Joshua Hincapie is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 credentials and possessing eight years of industry experience. He previously worked at Deutsche Bank Securities Inc. and Deutsche Bank Trust Company Asset Management. Outside of finance, he serves as a server at Punto Rojo Cafe, an authentic Colombian restaurant and café in Glen Cove, NY. Citigroup Global Markets serves individual and institutional clients, including workplace, high-net-worth, and ultra-high-net-worth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles such as acting as a swap dealer and futures commission merchant.

Catarina Wolf Rohde is a financial advisor with Sanctuary Advisors, LLC in New York, NY. She holds a Series 66 designation and has one year of industry experience. Her work background includes time at Kennedy Lewis and an academic role at the University of Notre Dame. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, trusts, and charitable organizations. The firm supports its advisors with a broad platform of portfolio management options and employs various analytical approaches, serving both onshore and offshore strategies.

Nadia Polack is a financial advisor at Oppenheimer with 15 years of industry experience. She holds the Series 66 designation and has previously worked at VALIC Financial Advisors, AFlac, and Bank of America Merrill Lynch. Outside of her advisory role, she participates in FINRA dispute resolution, arbitrating hearings between investors and securities firms. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a range of advisory and brokerage services, employing strategic and tactical asset allocation along with manager selection across various investment vehicles.

Philip Mastellone is a financial advisor with Schwab Wealth Advisory and holds a Series 66 designation. He has four years of industry experience, including a prior role at Morgan Stanley. His background also includes work outside finance in education and automotive retail. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews and investment recommendations based on Schwab’s asset allocation models and research tools.

Montaha Khatib is a financial advisor at Citigroup Global Markets with 19 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with internal oversight and provides unique market roles such as swap dealing and futures commission merchant services.

Courtney Conway is a financial advisor at Citigroup Global Markets with a Series 66 credential and one year of industry experience. Prior to joining Citigroup, Courtney held positions at several organizations, including Gate Hospitality and CSX, and has an academic background involving the University of Florida. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary approaches, supported by in-house research and specialized market roles.

Michael Vitkansas is a financial advisor at Kestra Advisory with 40 years of industry experience. He holds the ChFC® designation and Series 63 and Series 65 licenses. In addition to his advisory role since 2016, he has been president of multiple businesses focused on employee benefit services and retirement income strategies since the mid-1980s. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors, institutional, and individual clients. The firm offers services including fiduciary consulting, plan design, and employee education, and serves a broad client base that includes large institutional investors such as sovereign wealth funds.

Kathleen Reilly is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and nine years of industry experience. She has worked at Commonwealth Financial Network since 2021 and has prior experience with MML Investors Services and Mass Mutual Life Insurance Company. Reilly is also co-owner of Reilly Financial Group, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm provides a broad range of managed-account programs, access to third-party asset managers, and comprehensive back-office support services.

Christopher Barsky is a CFA® charterholder with nine years of industry experience. He has been with Oppenheimer in Hoboken, NJ since 2006. Oppenheimer serves a broad client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a range of advisory and brokerage services, employing strategic and tactical asset allocation along with various investment strategies tailored to client objectives.

Michelle Najul is a financial advisor with Citigroup Global Markets holding a Series 66 designation and nine years of industry experience. She has been with Citigroup Inc. since 2017 and previously worked at the University of Florida from 2014 to 2016. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, providing a broad range of advisory, execution, and custody services.

John Paul Szabo is a Series 66-licensed financial advisor with 17 years of industry experience. He is currently with Schwab Wealth Advisory, where he has worked since 2026, following prior roles at UBS Financial Services and Morgan Stanley Smith Barney LLC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory (SWA) program, using Schwab’s asset allocation models and research tools. The firm focuses on wealth management education and investment recommendations while leaving trading decisions to clients.

Simmi Yeung is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 credential and 16 years of industry experience. Her career includes roles at Goldman Sachs & Co. LLC, Skadden, Arps, Slate, Meagher & Flom, and The Ayco Company LP. Goldman Sachs Wealth Services advises a diverse client base ranging from individual investors to institutional clients, offering services such as financial planning, portfolio management, and specialized executive wealth programs. The firm integrates insights from multiple affiliated entities to deliver tailored investment strategies supported by proprietary analytics and a variety of fee and platform options.

Alex Martinez is a Series 66-licensed financial advisor with 14 years of industry experience, currently practicing at Citigroup Global Markets in New York, NY. He has been with Citi since 2011. Outside of his advisory role, Martinez occasionally serves as a substitute pacer for the Mile High Run Club during marathon training seasons. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and maintains substantial institutional capabilities, including proprietary research and unique market roles.

Jacob Schmitt is a financial advisor with Oppenheimer in St. Louis, MO, holding a Series 66 designation and 11 years of industry experience. His prior work includes roles at Heim, Young & Associates, Robinhood Markets, U.S. Bancorp Investments, TD Ameritrade, and Scottrade. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a range of advisory and brokerage services, utilizing strategic and tactical asset allocation, manager selection, mutual funds, ETFs, and fixed-income and equity strategies tailored to client objectives.

Anjalee Daryani is a financial advisor at Goldman Sachs Wealth Services based in New York, NY, holding a Series 66 designation with 12 years of industry experience. She has worked at Goldman Sachs & Co. LLC since 2019 and previously spent eight years at The AYCO Company, L.P./Mercer Allied. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate participants, executives, and institutional clients. The firm offers tailored financial planning and portfolio management with access to specialized executive wealth programs, alternative investments, and a variety of fee arrangements and platforms, supported by integrated research and technology tools within the broader Goldman Sachs ecosystem.

Kyle Bernstein is a financial advisor at Creative Planning with six years of industry experience. He holds a Series 65 designation and has worked previously at Edward Jones and State Farm Insurance. Bernstein also has experience with the University of Missouri from 2015 to 2019. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a broad client base, including high-net-worth individuals, pension plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, complemented by private market investments and tax-loss harvesting, managing approximately $295.6 billion in client assets.

Robert Cornilles is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds a Series 66 designation and has worked exclusively at Citigroup since 2019, with earlier roles at EPIC Ventures and Wells Fargo. Citigroup Global Markets serves individual and institutional clients across various wealth segments with multi-asset, multi-manager investment strategies. The firm combines large institutional scale with unique market roles, offering a broad range of advisory programs and execution services.

Emily Wasco is a financial advisor at Citigroup Global Markets with 19 years of industry experience. She holds a Series 66 designation and has worked at Citigroup since 2021, following 14 years at Merrill. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, including in-house research, security pricing, and derivatives services.

Caroline Galdabini is a financial advisor at Citigroup Global Markets with 22 years of industry experience. She has held her current position at Citigroup Global Markets since 2007 and holds Series 63 and Series 66 licenses. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains a combination of large institutional scale and specialized market roles.

Theodore Schneider is a CFA® charterholder with 10 years of industry experience, currently serving as a financial advisor at Cerity Partners LLC since 2022. Prior to joining Cerity, he worked at Round Table Wealth Management for nine years. He holds a financial interest in P Shares LLC, a private investments business. Cerity Partners is an SEC-registered investment adviser managing approximately $126.9 billion in client assets, serving individuals, families, trusts, corporations, and institutional investors. The firm offers a range of services including investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on diversified asset allocation and customized portfolios.