Mark Dobroskey is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and having 12 years of industry experience. He has been with Thrivent Financial and Thrivent Investment Management since 2017. Prior to that, he worked at Good Life Advisors, LLC and LPL Financial. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive planning on topics such as retirement, taxes, estate, and special needs. The firm combines goal-based analyses with managed-account programs but does not provide discretionary portfolio management for institutional clients.

Matthew Igus is a financial advisor with Vanguard Advisers, holding Series 63, 65, and 66 designations and 11 years of industry experience. His prior work includes roles at Citigroup, Wells Fargo, HSBC, and PNC Investments. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through a high client-to-advisor ratio enabled by its digital platform and team servicing model.

Stephen Speers Jr. is a CFP® with 31 years of industry experience, currently serving as an advisor at Vanguard Advisers since 2016. He has been with The Vanguard Group, Inc. and its affiliate Vanguard Marketing Corporation since 1995. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios, mainly constructed from Vanguard funds and ETFs.

Clare Monte is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Vanguard Advisers, Clare worked at The Vanguard Group, Inc. and Vanguard Marketing Corporation, as well as roles outside the financial sector including positions at CapGemini and educational institutions. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to build portfolios primarily from Vanguard funds and ETFs, offering a range of customization options including tax-aware features and ESG considerations.

Victor Moran Jr. is a financial advisor at Vanguard Advisers with 10 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including J.P. Morgan Securities LLC, The Haverford Trust Company, and The Vanguard Group. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Edward Blanchard Jr. is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and four years of industry experience. His prior work includes roles at LPL Financial, Empower Financial Wellness, and Park Avenue Securities. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily invests in Vanguard funds and ETFs.

Jimmy Silvano is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with The Vanguard Group since 1992. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through its digital platform and team servicing model.

William Tavico Juan is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and two years of industry experience. His previous roles include positions at Wells Fargo Clearing, Wells Fargo Bank, and AT&T. Outside of his advisory work, he serves as a service member in the United States Marine Corps and operates a coffee wholesaling business. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with personalized asset allocations primarily composed of Vanguard funds and ETFs.

Matthew D'antonio is a CFP®-credentialed financial advisor with 31 years of industry experience. He has been with The Vanguard Group, Inc. since 1991. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs.

Robert Whitlock is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 registrations and 16 years of industry experience. He has been with Vanguard Advisers since 2020 and affiliated with The Vanguard Group and Vanguard Marketing Corporation since 2011. Whitlock serves as a limited agent in a fiduciary capacity for immediate family members. Vanguard Advisers offers both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. Its investment approach is goal-based and algorithm-driven, utilizing proprietary models and predominantly Vanguard funds and ETFs.

John Procak is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. He has been with The Vanguard Group since 2017 and previously worked at Randstad. Outside of his advisory role, he has served as a basketball referee with PIAA since 2008. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary models and largely Vanguard funds and ETFs to create personalized portfolios.

Matthew Smith is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has been with The Vanguard Group, Inc. since 2011. Vanguard Advisers offers both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with portfolios largely composed of Vanguard funds and ETFs, supported by a large advisory team and digital platform.

Alfred Amato III is a Series 66-licensed financial advisor with five years of experience, currently with Vanguard Advisers. He has worked at various Vanguard entities since 2021 and has additional experience at firms including Randstad and Northwestern Mutual. Outside of advising, he operates an eBay sales business. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach and portfolios primarily constructed from Vanguard funds and ETFs. The firm serves hundreds of thousands of clients through a large advisor team and emphasizes digital delivery alongside personalized asset allocation strategies.

Sean Molloy is a financial advisor at Vanguard Advisers with one year of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including Randstad and Creative Capital Wealth Management Group. He is also affiliated with West Chester University of Pennsylvania. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Matthew Hildebrand is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has worked at The Vanguard Group since 2005 and has been self-employed since 2017, providing career coaching as an independent contractor outside of his advisory role. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach and portfolios constructed mainly from Vanguard funds and ETFs. The firm serves a large client base with a digital delivery model and emphasizes personalized asset allocations across various savings goals.

Jon Engleman is a CFP® professional with 17 years of industry experience. He has been with Vanguard Advisers since 2011 and also holds roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. Engleman is based in Malvern, PA. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach to construct portfolios mostly from Vanguard funds and ETFs, supported by a large advisor team managing a high volume of client relationships.

Vikas Kwatra is a financial advisor with Vanguard Advisers, holding a Series 66 designation and seven years of industry experience. Before joining Vanguard, he worked at Union Bank of Switzerland and Novartis Pharmaceutical. He is also the owner of a general contracting business outside the financial industry. Vanguard Advisers delivers automated and human-supported investment advice through services like Vanguard Digital Advisor and Vanguard Personal Advisor, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, emphasizing scale and digital delivery.

Stephen Clark is a financial advisor with LPL Financial, holding a Series 66 designation and 12 years of industry experience. He has worked at LPL Financial since 2015 and previously spent two years with PFG Advisors. Clark is also associated with Diamond Credit Union, where he serves as a licensed producer. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, including access to third-party asset managers and institutional platforms, supported by extensive proprietary research and technology tools.

Justin Higgins is a financial advisor at Vanguard Advisers with nine years of industry experience. He holds a Series 66 designation and has been with The Vanguard Group since 2017. Prior to Vanguard, he worked at Your Pie and Clemson University. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach to asset allocation, primarily using Vanguard funds and ETFs, and manages a large client base through its digital platform and team servicing model.

Matthew Beers is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. He has been with Vanguard entities since 2015, including Vanguard Marketing Corporation and THE Vanguard Group, Inc. Beers serves as a trustee and power of attorney for immediate family members in a fiduciary capacity. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to asset allocation, utilizing proprietary models and primarily Vanguard funds and ETFs, with a notable focus on digital delivery and scale.