Brendan Kerr is a Planning Consultant at Fidelity Investments, a position he has held since 2019. In this role, he focuses on facilitating access to Fidelity's financial expertise, aiming to assist clients in pursuing their personal financial goals through a straightforward and tailored planning process. His approach involves collaborating closely with clients to create financial plans that support their current and future needs. During his tenure at Fidelity Investments, Brendan has specialized in developing and implementing financial plans that are designed to benefit clients and their families. His work emphasizes a collaborative process that addresses individual client needs, ensuring that financial strategies align with their specific objectives. Outside of his professional responsibilities, Brendan enjoys attending concerts, participating in family activities, following football, engaging in social events with friends, and pursuing outdoor activities such as golf and hiking.

Andrew Cratty is a CFP®-designated financial advisor with Ameriprise, based in Hingham, MA. He has three years of industry experience, including prior work at Stifel, Nicolaus & Co., and has been affiliated with Ameriprise in various capacities since 2022. Outside of financial advising, he has held a role at Harmon Golf Course. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and annual retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Kelly Mackenzie is a Series 66-licensed financial advisor with Morgan Stanley, based in Norwell, MA, and has one year of industry experience. Prior to joining Morgan Stanley, Mackenzie held roles at J.B. Hunt and Gentle Giant Moving Company. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets and offering planning services supported by firm‑approved tools and methodologies.

Denise Comeau is a financial advisor at Morgan Stanley with nine years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2015, with a brief period at UBS Financial Services. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers plans both directly to individuals and through Corporate Financial Planning agreements.

Shawn Limerick is a CFP® professional with 33 years of industry experience, currently affiliated with LPL Financial. He has worked at Linsco/Private Ledger Corp. since 2004. In addition to his advisory role, he is an independent insurance agent specializing in fixed annuities, long-term care, disability, group and individual health, and fixed life insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Jonathan Rogers is a financial advisor at Cetera with 31 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials. His prior roles include positions at Abbey Capital Financial Management, Cetera Advisors LLC, Abbey Capital LLC, and Investors Capital Corp. In addition to his advisory work, he is the owner and president of Abbey Capital Financial Management and serves as a spokesperson for The Friends of St. Francis X. Cabrini, a religious organization. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, supported by a large nationwide network of over 10,000 advisors.

Thomas Zamagni is a financial advisor at LPL Financial with 46 years of industry experience. He holds the ChFC® and Series 63 designations. His prior work includes roles at Royal Alliance Associates, Centinel, Sii, and John Hancock Mutual Life Insurance Company. In addition to advisory services, he is involved in the sale of whole life and term insurance as well as property and casualty insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, while supporting advisors with research and operational tools.

Nicholas Nannicelli is a financial advisor with Morgan Stanley in Norwell, MA, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at UBS Financial Services, Santander Securities, and VOYA Financial Advisors. He volunteers as a CFP for Wings For Widows, an educational nonprofit organization. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Naromie Saint Clair is a Financial Advisor at Merrill Lynch Wealth Management, dedicated to connecting clients with tailored financial plans that align with their unique ambitions. She specializes in assisting individuals, families, and business owners in pursuing financial goals through personalized planning and strategic approaches. With a focus on building lasting relationships based on trust, integrity, and clear communication, Naromie brings strong leadership, strategic problem-solving, and decision-making skills to her role. She is adept at managing multiple priorities in fast-paced environments and is committed to delivering exceptional service and meaningful solutions. Naromie holds a Bachelor's Degree from Nova Southeastern University and is designated as a Personal Investment Advisor (PIA). She is proficient in both English and French.

Harley Kaplan is a CFP® with 42 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2022. Previously, he spent 17 years at Cantella & Co Inc. In addition to his advisory role, Kaplan is the owner of Beta Industries Inc. and has engaged in life and medical health insurance sales. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base, including individuals, pension plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing both proprietary and third-party strategies across multiple platform arrangements.

Jack Hall is a financial advisor at Edward Jones in Quincy, MA, holding a Series 66 designation with five years of industry experience. Prior to joining Edward Jones in 2026, he worked at Eaton Vance/Morgan Stanley from 2021 to 2026. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of discretionary and non-discretionary investment strategies, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard with a nationwide network of financial advisors and branch offices.

