Nicole Morgia is a financial advisor at Merrill with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill Lynch Pierce Fenner & Smith since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers multiple investment strategies including model-based and discretionary approaches, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ann Escandon is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 65 credentials and bringing 15 years of industry experience. She has been with Thrivent Financial and its investment management arm since 2015. Outside of her advisory role, she is also a Mary Kay beauty consultant. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based planning across a wide range of financial topics. The firm offers planning as a one-time or ongoing service, separate from portfolio management, and supports integration with managed accounts through its WealthPlan billing option.

John Downey is a financial advisor at Edward Jones with 15 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies supported by a nationwide network of over 23,700 financial advisors.

Thomas Warner is a financial advisor with LPL Financial, holding Series 63 and Series 65 registrations and five years of industry experience. He has previously worked at Equitable Advisors, AXA Advisors, and operated InvestWise Wealth Management, INC., an independent advisory brand affiliated with Caitlin John, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual, retirement plan, institutional, and charitable clients through a national network of investment adviser representatives, offering a range of financial planning, advisory, and brokerage services with both discretionary and non-discretionary management options.

Amy Niedzwiecki is a financial advisor with Fidelity Investments, holding a Series 66 designation and six years of industry experience. She has been with Fidelity Brokerage Services LLC since 2020 and joined Fidelity Investments in 2025. Prior to her advisory career, she was an independent Amazon merchant from 2019 to 2020. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, including advisory roles for registered investment companies and a Charitable Gift Fund. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a diverse range of investment strategies.

Victoria Mady is a financial advisor with Morgan Stanley in Bloomfield Hills, MI, holding a Series 66 designation and three years of industry experience. She has been with Morgan Stanley since 2021 and has also worked in various roles related to tennis and education, including involvement with the Detroit Tennis Club. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutional clients, specializing in tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Grant Fodor is a financial advisor with Edward Jones in Lake Orion, MI, holding a Series 66 license and 18 years of industry experience. He has been with Edward Jones since 2008. Outside of his advisory work, he serves as president of Fodor Family Farm, LLC, a hobby farm and retail business. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions through a nationwide network of more than 23,700 financial advisors.

Lindsey Irish is a financial advisor at Merrill with 17 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley before joining Merrill and its parent company Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional entities.

Nathan Poplars is a financial advisor at Fidelity with a Series 66 credential and less than one year of industry experience. His prior experience includes roles at Equitable Advisors and an internship with Michigan Financial Companies, as well as positions unrelated to finance during his education at Michigan State University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory roles with registered investment companies, use of AI and systematic methodologies, and its delivery of model portfolios to intermediary platforms.

Geoffrey Thompson is a CFP® professional with 33 years of industry experience, currently serving at LPL Financial since 2010. He holds Series 63 and Series 66 licenses and is based in Bloomfield Hills, MI. Outside of his advisory role, he manages a cottage rental business on the west side of Michigan. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers diversified financial planning and advisory programs, combining discretionary and non-discretionary management with resources such as model portfolios and research from in-house and third-party providers.

Leonard Brunkey is a financial advisor with Cambridge Investment Research Advisors, holding the CFP® and ChFC® designations and over 37 years of industry experience. He has worked with Cambridge Investment Research Advisors since 2005 and has been associated with Keystone Financial Services since 1995. Outside of investment advising, he is an independent insurance agent and provides various client services including estate planning support, bookkeeping, and assistance with funeral arrangements through Keystone Financial Services. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, and charitable organizations. The firm offers a range of financial planning and investment management services delivered through independent advisors and provides multiple platform options, proprietary and third-party strategies, and services tailored to client objectives.

William Schmidt is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in wealth management for individuals and their families. He works closely with clients to develop personalized financial strategies aimed at helping them achieve their long-term goals. Drawing on the investment insights of Merrill and the banking capabilities of Bank of America, he provides tailored advice across a broad range of areas including college education planning, executive and equity compensation, family wealth management, legacy and liquidity planning, retirement income, and tax minimization. Mr. Schmidt holds a Bachelor's degree in Economics from Miami University, with minors in Management and Latin American Studies. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. Committed to community involvement, he volunteers with organizations such as Teach on the Beach and Racquet Up Detroit and is a member of the Detroit Athletic Club. He resides in Royal Oak, MI, with his wife and two rescue dogs, and in his free time enjoys cooking, fishing, golfing, photography, skiing, and traveling.

Robert Zvonek is a financial advisor at OSAIC with 20 years of industry experience. He holds a Series 66 designation and has previously worked at SagePoint Financial and Summit Brokerage Services. Outside of his advisory roles, he serves on the finance committee of the Clinton River Watershed Council, a nonprofit organization. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services with a focus on asset allocation, risk assessment, and automated portfolio rebalancing.

David Krahn Jr. is a financial advisor at OSAIC with three years of industry experience. He holds a Series 66 designation and has worked at multiple firms, including Woodbury Financial Services and Bridgewise Financial Partners. Outside of his advisory role, he serves as a sports official for the Michigan High School Athletic Association, refereeing football and basketball games. OSAIC Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services with a focus on portfolio construction using asset-allocation tools and risk assessment, offering both discretionary and non-discretionary management options.

Alexander Sesi is a financial advisor with J.P. Morgan Securities in Shelby Township, MI, holding Series 63 and Series 66 licenses and having six years of industry experience. Prior to his current role, he worked at Amazon and operated a business called Vegas Party Shoppe for over a decade. Outside of his advisory work, he is an owner and partner of RD Capital Group, LLC, a real estate venture focused on property acquisition and sales. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, employing a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework.

John Thibault is a CFP® and ChFC® with 25 years of industry experience, currently serving as a financial advisor at Merrill since 2019. Before joining Merrill, he worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC. Outside of his advisory role, he is the sole owner of a rental property business in Birmingham, Michigan. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Andrea Gibson is a financial advisor at Primerica Advisors with 10 years of industry experience. She holds Series 66, Series 63, and Series 65 designations and has worked at Primerica Advisors since 2021. Prior to this, she was employed at ITC Holdings for 10 years. Gibson also operates Gibson Financial Group LLC, an investment-related business affiliated with Primerica. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm utilizes model-driven investment strategies managed by unaffiliated asset managers and supports trade execution and custody through established third parties.

Nicholas Bowman is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Blue Chip Talent, THG Financial Strategies, and Canisius University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Joe Cattaneo is a Planning Consultant at Fidelity Investments, where he has been working since 2026. Prior to his current role, he served as a Relationship Manager at Fidelity Investments from 2024 to 2026, and at Gregory J. Schwartz & Co. from 2017 to 2024. Joe approaches financial planning as a partnership, focusing on understanding what matters most to each client and maintaining open and collaborative communication. He works to co-create financial plans that are personal, clear, and built on trust. Outside of work, Joe enjoys boating, fitness, social events with friends, movies, and parenthood.

Matthew Matuza is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial strategies tailored to their unique ambitions and long-term goals. Matthew focuses on a variety of areas including family wealth management strategies, managing new wealth, personal retirement planning, portfolio management, individual and corporate investment strategy, tax minimization, and retirement income. Matthew holds a Bachelor's Degree from GMI Engineering and Management Institute and maintains professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His approach centers on understanding clients' perspectives and priorities to create customized wealth management plans that help manage investment risk and turn financial goals into reality. Outside of his professional responsibilities, Matthew enjoys spending time with his family and participating in sports such as baseball, basketball, boating, football, golfing, running, and soccer, as well as watching movies.