Victor Pena is a financial advisor with Morgan Stanley in Westport, CT, holding CFP® and Series 66 credentials and possessing 11 years of industry experience. His prior work history includes roles at Bank of America, N.A., and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutional clients, with a focus on tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through Corporate Financial Planning agreements.

Christopher Farrell is a financial advisor with UBS Financial Services in Westport, CT, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has been with UBS since 2008. Outside of his advisory role, he is president of Grace Consultants LLC, a real estate investment company. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing a broad range of capital markets and research resources.

Charlotte Stevenson is a financial advisor at RBC Capital Markets with a Series 66 designation. She has recently started her career, joining RBC in 2025 after roles in various industries including media and sports. RBC Wealth Management serves individual and institutional clients with a range of advisory programs that offer portfolio management, financial planning, and brokerage services. The firm utilizes a mix of in-house and third-party managers to tailor investment strategies according to each client's risk profile.

Curt Schibli Jr. is a financial advisor with Edward Jones in Ridgefield, CT, holding CFP® and CFA® designations and six years of industry experience. He previously worked at Shenkman Capital Management, Inc. for five years and currently serves as a part-time seasonal snowsports instructor at Gore Mountain. Schibli is also involved with the Ridgefield Historical Society’s Investment Oversight Committee and contributes to the Master Networks Brewster NY chapter as a soundbite coordinator. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and managing approximately $1.01 trillion in assets. The firm combines an extensive network of financial advisors and branch offices with affiliated capabilities such as a trust company and proprietary mutual funds.

Diony Concepcion is a financial advisor with Cambridge Investment Research Advisors, holding Series 63, 65, and 66 licenses and over 23 years of industry experience. His prior roles include positions at Bank of America, Merrill, Morgan Stanley, and Ameriprise. Outside of advisory work, he owns an insurance and benefits agency and works as a contractor driver for ridesharing services. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages assets through multiple platforms and custodians and provides access to proprietary model strategies as well as third-party advisers.

Daniel Freddino is a financial advisor with Ameriprise Financial Services who holds Series 63 and Series 65 licenses and has 27 years of industry experience. He has worked at Ameriprise since 2005, following a brief tenure at Wells Fargo Clearing. Outside of his advisory role, he serves as president of the board of directors for the Naugatuck Exchange Foundation. Ameriprise Financial Services is a large diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Steven Silverman is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and 36 years of industry experience. His prior roles include positions at Pruco Securities, LLC and Prudential Insurance Company of America, where he has worked since 1990, as well as experience with the State of Connecticut and Central Connecticut State University. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, employer-sponsored retirement plans, and institutional clients. The firm primarily employs model-driven investment strategies and offers financial planning, access to third-party asset managers and TAMPs, as well as affiliated trust and insurance services.

David Castle is a financial advisor with Morgan Stanley in Westport, CT, holding a Series 66 designation and 17 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and has been with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is involved in property management as a sole proprietor of a personal rental property. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and investment modeling.

William Lewis is a financial advisor with Morgan Stanley in Westport, CT, holding Series 63 and Series 66 licenses and 30 years of industry experience. He previously worked at UBS Financial Services for nine years before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2021. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

Michael Csontos Jr. is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and four years of industry experience. His prior work includes a long tenure at Diligent Corporation and roles at Primerica Financial Services. Outside of advising, he works as an usher and ticker scanner at the Hartford HealthCare Amphitheater and serves as a computer clerk for early voter registration in the Town of Fairfield, CT. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors as well as corporate and charitable clients. The firm delivers advisory services through a large network of advisors using model-driven investment strategies supported by third-party asset managers and custodians.

Daniela Gerhard is a financial advisor with Mass Mutual Investors Services and holds the Series 63 and Series 65 licenses. She has 20 years of industry experience, including roles at Mass Mutual Investors Services since 2017 and Massachusetts Mutual Life Insurance Company since 2016. In addition to her advisory work, she is involved in coaching and teaching workshops focused on growth mindset and coaching fundamentals. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved tools and offers specialized programs such as divorce planning and employer-sponsored planning.

Brooke Hourigan Bertholf is a financial advisor with Mass Mutual Investors Services, holding a Series 66 credential and 26 years of industry experience. Her career includes positions at Metlife Securities and Metropolitan Life Insurance from 2001 to 2017, followed by roles at Mass Mutual Investors Services and Massmutual Life Insurance Co since 2016 and 2017 respectively. Outside of her advisory work, she is an insurance agent focusing on various insurance products and a co-owner of an LLC for investment properties. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning, asset management, and educational seminars to individuals, business owners, and organizations. The firm structures financial planning as an annual, collaborative process using firm-approved tools and offers specialized services including event-driven planning such as divorce and estate settlement.

Catherine Andersen is a financial advisor with LPL Enterprise and holds Series 63 and Series 65 licenses. She has five years of industry experience, including prior roles at Wells Fargo Clearing and JP Morgan Securities. Andersen is involved in a non-variable insurance business related to her advisory work. LPL Enterprise provides investment advisory and brokerage services to a broad client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm uses a model-driven investment approach and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Joseph Falcone is a financial advisor with LPL Financial, holding Series 63 and Series 66 certifications and bringing 26 years of industry experience. His prior roles include positions at Janney Montgomery Scott, UBS Financial Services, Waddell & Reed, Inc., and Oxford High School. He has been with LPL Financial since 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and institutional platforms, utilizing both proprietary and third-party investment strategies across various asset classes.

Frederick Landwehr is a financial advisor with LPL Financial, holding Series 63 and Series 65 registrations and bringing 27 years of industry experience. His prior roles include positions at Landwehr & Spaho, CPA's, Securities America Advisors, and National Planning Corporation. He is also a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, utilizing a network of investment adviser representatives who may apply a variety of portfolio strategies.

Christopher Spahn is a Certified Financial Planner (CFP®) with 34 years of industry experience. He is currently affiliated with Morgan Stanley, where he has worked since 2022. Prior to that, he spent ten years at UBS Financial Services. Spahn also serves as a trustee for an investment-related trust based in Connecticut. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning and wealth management services supported by firm-approved tools and investment research.

Bryan Smith is a financial advisor at Merrill with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill and Bank of America, N.A. since 2017, with prior experience at Park Avenue Securities and Guardian Life Insurance. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, discretionary portfolio management, brokerage execution, and custody services. The firm’s investment management is delivered through multiple program strategies and an extensive roster of manager-constructed strategies, supported by the oversight of its CIO and platform team.

Matthew Sherman is a financial advisor with Equitable Advisors in Brookfield, CT, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has worked at Equitable Advisors since 2014, including during its prior affiliation as AXA Advisors. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a range of advisory models and third-party asset managers, providing services that include mutual funds, ETFs, separately managed accounts, and ERISA fiduciary services.

Davis Craw is a financial advisor at Raymond James & Associates with five years of industry experience. He holds the Series 66 designation and previously worked at Advanced Structural Technologies, Mott MacDonald, and Black & Veatch. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Andre Aflalo is a financial advisor with LPL Financial in Westport, CT, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. His prior career includes roles at Mass Mutual and Waddell & Reed, Inc., and he operates his own entity, Andre Aflalo, LLC. He is also involved with the Connecticut Institute for Refugees and Immigrants and serves within the 13 Elmood Rd. Special Taxing District. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions through a broad offering of advisory and brokerage services, including financial planning and third-party asset management. The firm supports advisors with model portfolios, customized strategies, and operational tools, while also maintaining a diverse range of affiliated financial services.