Abel Ramos is a financial advisor with Raymond James Financial in Monroe, CT, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has worked with Raymond James Financial and its affiliate firms since 1999. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, pension plans, charitable organizations, and institutional clients. The firm provides non-discretionary planning and consulting tailored to client goals, utilizing analytical tools and risk profiling, and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Michael Leclair is a financial advisor with Stifel in Hamden, CT, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Stifel since 2007. Stifel serves a diverse client base including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Jonathan Baron is a financial advisor at Edward Jones with 20 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2010. Outside of his advisory role, he serves as Chair of Finance and Audit for the Masonic Club of Darien, preparing year-end audit and budget reports. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Shubina Mathur is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has been a part of the Bank of America organization since 1989. She specializes in areas such as Education Planning, Family Wealth Management Strategies, Liquidity Management, Managing New Wealth, Personal Retirement Planning, Women and Wealth, and Retirement Income. Throughout her career, Shubina has collaborated with multiple teams and internal partners to develop customized financial strategies and has established strong client relationships. Shubina holds a Bachelor's Degree from Vanita College and has pursued continuing education in economics and sociology. She has earned several professional designations, including Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Originally from India, Shubina is fluent in Hindi and has been a resident of Connecticut for the past 35 years. She lives with her husband, an engineer, and has two children and two grandchildren. Both of her children are Finance graduates working in hedge funds and private equity in New York and Toronto, respectively.

Charles Kaywood is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves on the Finance and Investment Committee of Trinity Church, where he assists with operational and financial matters. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process and offers a broad range of financial products and services.

Daniel Calarco is a financial advisor with Wells Fargo Clearing in Hamden, CT, holding a Series 66 designation and 24 years of industry experience. He previously worked at Citizens Securities, Inc. for eight years before joining Wells Fargo in 2021. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice grounded in modern portfolio theory. The firm includes insurance-related vehicles and bank deposit sweep options among its investment offerings, serving a broad range of institutional clients.

Robert Sorensen is a financial advisor at Edward Jones in New Haven, CT, holding Series 66 and Series 63 licenses with 13 years of industry experience. His prior roles include long-term positions at Primerica Advisors and Primerica Financial Services as well as experience with Tage Wright State Farm and Transform/Sears. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, offering a variety of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large national network of financial advisors and branch offices.

Robert Somma is a CFP®-certified financial advisor with Ameriprise, based in Fairfield, CT, and has 34 years of industry experience. He has been with Ameriprise in various capacities since 2005. Outside of his advisory role, he is a partner in SKP Consulting Group LLC, a business managing shared lease and office expenses. Ameriprise serves individuals approaching or in retirement, typically with at least $1 million in investable assets, offering retirement-income planning that includes income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with advisory services and provides a broad range of investment, brokerage, and insurance solutions.

Patrick Shanley is a financial advisor with Mass Mutual Investors Services who holds a Series 66 designation and has 25 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities Inc. from 2008 to 2017. Outside of his advisory role, Shanley serves as a member of the Board of Selectmen for the town of Orange, Connecticut. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including educational seminars, wrap accounts, and money-manager solutions.

Hons Yu is a CFP® with 20 years of experience in the financial services industry. He is currently with LPL Financial and previously worked with Cetera Investment Services and Foresters Advisory Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, combining discretionary and non-discretionary management with research from internal and third-party sources.

Divya Rajan is a financial advisor at LPL Enterprise with three years of industry experience and holds the Series 66 designation. Her prior work includes roles at The Prudential Insurance Company of America and Pruco Securities LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, and access to various investment and insurance products through an integrated platform of advisory and brokerage services.

Aidan Medvecky is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, he worked at Guilford Savings Bank and held various roles in education and local recreation. Morgan Stanley Wealth Management serves individual and institutional clients offering comprehensive financial planning and advisory programs, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and does not provide individual security recommendations as part of its standalone planning service.

Kusum Ramchandani is a financial advisor with Cetera, holding a ChFC® designation along with Series 63 and Series 65 licenses, and has 20 years of industry experience. Prior to joining Cetera in 2025, Ramchandani worked at LPL Financial for 14 years and Webster Bank for 18 years. Ramchandani is the sole owner of Sankus LLC. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and retirement services, operating as a multi-manager platform with over $256 billion in assets under management.

Celeste Hamler is a financial advisor at Morgan Stanley with 38 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including financial and estate planning. The firm employs a structured planning process using approved tools and models to help clients develop tailored financial plans.

Adam Stevko is a Wealth Management Advisor at Merrill Lynch Wealth Management and a member of Vacheron DiSabato & Associates. Since joining the team in 2007, he has focused on providing a Family Office style experience by helping clients and their families simplify complex financial situations. Adam's approach centers on understanding his clients' goals to offer comprehensive planning strategies. Adam holds a Bachelor of Science degree from Fairfield University and has earned the Certified Private Wealth Advisor® (CPWA®) and Personal Investment Advisor (PIA) designations. His client focus includes areas such as college education planning, divorce transition planning, executive compensation, family wealth management, legacy planning, philanthropic planning, and tax minimization. Originally from Long Island, NY, Adam currently lives in Trumbull, CT with his family. He is actively involved in community organizations including Great Hill Fish & Game, The Dream Ride Experience - Hometown Foundation, and The Kennedy Collective. His personal interests include adventure sports, boating, cooking, fishing, hiking, photography, traveling, and spending time with his family.

Mark Bolduc is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 10 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors, LLC. Outside of his financial career, Bolduc has been involved with Color Bar Salon since 2014. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings than typical institutional advisers.

Cristina Condulescu is a Financial Advisor at Merrill Lynch Wealth Management. She was promoted to the Team Financial Advisor role in 2024 after joining Craig Rosenberg's team in 2017 as a Registered Senior Wealth Management Client Associate. Prior to that, she worked at the Merrill Greenwich CT office beginning in 2006. Cristina specializes in education planning, family wealth management strategies, legacy planning, personal retirement planning, women and wealth, and tax minimization. Cristina holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and Personal Investment Advisor (PIA) credential. She earned her MBA in Finance from the University of Connecticut and a Bachelor's degree in Commerce from the Academy of Economic Studies in Bucharest, Romania. Additionally, she completed an Accredited Certificate Program from the College for Financial Planning. Cristina provides personalized, tax-efficient strategies utilizing investment, lending, and banking solutions through Bank of America. Outside of her professional career, Cristina and her husband Iancu have resided in Fairfield County for over two decades with their two sons. She is involved with USA Swimming and enjoys biking, cooking, dancing, reading, singing, spending time with her family, traveling, and practicing yoga.

Jonathan Worobow is a financial advisor with MassMutual Investors Services in Hamden, CT, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has been with MassMutual and its affiliated entities since 2015. Worobow is also involved in managing ClearWorld Financial LLC, where he oversees staff and client financial planning. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, and charitable organizations, among others, using firm-approved tools to deliver written recommendations as part of annual planning engagements.

Patrick Duff is a financial advisor at UBS Financial Services with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor investment plans. The firm integrates institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Ingrid Dikmen is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 29 years of industry experience. She previously worked at Wells Fargo Advisors and Wells Fargo Clearing for a combined 17 years. Outside of her advisory role, she serves as guardian for her son. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisors. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.