Robert Jefferson is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 10 years of experience to his role. Prior to joining LPL in 2021, he worked at JMJ Financial Partners, Inc. and various insurance carriers, as well as Waddell & Reed, Inc. He is also registered as a non-variable insurance agent with Crump. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Samantha Hildebrandt is an Investment Consultant at Fidelity Investments, where she works with clients and their families to develop comprehensive financial planning and wealth enhancement strategies. Her approach involves understanding each client's unique goals and preferences to help them pursue their financial objectives and personal passions. She has been with Fidelity Investments since 2020, progressing through roles from Financial Representative to Relationship Manager before assuming her current position as Investment Consultant in 2022. This experience has provided her with a solid foundation in client relationship management and investment consulting. Details regarding her education, credentials, personal interests, or community involvement have not been provided.

Peter Petrella Sr. is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 65 licenses. He has 32 years of industry experience and has been with Cambridge Investment Research Advisors since 2013. In addition to his advisory role, he is a CPA and owner of McCracken Cooper & Petrella PC, a firm providing accounting, bookkeeping, and tax services. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

Nicholas Mandracchia is a financial advisor with Ameriprise Financial Services LLC holding Series 65 and Series 63 licenses. He began his advisory career in 2026. Prior to joining Ameriprise, his background includes roles in education and healthcare as well as engineering. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients approaching or in retirement with written recommendation reports and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Gino Molettieri is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the Series 66 designation and has 24 years of industry experience. Prior to joining Raymond James in 2025, he spent 11 years with Commonwealth Financial Network. Molettieri is also president of Lumen Wealth Management, a business focused on investment services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools to support client goals and is noted for its municipal advisor affiliation and specialized SIMPLE IRA Employer Advisory & Consulting Services program.

Lisa Wolf is a financial advisor with Ameriprise in Sharon, MA, holding a Series 66 credential and 19 years of industry experience. She has worked at Ameriprise since 2019, and previously spent nine years at UBS Financial Services Inc. Outside of her advisory role, she is involved in managing Watermelon Bay, LLC. Ameriprise offers a retirement-income planning service focused on individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations. The firm delivers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Daniel Naumann is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. His career includes roles at Merrill, VOYA Financial Advisors, Citizens Securities, Inc., and Putnam Investment Management, LLC. Outside of his advisory work, he serves as a high school hockey scorekeeper for Everett Public Schools. Cetera Investment Advisers LLC is an SEC-registered firm offering a broad range of services to individual and institutional clients. The firm provides discretionary and non-discretionary portfolio management, financial planning, and access to multiple program platforms through a nationwide network of over 10,000 advisors.

Christopher Curley is a Certified Financial Planner (CFP®) with over 33 years of industry experience. He is currently affiliated with Morgan Stanley and has previously worked at UBS Financial Services from 2008 to 2021. His current roles include positions at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning. The firm employs a structured planning process supported by firm-approved tools and manages approximately $2.74 trillion in client assets.

Jonathan Sears is a financial advisor with Ameriprise Financial Services, LLC and holds a Series 66 designation. He has one year of industry experience, previously working at Citizens Securities, Inc. and Aciron Consulting Inc. Outside of finance, Sears has experience in the restaurant industry and education sectors. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized retirement income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Christopher Decilio is a CFP® credentialed financial advisor with 28 years of industry experience. He is currently with OSAIC and has previously worked at FSC Securities Corporation and Waddell & Reed. He is also principal of Decilio Financial Inc and serves as an insurance agent for various life, disability, and long-term care insurance carriers. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm offers a range of brokerage and advisory services, with an investment process centered on model-based asset allocation and portfolio optimization.

Natasha Harkins Dube is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds Series 63 and Series 65 designations. Her prior roles include positions at TD Bank, Charles Schwab & Co., and Citizens Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, incorporating ESG criteria and a broader range of derivatives and commodities capabilities.

Jack Hollenbeck is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop holistic financial plans tailored to their specific goals, preferences, and needs. He focuses on building long-term relationships with families to help them navigate the complexities of financial planning and provide a trusted resource for various financial challenges and life events. Jack has held multiple roles at Fidelity Investments since 2021, including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. This experience has contributed to his understanding of diverse aspects of financial services and client management.

Darrell Smith is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Ameriprise in Medford, MA. He has worked at Ameriprise since 2003 with a long tenure at Citizens Securities, Inc. from 2008 to 2026. Outside of advising, he is a commissioned Notary Public. Ameriprise Financial Services is a large, diversified advisory firm that serves individual and institutional clients, offering specialized retirement-income planning through its Premier Retirement Income service, which provides written recommendation reports and ongoing annual advice focused on income sources and tax-aware withdrawal strategies.

Eric Lewis is a financial advisor with LPL Financial in Salem, MA, holding a Series 66 designation and four years of industry experience. He has also been associated with Salem Five Bank since 2013. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services through a large network of representatives to individuals, institutions, and retirement plan participants. The firm provides a range of investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms.

Craig Delgiacco is Vice President, Wealth Planner at Fidelity Investments, a role he has held since 2018. He partners with local families to develop and implement customized investment strategies supported by comprehensive documented financial plans. Craig holds the Certified Financial Planner (CFP®) designation. Craig has been with Fidelity Investments since 2005, progressing through various positions including Vice President, Financial Consultant; Account Executive; Investment Consultant; Client Service Specialist; and Customer Service roles. Prior to joining Fidelity, he served as Assistant Branch Manager at American International Group and worked as a Fund Accountant at Forum Financial Group. Outside of his professional work, Craig's personal interests include family activities, fitness, motorcycles, parenthood, and pets.

Michael Brown is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2019. His prior experience includes positions at Bank of America and Merrill, as well as a long tenure at Medpace, Inc. from 1999 to 2017. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and proprietary tools, offering tailored financial plans without individual security recommendations as part of standalone programs.

Susan Potter is a financial advisor with Morgan Stanley in Middleton, MA, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. She has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2017. Outside of her advisory role, she serves on investment and financial advisory committees for the Society of St. John the Evangelist and holds board positions with the Cornell Rowing Association and the Head of the Charles Regatta. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and firm-approved tools, with an emphasis on advisory services rather than individual security recommendations.

Edward Moffitt is a CFP® and holds a Series 66 license, currently working with Morgan Stanley in Middleton, MA. He has 28 years of industry experience, including roles at Wells Fargo Clearing and Merrill prior to joining Morgan Stanley Private Bank in 2025. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to support its financial planning process.

Mark Balfour is a financial advisor with Ameriprise in Middleton, MA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2012. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written recommendation reports and ongoing retirement-income planning advice that emphasizes dependable income sources and tax-aware withdrawal strategies.

Kevin Barry is a CFP®-credentialed financial advisor with 42 years of industry experience, currently practicing at LPL Financial since 1997. He is also licensed in non-variable insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a network of over 22,800 advisors and extensive operational tools.