Christine Mania is a financial advisor at UBS Financial Services with 29 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Morgan Stanley for 16 years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory services, utilizing proprietary research and model-based asset allocations to tailor strategies. The firm combines institutional trading capabilities with wealth management, offering a range of services including financial planning, portfolio management, and capital markets solutions.

Howard Orlick is a financial advisor at Raymond James Financial with 23 years of industry experience and holds a Series 66 designation. He has been with Raymond James Financial or its affiliates since 2002 and is also a partner at Orlick & Co., LLP, where he manages operations, client relations, and risk management. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting for a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary advisory services supported by analytical tools and also maintains specialized programs in municipal finance and employer-sponsored retirement plans.

Cole Jaeger is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. Prior to joining LPL, he worked at Rolla and 929 Media, and he is also a content creator for the YouTube channel The Oscar Expert. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and technology-driven investment strategies.

Stuart Sakosits is a financial advisor with Wells Fargo Clearing in Red Bank, NJ, holding Series 63 and Series 65 licenses and bringing 51 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven process incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Payosha Gause is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and two years of industry experience. Prior to joining Cetera in 2024, she worked at Newbridge Securities Corporation and owns Tax Remedy Hub, a tax preparation and planning business. She also owns Jetsetters Unlimited LLC, a travel planning service, and serves as the NYC Metro chapter representative for the New York State Society of Enrolled Agents. Cetera is an SEC-registered adviser serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with various portfolio management programs, third-party manager access, and integrated financial planning services.

Adam Bogan is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing 26 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager and fund searches, and customized performance reporting through a team of Wealth Advisors, combining large institutional advisory operations with multiple market-facing registrations and functions.

George Moss III is a financial advisor at Merrill with 43 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 1988 and also with Bank of America since 2009. Moss serves as an officer for the George H Moss Jr Mary Alice Moss Foundation, a nonprofit organization that donates to various charities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Vincent Hirsch is a financial advisor with LPL Enterprise holding a Series 65 designation and over 56 years of industry experience. He previously worked at Pruco Securities, LLC for 44 years before joining LPL Enterprise in 2024. Outside of his advisory role, Hirsch manages an LLC related to health and property insurance sales. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products via an integrated platform.

Richard Donovan is a financial advisor at Morgan Stanley with six years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley since 2019 and previously spent seven years at American International Group, Inc. Morgan Stanley Wealth Management serves individuals and institutional clients by offering a variety of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through employer arrangements.

Andrew Rutner is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and three years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Northwestern Mutual, Truist Financial, American Heritage Federal Credit Union, and Firstrust Bank. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering advisory and brokerage services supported by research, model portfolios, and third-party asset managers. The firm integrates financial planning with brokerage and insurance products and manages lending programs, providing clients with a comprehensive platform for wealth management.

Jyoti Thawani is a financial advisor at Morgan Stanley in Red Bank, NJ, holding a Series 66 designation with nine years of industry experience. She has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Sean Brennan is a financial advisor at Morgan Stanley with 24 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney. He holds Series 63 and Series 66 designations and is based in Red Bank, NJ. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs. The firm emphasizes tailored financial planning and utilizes structured discovery processes and firm-approved tools to support client outcomes.

Chris Whalen is a financial advisor with OSAIC Wealth, Inc., holding Series 63 and Series 65 credentials and 27 years of industry experience. His career includes roles at Cantor Fitzgerald & Co., Maxim Group LLC, Liquidnet, Inc., Evermay Wealth Management, and Whalen Research & Trading. He is currently based in Colts Neck, NJ. OSAIC Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a wide network of advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services with access to third-party managers, employing asset-allocation tools and automated rebalancing to construct portfolios across multiple asset classes.

Timothy Donnelly is a financial advisor at UBS Financial Services with 44 years of industry experience. He has been with UBS since 1999 and holds Series 63 and Series 65 credentials. Outside of his advisory role, he serves as President and a board member of the Wildwood Golf and Country Club and participates on the board of Shore Club LLC, a golf course and clubhouse partnership. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and access to proprietary research to tailor client investment strategies.

Michael Manheim is a financial advisor at Wells Fargo Clearing with 51 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s investment approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options within its investment menus.

Jeffrey Kroll is a financial advisor with Wells Fargo Clearing, holding 56 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings that include insurance-related vehicles and bank deposit sweep options.

Stuart Schlesinger is a financial advisor at Cetera with 35 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Securian Financial Services, Mid Atlantic Benefit Strategies, and 1800 Equity Partners LLC. Outside of his advisory role, he is a co-owner of a holding company and has experience as an insurance agent in fixed insurance and property and casualty. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, including model portfolios, third-party managers, and bespoke strategies.

Connie Joyce is a financial advisor at Morgan Stanley with 29 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Smith Barney since 2009 and Citigroup Global Markets since 2005. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and various analytical tools, focusing on advisory services without providing individual security recommendations as part of standalone financial plans.

Karen Cardenas is a financial advisor at Merrill with Series 65 and Series 63 licenses and six years of industry experience. She has previously worked at firms including Morgan Stanley, Charles Schwab, Citigroup, JPMorgan, and Baruch College Weissman Graduate Studies. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth investors, and institutional entities.

Laura Longhi is a financial advisor at Morgan Stanley with 12 years of industry experience and holds a Series 66 designation. She previously worked at Bank of America and Merrill from 2013 to 2021 before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients. The firm offers tailored financial planning services and manages approximately $2.74 trillion in client assets.