Joshua Mcmillen is a financial advisor at Fidelity with Series 63 and Series 66 licenses and one year of industry experience. His prior roles include positions at MassMutual Life Insurance Co, MML Investors Services, LLC, and Easton Winwater. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides advisory and investment management services to retail and institutional clients. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Bruce Balkcom is a financial advisor with Cetera, holding a Series 63 designation and over 33 years of industry experience. His prior work includes roles at Investors Capital Corporation and Cetera Advisors LLC. Outside of his advisory work, he is involved in fixed insurance sales through his business activities. Cetera Investment Advisers LLC is a nationwide platform serving individual and institutional clients with portfolio management, financial planning, and retirement services. The firm offers a range of program options including model portfolios, third-party managers, and bespoke strategies, managing over $256 billion in assets across more than 10,000 advisors.

John Lima is a financial advisor with Merrill in Riverside, RI, holding Series 63, 65, and 66 licenses and bringing 15 years of industry experience. He has worked at Merrill since 2017 and previously spent one year at Santander Bank N.A. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Akbar Tirmizey is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior roles include positions at Bank of America N.A. and Savings Bank Life Insurance. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jodi Gaynor is a financial advisor at Thrivent Investment Management with one year of industry experience. She holds the Series 66 designation and previously worked at CVS Health Inc. for 24 years. Outside of her advisory role, she serves as CFO of BetterRx Compounding, Inc., a company focused on automating pharmaceutical compounding processes. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive, goal-based planning across a range of financial topics without discretionary trading authority.

Kerri Converse is a financial advisor with Merrill, holding Series 66 and Series 63 licenses and bringing 13 years of industry experience. She has been with Merrill since 2011. Outside of her advisory role, she consults on product design for an Etsy-based business and serves as a board member for the North Smithfield Athletic Association, where she helps organize community fundraising events including the town’s annual 5K run. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Dawn Nahrgang is a financial advisor with Edward Jones, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has been with Edward Jones since 2011. Outside of her advisory work, she serves as a Mental Health Counselor Intern at the Comprehensive Community Action Program as part of her practicum toward a master's degree. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 advisors and offers a range of advisory programs and investment strategies under a fiduciary standard.

Logan Zandri is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, he held various roles including community and educational positions as well as managing a martial arts business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services within the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jared Brazil is a financial advisor at Merrill with 22 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2009. Prior to that, he was affiliated with Bank of America, N.A. beginning in 2008. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Pradieu is a financial advisor with Fidelity Investments in Smithfield, RI, holding Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at MFS Investment Management and various fitness and athletic organizations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolio delivery.

Jameson Maloney is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has been with Merrill since 2017 after working at CVS Health from 2015 to 2017. Outside of advising, he is involved in guardianship services in Warwick, Rhode Island. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Mark Soltys is a financial advisor at Merrill with 19 years of industry experience. He has held his current role since 2009 and holds Series 63 and Series 66 designations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal Chief Investment Office teams and third-party style managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kevin Kearns is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. His prior roles include positions at DemandDrive, Clemson University, Stifel, Olympia Sports, and Thayer Academy. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including charitable and registered investment funds. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across a wide range of investment vehicles.

Peter Janik is a financial advisor at Merrill with 18 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ryan Follett is a Wealth Management Advisor with Merrill Lynch Wealth Management. He provides guidance to individuals and families in pursuing their financial goals, specializing in college education planning, corporate and employee benefits, personal retirement planning, and retirement income. He applies his background in education and finance to develop long-range financial strategies tailored to clients' risk tolerance, cash-flow needs, and time horizons. Ryan began his career with Merrill Lynch in 2019 and previously worked with corporate benefit programs, including equity compensation and deferred compensation plans. Before entering financial services, he was a high school mathematics teacher and coach. He earned a Bachelor of Science in Mathematics from the University of Texas at Austin and holds professional designations including CERTIFIED FINANCIAL PLANNER® (CFP®), Accredited Asset Management Specialist™ (AAMS®), and Personal Investment Advisor (PIA). A native of Sweeny in Brazoria County, Ryan is active in his community, having served on the boards of the Sweeny Chamber of Commerce and Sweeny Independent School District Education Foundation. He also participates in local programs such as Junior Achievement of Brazoria County and Sweeny United. Ryan resides in Sweeny with his wife and two sons.

David Salit is a Series 66-licensed financial advisor with Merrill in Providence, RI, and has 19 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Kenroy Carty is a Senior Financial Advisor affiliated with Merrill Lynch Wealth Management. In this role, he focuses on delivering personalized wealth management strategies that align with clients' unique financial goals. Kenroy leverages the investment insights of Merrill Lynch and the banking and lending solutions offered by Bank of America to create flexible strategies suitable for evolving market conditions. Kenroy’s expertise spans several client focus areas, including executive compensation, family wealth management, philanthropic planning, portfolio management, socially responsible investing, and strategies tailored for endowments, foundations, non-profits, and small businesses. He holds professional designations as a Personal Investment Advisor (PIA) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Kenroy earned his bachelor’s degree from the Pennsylvania State University System. He is proficient in both English and French and is actively involved in community initiatives such as PAL and Student Sponsorship. Outside of his professional pursuits, Kenroy enjoys cooking, genealogy, music, painting, photography, reading, spending time with family, traveling, watching movies, and practicing yoga.

Cleidir Mendes currently serves as an Investment Solutions Representative III at Fidelity Investments. In this role, he works closely with individuals and families to understand their financial goals, values, and priorities, providing personalized guidance and committed service to help clients feel confident and prepared for their financial future. Mr. Mendes has progressed through several positions at Fidelity Investments since 2022, including roles as Investments Solutions Representative II and I, High Net Worth Service Associate, and Customer Relationship Advocate. His experience spans client relationship management and investment support within the company. No information about Mr. Mendes's education, credentials, personal interests, or community involvement was provided.

Christian Mcneilly is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Fidelity, he was involved with several businesses including Midtown Oyster Bar and Scales and Shells. Outside of his advisory work, he has experience in hospitality and social club operations. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios comprising mutual funds, ETFs, and ETPs.

Jeffrey Ferreras is a Series 66-licensed financial advisor with six years of industry experience, currently with Charles Schwab in Providence, RI. His prior experience includes roles at Fidelity Investments, Merrill, and Santander Securities. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management services supported by multi-asset model portfolios and alternative investment options.