset Strategies. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and corporate fiduciaries. The firm integrates investment management with Bank of America’s broader platform, including lending, custody, and principal trading services.

Charles Price III is a financial advisor with LPL Financial in Mount Laurel, NJ. He holds a Series 66 designation and has two years of industry experience. Prior to joining LPL Financial, he worked for the Delaware River Port Authority for 21 years. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and brokerage solutions supported by model portfolios, research, and technology-driven strategies.

Glenn Mellin is a financial advisor with OSAIC who holds the ChFC® designation and has 34 years of industry experience. He previously worked at Signator Investment Inc. from 2016 to 2018. Outside of his advisory role, Mellin is involved in fixed insurance solutions and employee benefits through a partnership with Edelman Insurance Management Group. OSAIC serves a broad mix of retail and institutional clients, providing integrated brokerage and investment advisory services through a large network of affiliated advisors and multiple platforms. The firm employs asset-allocation tools, risk-tolerance analysis, and automated rebalancing to construct diversified portfolios across various asset classes.

Brandon Razler is a financial advisor with Mass Mutual Investors Services, holding a Series 66 credential and six years of industry experience. He has worked with MassMutual Life Insurance and Mass Mutual Investors Services since 2018. Razler has also been involved in academic support roles at Georgian Court University and held a position at the YMCA. Outside of his advisory work, he is licensed as an insurance agent specializing in life, disability, long-term care, and fixed annuities. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, providing collaborative, annual planning relationships with tools such as Monte Carlo simulations and automated asset-allocation analysis.

Fred Kurtz is a financial advisor at Edward Jones in Newtown, PA, holding Series 63 and Series 65 licenses with 26 years of industry experience. He has been with Edward Jones since 2004. Outside of his advisory role, he is involved with Rittenhouse Ventures III, an early-stage venture capital fund based in Philadelphia. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Michael Kramley is a financial advisor with Morgan Stanley in Mount Laurel, NJ, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes supported by firm-approved tools and models.

Christopher Lex is a financial advisor with LPL Financial, holding a Series 66 designation and 14 years of industry experience. Prior to joining LPL Financial in 2025, he worked at Agia and Valic Financial Advisors. He is involved in entrepreneurial ventures through entities such as WealthFusion Inc and The Fifteen Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, brokerage services, and utilizes research from LPL Research and third-party subadvisors to support diversified investment strategies.

Jennifer Myers is a financial advisor with Morgan Stanley in Mount Laurel, NJ, holding a Series 66 designation and 23 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and previously at Citigroup Global Markets beginning in 2005. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and modeling techniques.

Michael Skowronski is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. His career includes roles at Wells Fargo Advisors LLC and Wachovia Bank, N.A. He has been with Wells Fargo Clearing since 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory and tailored to plan-specific objectives and risk tolerances.

Joseph Skwara Jr. is a CFP®-designated financial advisor with Ameriprise, based in Southampton, NJ, with 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is a member of Voorhees Management Group LLC, an advisory group formed for rental real estate activities. Ameriprise is a large institutional firm offering a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations, delivered through a centralized consulting team in partnership with client advisors.

Albert Fox is a financial advisor with Morgan Stanley in Mount Laurel, NJ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2014 and 2015, respectively. Outside of his advisory role, Fox serves as the president of the board of directors at Laurel Creek Country Club and holds board positions with the Greater Philadelphia YMCA and the Office of Attorney Ethics in Burlington County. Morgan Stanley Wealth Management is a large institutional firm offering a wide range of advisory and financial planning services to individuals and institutions. The firm employs structured planning tools and investment modeling techniques as part of its advisory process and manages approximately $2.74 trillion in client assets.

Annmarie Cook is a financial advisor with LPL Financial in Mount Laurel, NJ, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. Her prior roles include five years at Wells Fargo Clearing and seven years at Wells Fargo Advisors LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management and providing access to model portfolios and research from multiple sources.

Timothy Newman is a CFP® certified financial advisor with 16 years of industry experience. He has worked at Wells Fargo Clearing since 2018 and previously held positions at JP Morgan Chase Bank, JP Morgan Securities LLC, and Scottrade. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Matthew Mrazik is a financial advisor at UBS Financial Services with 10 years of industry experience. He holds a Series 66 designation and has previously worked at firms including Bank of America, Merrill, EquityBee Inc., and North Capital Private Securities. Outside of his advisory work, he produces music and releases it on streaming platforms. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor investment strategies. The firm combines institutional trading capabilities with wealth management services, including financial planning and portfolio management.

Kevin Mcveigh is a financial advisor with LPL Financial in Cherry Hill, NJ, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with LPL Financial since 2013. Outside of his advisory role, he operates several insurance-related businesses focusing on life, health, long-term care, and disability insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers comprehensive financial planning, various advisory programs, and utilizes research from LPL Research and third-party subadvisors to support diverse investment strategies.

Ray Greenberg is a CFP® with over 50 years of experience in the financial industry. He has been associated with Cetera since 2025 and previously worked with Concourse Financial Group Securities Inc for nearly two decades. Greenberg serves as a board member at both the Southampton Free Library and Quaint Oak Bank. Cetera Investment Advisers LLC is an SEC-registered firm providing a wide range of advisory services to individuals, retirement plans, corporate and charitable clients, and institutions. The firm operates a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to various investment program structures.

Alyssa Marino Kincel is a financial advisor at Fidelity with five years of industry experience and holds a Series 66 designation. Her previous roles include positions at Merrill and various fitness and wellness organizations. She is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to both retail and institutional clients, leveraging a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Stephen Hill is a financial advisor with Cambridge Investment Research Advisors in Newtown, PA, holding a Series 65 designation and seven years of industry experience. He is also a partner at Gilbert, Wilson & Hunter LLP, where he provides tax preparation and accounting services. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, pension and profit-sharing plans, charitable organizations, trusts, estates, and other retirement-plan sponsors. The firm offers a range of services including financial planning, investment management, and retirement plan advisory through a network of independent financial professionals using various investment platforms and strategies.

Nancy Hornberger is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 31 years of industry experience. She has worked at Wells Fargo Clearing and Wells Fargo Advisors since 2011, with a brief period of unemployment from 2022 to 2023. Outside of her advisory role, she serves as executor for her mother’s estate. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and includes a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Brandon Marshall is a financial advisor with Ameriprise Financial Services, LLC, holding a Series 66 designation and eight years of industry experience. He has worked at Ameriprise since 2017 and previously attended Saint Joseph's University. Outside of his advisory role, he is employed at WPM Management, where he performs transaction follow-up and money movement tasks related to advisory services. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and annual advice. The firm’s approach integrates internal research, third-party data, and algorithmic tools, with implementation guided by clients and their advisors within a defined investment universe.