Claire Lentsch is a financial advisor at Morgan Stanley in St. Paul, MN, holding a Series 66 designation. She has one year of industry experience, previously working at Ameriprise Financial and several other organizations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and various advisory programs supported by firm-approved planning tools and research resources.

Bjorn Miller is a CFP® professional with 13 years of experience, currently serving as a financial advisor at LPL Financial since 2013. He has been affiliated with Northwestern College since 2010. Outside of his advisory role, he owns a home-based business selling weekly planners on Amazon and eBay. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers a variety of advisory programs, financial planning services, and brokerage solutions, utilizing model portfolios, third-party subadvisors, and research from LPL Research and others.

Brian Bowen is a financial advisor with OSAIC, holding a Series 66 designation and four years of industry experience. He has been with Osaic Wealth, Inc. since 2022 and also works with Financial Dimensions Group, Inc. Beyond his advisory role, Bowen is a licensed insurance agent selling life, fixed, and non-securities related insurance products. OSAIC serves a broad mix of retail and institutional clients, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services with a variety of platforms and uses firm-provided tools to construct diversified portfolios managed on discretionary or non-discretionary bases.

Daniel Elo is a financial advisor at Edward Jones in Blaine, MN, holding a Series 66 designation. He has recently transitioned from a two-year role at Rise LLC and spent 12 years with ISD 622. He has one year of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies, supported by a nationwide network of more than 23,700 advisors and 15,000 branch offices.

Brennen Hill is a financial advisor at Ameriprise in White Bear Lake, MN, holding Series 63 and Series 65 licenses. He joined Ameriprise in 2025 and has prior work experience in various industries, including healthcare and retail. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored recommendation reports through a centralized consulting team.

Katherine Flood is a financial advisor at LPL Financial with three years of industry experience and holds a Series 66 designation. She previously worked at Ameriprise for four years and has experience in education and private family services. Outside of her advisory role, she is involved with Royal Ideas LLC, where she holds responsibilities related to an Ameriprise franchise. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management alongside model portfolios and research from multiple sources.

Allen Steppa is a financial advisor at LPL Enterprise with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has worked extensively with Prudential Insurance Company of America and Pruco Securities, LLC over the past five decades. In addition to his advisory role, he provides notary services as a complimentary benefit for clients. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, third-party asset management, and brokerage products through an integrated platform that combines adviser programs with insurance and lending services.

David Richter is a financial advisor with RBC Capital Markets who holds Series 63 and Series 65 credentials and has 38 years of industry experience. He has worked at RBC Capital Markets since 2008 and previously was with City National Bank from 2019 to 2025. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a variety of advisory programs with personalized strategies and access to in-house and third-party investment managers, supported by RBC’s extensive capital markets and affiliated asset management capabilities.

Corinne Klitzke is a financial advisor with UBS Financial Services in St. Paul, MN, holding a Series 66 designation and six years of industry experience. Her prior roles include positions at Fidelity Investments, Edward Jones, the City of Southlake, and Tiffany and Co. Outside of her advisory work, she coaches youth volleyball, including serving as an assistant coach for a junior varsity team. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary research and model-based asset allocations.

Kyle Christensen is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. His prior work includes roles at Fastenal, 3M, and Fenix Pest Control. Kyle is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a blend of proprietary fundamental research and quantitative analysis to construct model portfolios, employing systematic methodologies and long-term asset allocation benchmarks.

Michael Skillrud is a financial advisor at Thrivent Investment Management with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Thrivent and its affiliate Thrivent Investment Management since 2014. Outside of his advisory role, he serves as a director on the board of the National Association of Fraternal Insurance Counselors and is an at-large board member of a condominium association in West St. Paul, MN. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm focuses on holistic, goal-based planning across a broad range of financial topics and offers a consolidated billing option that combines planning with managed accounts, while maintaining separation between these services.

Denice Riley is a financial advisor with LPL Financial in Oakdale, MN, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She previously worked at Ameriprise Financial Services, Inc. for five years before joining LPL Financial in 2019. Denice also serves as a notary in her local community. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a wide range of advisory programs and financial services, utilizing model portfolios, research from multiple sources, and advanced technologies in portfolio management.

Joseph Donohue is a financial advisor at Thrivent Investment Management with three years of industry experience. He holds Series 66 and Series 63 designations. Prior to joining Thrivent, he worked at Donohue Appraisal and spent several years as a stay-at-home parent. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on various financial planning topics without implementation services. The firm emphasizes holistic, goal-based analyses and allows clients to combine planning with managed accounts through a consolidated billing option.

Andrew Mc Pherson is a Series 65 licensed financial advisor with Cambridge Investment Research Advisors, bringing one year of industry experience. Prior to joining Cambridge, he held roles at DeVry University, MedCerts, and Applied Medical, among others. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services. The firm delivers solutions through a network of independent professionals and utilizes various investment platforms and strategies tailored to client objectives.

Charles Williams is a financial advisor at RBC Capital Markets with eight years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley Smith Barney LLC for fourteen years. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers multiple wrap fee advisory programs and tailors investment strategies based on clients’ Advisory Risk Profiles, utilizing a combination of in-house and third-party investment managers.

Michelle Prosper is a financial advisor with LPL Financial in St. Paul, MN, holding Series 63 and Series 65 credentials and 17 years of industry experience. She has worked at LPL Financial since 2022 and has been affiliated with Cuna Brokerage Services, Inc. and Affinity Plus Federal Credit Union for over 18 and 23 years, respectively. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management approaches along with model portfolios and research.

Daniel Hocking is a financial advisor with LPL Financial in Oakdale, MN, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior experience includes roles at City National Bank and RBC Capital Markets. Outside of financial advising, he contributes to the marketing and communications team of a timeshare membership company via remote support. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm provides a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management strategies supported by in-house and third-party research.

Colin Eral is a financial advisor at Edward Jones in Somerset, WI, holding a Series 66 designation with two years of industry experience. His prior work includes roles at Outreach Enterprises LLC and Royal Mechanical. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Richard T Sachse is a financial advisor at UBS Financial Services with 13 years of industry experience. He holds a Series 66 designation and has been with UBS since 2012. In addition to his advisory role, he provides business strategy and operations assistance to a manufacturing company specializing in die cast metal parts. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and mutual fund distribution. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor client plans.

Paul Hennen is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 44 years of industry experience. He has previously worked at Harbour Investments and National Securities Corporation and has operated Financial Consulting Services, Inc. since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing model portfolios, third-party subadvisors, and advanced technologies in its investment approach.