Denise Gray is a Series 66 licensed advisor with Merrill, where she has worked since 2014. She has 10 years of industry experience. Denise serves as a volunteer committee board member and chair of the New Member Committee for Temple Israel in Sharon, Massachusetts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for individuals, high-net-worth clients, and institutional accounts.

Bethany Dever is a CFP® professional affiliated with LPL Financial who has 27 years of experience in the financial services industry. Her career includes roles at Fidelity Investments, Merrill, and Martha's Vineyard Investment Advisors, among others. She currently operates in Hanover, MA, and serves also through Rockland Trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering financial planning, model portfolio programs, and institutional platforms to individuals, retirement plans, banks, and trust companies. The firm supports its network of more than 22,800 advisors with a range of advisory and brokerage services and employs a variety of investment solutions, including discretionary and non-discretionary strategies.

Matt Fiore is a Planning Consultant at Fidelity Investments, where he collaborates with new and existing clients as part of the Wealth Management Team to develop personalized financial plans tailored to each client and their family. He began his career at Fidelity Investments in 2021 as a Customer Relationship Advocate and has held several roles within the company, including High Net Worth Associate, Investment Solutions Representative I and II, before assuming his current position in 2024. Throughout his tenure at Fidelity Investments, Matt has gained experience in client relationship management and investment solutions, which supports his work in financial planning. His progression within the firm reflects his involvement in various aspects of wealth management, focusing on delivering personalized financial advice and strategies. No additional information regarding education, credentials, personal interests, or community involvement has been provided.

William Thomas is a financial advisor with LPL Financial in Westwood, MA, holding the CFP® and Series 66 designations and bringing 15 years of industry experience. He previously worked at Bay Financial Advisors, Inc. for six years and has been with LPL Financial since 2008. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice provided by a large network of investment adviser representatives using a range of discretionary and non-discretionary strategies.

Connor Elliott is a Planning Consultant at Fidelity Investments. He works closely with clients to develop customized financial plans by carefully listening to their wants and needs. He has held multiple roles at Fidelity Investments, including Relationship Manager, Financial Representative, and Financial Services Representative, gaining experience in various aspects of financial services from 2023 to the present. Outside of his professional role, Connor has personal interests in beach activities, football, and gardening.

Robert Damon III is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 38 years of industry experience. He has worked at Wells Fargo Clearing Services since 2020 and previously spent 13 years at Citizens Securities, Inc. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Kathleen Doisneau is Vice President and Branch Leader at Fidelity Investments, where she leads a team of financial professionals dedicated to supporting clients' financial well-being. She has held this role since 2025. Her experience at Fidelity Investments spans multiple roles, including Vice President, Regional Planning Consultant from 2023 to 2025, Financial Consultant from 2019 to 2023, Investment Consultant from 2016 to 2019, Relationship Manager from 2015 to 2016, and Financial Representative from 2013 to 2015.

Sharat Bail is a financial advisor at OSAIC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Securities America Advisors, Inc. and Securities Service Network, Inc. Mr. Bail is also involved in managing portfolios of mutual funds and variable annuities. OSAIC serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations, providing brokerage and investment advisory services through a large network of affiliated advisers. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to construct portfolios that include a range of securities and alternative investments.

David Capelle is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he leads a goals-based wealth management practice focused on delivering personalized financial strategies. He works closely with clients to understand their financial priorities, concerns, and long-term objectives, providing comprehensive guidance supported by the resources and investment insights of Merrill and the banking capabilities of Bank of America. His clientele frequently includes business owners, entrepreneurs, and senior executives seeking coordinated and sophisticated wealth management solutions. David has more than 27 years of experience in the financial services industry, having joined Merrill Lynch Wealth Management in 2011. He earned a Bachelor of Arts degree in Economics and Political Science from the University of Rhode Island and holds the CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Investment Management Analyst® (CIMA®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. He is committed to continuous education as a cornerstone of delivering advice in clients' best interests. Born and raised on the South Shore, David resides in Scituate, Massachusetts, with his wife Beth and their four children. He remains actively involved in the community, having served in leadership roles such as Trustee for South Shore Hospital and coaching youth hockey and baseball. In his personal time, David enjoys boating, fishing, skiing, golfing, and spending time with his family.