Stephan Micklos is a financial advisor with Morgan Stanley in Holladay, UT, holding a Series 66 designation and 27 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Bank of America, and Merrill. Outside of advising, he is a partner in 8 Moose Enterprises, a recreation-focused business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis.

Marshall Dean III is a financial advisor with LPL Financial in American Fork, UT, holding Series 63 and Series 65 licenses and 17 years of industry experience. His previous roles include positions at UBS Financial Services, Inc. and CUSO Financial Services, LP. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by in-house and third-party research.

Steven Earhart is a financial advisor at Morgan Stanley with two years of industry experience. Prior to joining Morgan Stanley, he worked at University of Utah Health Plans for six years and has additional experience in construction and roofing businesses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides planning services both directly and through corporate agreements.

Brenton Thorpe is a financial advisor at Wells Fargo Advisors in Cottonwood Heights, UT, holding a Series 66 credential with two years of industry experience. He has been with Wells Fargo Advisors since 2023 and was previously with Wells Fargo from 2021 to 2023. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services using proprietary research and tools, with clients able to implement recommendations through brokerage or advisory programs as they choose.

Anthony Carpio is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior work includes roles at the University of Memphis and Iowa State University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an advisor to multiple registered investment companies and utilizes systematic methodologies alongside oversight controls in managing its portfolios.

Whitney Muhlestein is a financial advisor at Edward Jones with two years of industry experience. Her prior work history includes roles at Discover Financial, Smart Rhino Labs, and HomeGoods. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Thomas Moll is a financial advisor at Morgan Stanley with a Series 66 credential and five years of industry experience. Prior to joining Morgan Stanley in 2021, he worked at Unisys for five years. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Marne Garcia is a Series 66-licensed financial advisor at Morgan Stanley with three years of industry experience. Prior to joining Morgan Stanley in 2023, she worked at Wells Fargo Clearing Services LLC and has a background that includes roles at Ettain Group, Western Governors University, and America First Credit Union. Outside of her advisory role, Garcia is involved in a technology contracting business related to data annotation. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and offers a broad range of retail and institutional investment services.

Carmen Valverde Gill is a financial advisor at Edward Jones with 16 years of industry experience. She holds the CFP® designation as well as Series 63 and Series 66 licenses. Her prior work includes positions at Merrill Lynch, Pierce, Fenner & Smith, and Bank of America. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a variety of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Derek Bohne is a financial advisor at OSAIC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Securities America Advisors and Allegis Investment Advisors. In addition to his advisory role, he assists clients with Medicare decisions through Financial Strategies Institute. OSAIC serves a wide range of clients, including individuals, institutions, and charitable organizations, offering integrated brokerage and advisory services with a diverse investment platform that includes automated rebalancing and third-party managed account solutions.

Matthew Newton is a financial advisor with Fidelity Investments based in Salt Lake City, UT, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has worked at various Fidelity entities since 1996. Outside of his advisory role, Newton serves as corporate secretary for a family business organized as an S-corporation for tax purposes. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, managing portfolios through sub-advisers and systematic methodologies.

Jina Tanner is a financial advisor with Fidelity who holds Series 66 and Series 63 licenses and has 26 years of industry experience. She has worked at various Fidelity entities since 2000, currently serving at Fidelity Investments. Outside of her advisory role, she is involved in managing and maintaining several real estate ventures. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Jon Nielson is a CFP®-designated financial advisor with 18 years of industry experience, currently practicing at Cambridge Investment Research Advisors since 2015. He also serves as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm that provides financial planning, investment management, and retirement advisory services to a diverse client base, including individuals, institutional plans, and charitable organizations. The firm offers a range of investment solutions through independent Financial Professionals, utilizing both proprietary and third-party strategies tailored to client objectives.

Alexandra Hilbert is a financial advisor with Cetera, holding the Series 66 designation and possessing five years of industry experience. Her prior roles include positions at Janney Montgomery Scott and Carta Securities. Outside of advising, she works as a server at a restaurant and serves as Director of Events for a nonprofit organization related to a local ladies’ executive golf society. Cetera Investment Advisers LLC is an SEC-registered firm supporting a nationwide network of over 10,000 advisors and serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through multiple program structures and custodial relationships.

Jeffrey Barrick is a financial advisor at Raymond James & Associates with 11 years of industry experience. He holds Series 66, Series 63, and Series 65 credentials. Prior to joining Raymond James in 2026, he worked at UBS Financial Services and E*TRADE Securities. Outside of his advisory role, Barrick is involved in multiple business ventures, including LiquidShop Solutions, where he provides consulting and IT support, and he is a managing member of Breaker Authority, a company selling commercial circuit breakers. Raymond James & Associates, Inc. is a broker-dealer and SEC-registered investment adviser serving a wide range of clients including individuals, pension plans, corporations, and government entities. The firm provides wealth advisory planning and investment consulting through non-discretionary services, supporting individualized financial planning and portfolio recommendations with access to a broad affiliate network and specialized municipal finance capabilities.

Michelle Bodin is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. Her prior work includes roles at Bright Insurance Services, Transamerica Financial Advisors, World Financial Group, Wildcat Insurance, Bodin and Associates Inc., and Primerica. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with access to model portfolios, third-party research, and various portfolio management options.

Cameron Leavitt is a financial advisor at Equitable Advisors with nine years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at Morgan Stanley and E*TRADE Securities. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm provides financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs through a dual-registered SEC investment adviser and broker-dealer model.

John Neuenswander is a financial advisor with LPL Financial in Murray, UT, holding Series 63 and Series 66 credentials and over 31 years of industry experience. Prior to joining LPL Financial in 2022, he worked at Jordan Investment Services and Jordan Credit Union from 2018 to 2022, and at Cetera Advisor Networks LLC from 2013 to 2022. He is involved in a non-variable insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs and financial planning services, providing both discretionary and non-discretionary management and utilizing model portfolios and research from multiple sources.

Ted Townsend is a financial advisor with Morgan Stanley in South Jordan, Utah, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has been with Morgan Stanley since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides a range of investment and planning services across retail and institutional markets.

S. Grant is a financial advisor with Raymond James & Associates based in Cottonwood Heights, UT, holding a Series 66 designation and 18 years of industry experience. Prior to joining Raymond James in 2021, Grant spent 25 years with Wells Fargo in various capacities, including Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm offers wealth advisory planning and investment consulting to a diverse client base, including high-net-worth individuals, pension plans, corporations, and municipal entities, and is known for its integrated approach combining municipal advisory services and a broad affiliate network.