Karen Lemke is a financial advisor with Edward Jones in Providence, RI, holding Series 63 and Series 66 credentials and 11 years of industry experience. She previously worked at RBC Capital Markets before joining Edward Jones in 2019. Outside of her advisory role, she serves as a member of the Finance Committee and Investment Sub-committee for the Providence Preservation Society and is on the Finance Committee for the Rhode Island chapter of the Daughters of the American Revolution. Edward Jones is a full-service wealth management firm serving a diverse client base, including individual and institutional clients, with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment strategies and operates under a fiduciary standard.

Eduards Andersons is a financial advisor at Fidelity with Series 66 and Series 63 credentials and two years of industry experience. Prior to joining Fidelity, he worked at Greenfield Savings Bank and has held various roles in both education and hospitality sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Valdir Pina serves as Senior Resident Director and Wealth Management Advisor with Merrill Lynch. He began his financial services career in 2000 and has developed expertise in family wealth management strategies, liquidity management, managing new wealth, and personal retirement planning. Valdir has worked in multiple locations including Indian Wells, California, and Salt Lake City, Utah, supporting individuals, families, and business owners in making informed financial decisions and optimizing their financial resources. Valdir holds a Bachelor of Science degree in Finance from Brigham Young University. He is a Certified Financial Planner (CFP®) certificant, a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), a Chartered Retirement Planning Counselor (CRPC), a Personal Investment Advisor (PIA), and a Retirement Benefits Consultant (RBC). He is associated with the Bradley Center and participates in church and civic causes in his community. Valdir and his wife, Melanie, reside in South Jordan, Utah, with their six children.

Justin Cahir is a financial advisor with Merrill in Riverside, Rhode Island, holding a Series 66 credential and 20 years of industry experience. He has been with Merrill since 2009. Outside of his advisory role, he serves as a board member for West Bay Christian Academy and works as a consultant for CCs Sports Cards LLC, engaging in sports card collectible content on social media. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Connor White is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His work history includes roles at Bank of America and Kohl’s, as well as eight years as an educator at Tall Pines Academy. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Chase Freiman is a Financial Consultant at Fidelity Investments, a role he has held since 2024. He has been with Fidelity Investments since 2021, progressing through positions including Investment Consultant, Fixed Income Specialist, and Investment Solution Representative I. Chase holds insurance licenses in Arkansas and California. He works collaboratively with families and individuals to develop customized financial plans aimed at achieving their goals. Outside of his professional work, Chase enjoys boating, cars, fishing, hiking, outdoor adventures, and sailing.

Jessica Therien is currently a Planning Consultant at Fidelity Investments, where she collaborates with multiple Wealth Management Teams to assist clients in achieving financial peace of mind. Her role emphasizes integrity, transparency, and putting clients' interests first, aiming to support individuals in making informed financial decisions. Jessica's professional experience at Fidelity Investments includes roles as a Financial Representative from 2023 to 2025, followed by a position as Relationship Manager until 2026, before advancing to her current role. Through these positions, she has gained experience in client relationship management and financial planning, focusing on personalized guidance and service to meet unique financial goals. Outside of her professional work, Jessica has interests in cars, fitness, hiking, skiing, snowboarding, and traveling.

Brian Fuller is a financial advisor at Cetera with three years of industry experience. He holds a Series 66 designation and has worked with several firms including Pioneer Financial Group and Securian Financial Services. Outside of financial advising, Fuller is involved in retail sales at Rhode Runner Inc., a business specializing in running footwear and apparel. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with various portfolio management and consulting services, including access to third-party managers and diverse program structures.

David Bolton is a financial advisor with LPL Enterprise, holding Series 63 and 65 licenses and possessing eight years of industry experience. He has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he serves on the board of the nonprofit East Boston Main Streets, which focuses on community involvement and supporting small businesses. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities through a large network of investment adviser representatives. The firm emphasizes model-driven investment implementation and offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Maureen Kerrigan is a Series 66 registered advisor with RBC Capital Markets in Providence, RI, bringing 23 years of industry experience. She has been with RBC Capital Markets Corporation since 2008. Kerrigan serves on the board of directors for Starkids Scholarship Programs, a nonprofit focused on education support. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, and brokerage services, tailored to each client's risk profile and investment objectives.

Kali Kidd is a financial advisor at Fidelity Investments with two years of industry experience. She holds Series 63 and Series 66 designations and has prior work history in behavioral health, performing arts, and retail sectors. Fidelity’s Strategic Advisers LLC, where she works, provides investment management and advisory services to a broad client base including retail and institutional investors. The firm combines fundamental research with quantitative analysis and systematic portfolio construction, offering discretionary and non-discretionary advisory services as well as model portfolios using proprietary methodologies.

Nicholas Mastrostefano is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2009 and Bank of America since 2016. Outside of his advisory role, he owns a sole proprietorship that produces original designs and provides consulting services for small businesses. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Daniel Dehoney is a financial advisor with Ameriprise in Lincoln, Rhode Island, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Ameriprise and its predecessor firms since 2005. Outside of his advisory role, he is the owner of The DeHoney Group, a financial planning business, and contributes pro bono work to the Angel Foundation’s Financial Cancer Care program. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement who meet certain asset thresholds, combining research, modeling, and tax-efficiency analysis to provide tailored income recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Scott Goltsos is a financial advisor with Merrill, holding a Series 66 designation. He has been with Merrill since 2026 and has previous work experience primarily with Vector Marketing Corporation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Deidre Piers is an International Wealth Advisor with Merrill Lynch Wealth Management. She has been with Merrill since 2001, bringing over two decades of experience in guiding a select group of wealthy families through goals-based wealth management. Deidre emphasizes building personal relationships with her clients to better understand their risk tolerance and provide comprehensive financial services tailored to their entire financial needs. Deidre holds a Bachelor's degree in Economics from Boston University and earned the Certified Investment Management Analyst® (CIMA®) designation from the Investments & Wealth Institute™ in 2010. Fluent in English and Spanish, she utilizes Merrill's investment resources and the banking strength of Bank of America to deliver bespoke strategies aligned with her clients’ aspirations and risk profiles. Her approach focuses on helping clients navigate complex market environments while maintaining financial health and achieving long-term goals. Deidre values relationships grounded in integrity, respect, and understanding, and is committed to supporting her clients through both prosperous and challenging times.

Joshua Mcmillen is a financial advisor at Fidelity with Series 66 and Series 63 licenses and one year of industry experience. His prior roles include positions at MassMutual Life Insurance Co, MML Investors Services, and Easton Winwater. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its use of systematic methodologies, delegation to sub-advisers, and advisory role to multiple registered investment companies.

Bruce Balkcom is a financial advisor with Cetera, holding a Series 63 designation and 34 years of industry experience. He has been with Cetera Advisors LLC since 2016 and joined Cetera in 2024. Outside of advisory work, he is engaged in fixed insurance sales. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

John Lima is a financial advisor with Merrill in Riverside, RI, holding Series 63, 65, and 66 licenses and bringing 15 years of industry experience. He has worked at Merrill since 2017 and previously spent one year at Santander Bank N.A. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Michael Boragine is a financial advisor at Ameriprise Financial Services with seven years of industry experience. He holds Series 63 and Series 66 designations and has worked at Ameriprise since 2015. Outside of Ameriprise, he manages an advisory business with Eight Feet Wealth Advisors Inc. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Akbar Tirmizey is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His prior work includes roles at Bank of America N.A. and Savings Bank Life Insurance. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual and institutional clients.