Stephen Johnson is a financial advisor with Raymond James Financial in Draper, Utah, holding Series 63 and Series 65 credentials and 21 years of industry experience. He has worked with Raymond James and its affiliates since 2004 and owns an LLC used for payroll purposes. Johnson is also a co-agent in a non-variable insurance business. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and municipal entities. The firm offers financial planning and non-discretionary investment consulting supported by firm research and external managers, with a notable emphasis on advisory roles over discretionary management.

Les Barber Jr. is a financial advisor with OSAIC based in South Jordan, Utah, holding Series 63 and Series 66 designations and bringing 22 years of industry experience. He has worked at Royal Alliance since 2013 and is a partner at Integrated Financial Group, where he is involved in offering insurance and related financial products. Barber also holds leadership and ownership roles in other business entities related to tax planning and asset protection. OSAIC serves a diverse client base including retail and institutional investors, providing integrated brokerage and advisory services, financial planning, and access to third-party investment managers. The firm employs various asset-allocation tools and supports multiple investment platforms and legacy accounts.

Joshua Harper is a financial advisor with OSAIC who holds a Series 66 designation and has 20 years of industry experience. He has been with Integrated Financial Group and OSAIC since 2013. Outside of his advisory role, he is involved with the Family Forge Initiative, a nonprofit organization focused on charitable giving within the community. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and corporate clients by offering integrated brokerage and investment advisory services, financial planning, and retirement plan consulting. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage a broad range of investment portfolios, supporting both discretionary and non-discretionary account management.

Denton Whipple is a financial advisor with Edward Jones in Draper, UT, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at Galloway and Company and has experience in engineering, consulting, and powersports industries. Outside of his advisory role, he operates a motorcycle repair business, Desert Peak Innovation. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages assets through a range of advisory programs and investment solutions, supported by a large national network of financial advisors and branch offices.

Jordan Wilkins is a financial advisor at Edward Jones with six years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2019. Prior to joining Edward Jones, he was employed at Optum Bank, Apex Systems, and Tucanos Brazilian Grill. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices.

Daniel Kartchner is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at E*TRADE Securities and E*TRADE Capital Management. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct individual plans and employer-based Corporate Financial Planning agreements.

Jodi Vawdrey is a ChFC®-designated financial advisor at LPL Financial with 21 years of industry experience. She has held roles at several firms including Northwestern Mutual, Royal Alliance, Cetera, and currently leads Vawdrey Wealth Management Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and institutions through a national network of investment adviser representatives. The firm offers diversified advisory programs, financial planning, and retirement consulting supported by research and multiple portfolio management options.

Spencer Merkley is a Financial Consultant currently working at Fidelity Investment since 2023. He has held roles as a Financial Advisor at Morgan Stanley in 2023, Financial Consultant at E*Trade Capital Management from 2015 to 2023, and Financial Services Representative at E*Trade Securities from 2011 to 2015. Spencer connects with clients to help them map out a financial roadmap through education and guidance. He holds insurance licenses for both Arkansas and California. Outside of his professional work, Spencer has interests in baseball, board games, cooking and baking, gardening, hiking, and reading.

Keith Hays is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Morgan Stanley since 2023, following a 13-year tenure at E*Trade Securities LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that uses structured discovery and analytical tools to assist clients in developing their plans.

Ryley Boman is a CFP® with nine years of industry experience, currently advising clients at Morgan Stanley. He previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA for a combined total of ten years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Kohler Black is a CFP® professional at Charles Schwab with eight years of industry experience. He has worked at Charles Schwab since 2020, previously with TD Ameritrade, Ameriprise Financial Services, Cambridge Financial/Penn Mutual, and Vivint Smart Home. Outside of advisory work, he owns a small portfolio of single-family rental properties. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Cortney Albanese is a financial advisor with OSAIC, holding a Series 66 designation and 19 years of industry experience. She has been with OSAIC since 2013. Outside of her advisory role, she manages Albane Consulting LLC, an LLC established for her personal tax strategies. OSAIC serves a broad client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs.

Connor Boyd is a CFP® professional with six years of experience in financial advising. He has worked at LPL Financial since 2019 and previously held positions at Progressive Planning LLC, JP Morgan & Chase, and Utah Valley University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with a range of discretionary and non-discretionary management options supported by in-house and third-party research.

Brennan Castleton is a financial advisor with Morgan Stanley in Sandy, Utah, holding Series 63 and Series 66 designations and two years of industry experience. Prior to joining Morgan Stanley, he worked at E*Trade Securities LLC and held various roles in different industries, including technology and real estate. Outside of his advisory work, Castleton coaches youth sports with Salt Lake City FC. Morgan Stanley Wealth Management provides advisory services and financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured planning conversations and modeling tools, offering a broad range of investment programs and institutional solutions.

David Manookin is a financial advisor with OSAIC based in South Jordan, UT, holding Series 63 and Series 65 licenses and having 26 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2005 and was employed at the University of Phoenix from 2005 to 2016. He serves as Vice President of the South High Alumni Association, a nonprofit organization that raises funds for scholarships at Salt Lake Community College. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides a wide range of advisory services and uses firm-supported tools and third-party platforms to construct and manage investment portfolios.

Lex Drollinger is a financial advisor with LPL Financial in South Jordan, Utah, holding Series 63 and Series 65 licenses and 19 years of industry experience. His prior work includes roles at Waddell & Reed, Inc and various insurance carriers affiliated with W&R Insurance Agencies. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and investment technologies.

Thomas Honeycutt is a financial advisor at Morgan Stanley with 35 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at firms including E*TRADE Securities LLC, Wells Fargo Clearing, and Wells Fargo Advisors LLC. Outside of his advisory role, he is the owner and partner of Joyous Resolution, LLC, a collegiate clothing manufacturing business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm‑approved tools and investment research.

Ryan Searle is a financial advisor at Edward Jones with a Series 66 designation and four years of industry experience. He has held roles at Edward Jones since 2021 and has prior experience in various organizations including Young Mazda and DoorDash Inc. He serves as the treasurer of The Wellness Farm Foundation, overseeing financial decisions and coordination with accountants. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including managed solutions, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and maintains a large network of advisors and branch offices across the United States.

Sammie Conger is a CFP® professional with 40 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. Prior to this, Conger worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of financial advising, Conger serves as a counselor in a non-investment-related capacity and is involved with Tuskegee University. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Justin Ricks is a financial advisor with Mass Mutual Investors Services in Lehi, Utah, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. He has been with MML Investors Services, Inc. and Mass Mutual Life Insurance Company since 2003. Outside of his advisory role, Ricks works as an online adjunct classroom facilitator for Columbia University and Southern New Hampshire University and provides disability consulting services to families with disabled loved ones. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations, utilizing firm-approved analytical tools and offering educational seminars.