John Peracchio is a financial advisor with Equitable Advisors in Verona, NJ, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He has been with Equitable Advisors since 2011, previously associated with AxA Advisors during part of that period. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

David Amato is a financial advisor at Cetera with 10 years of industry experience. He holds Series 66 and Series 63 licenses and has worked previously at Kearny Bank, Prudential Insurance Company of America, and PNC Investments LLC, among others. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform with discretionary and non-discretionary options.

Henry Diiorio is a financial advisor with LPL Enterprise, holding a Series 65 designation and 42 years of industry experience. His career includes over five decades at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products via an integrated platform.

Daniel Greenwood is a Series 66-licensed financial advisor with LPL Financial, based in Fairfield, NJ, and has three years of industry experience. Prior to joining LPL Financial in 2025, he held roles at OSAIC, American Portfolios Financial Services, and Equitable Advisors. Greenwood has worked in a range of sectors including education and retail corporate settings before entering financial services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, institutions, and charitable organizations through a national network. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by in-house research and third-party resources.

Stephanie Maione is a financial advisor at Fidelity with Series 63 and Series 66 licenses and eight years of industry experience. Her work history includes roles at Prudential Insurance Company of America, Pruco Securities, and Fidelity Investments. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Patricia Muha is a financial advisor with Wells Fargo Advisors in Warren, NJ, holding a Series 66 designation and bringing 16 years of industry experience. She has worked at Wells Fargo Advisors since 2018 and previously spent 12 years with Ameriprise Financial Services, Inc. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm’s services include a broad range of planning options tailored to clients meeting certain net-worth thresholds, supported by proprietary research and planning tools.

Dennis Profaca is a financial advisor with LPL Financial, holding the Series 63 designation and bringing 28 years of industry experience. He has worked with Morristown Financial Group since 2007 and Linsco Private Ledger since 2006. Outside of advising, he acts as a health insurance broker for small businesses in New Jersey. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a nationwide network. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management along with model portfolios and research support.

Alyson Whelan is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. She has held positions at MML Investor Services, MassMutual Life Insurance Company, Bank of America, and National Financial Network. Outside of her advisory role, she owns and teaches violin at Viva String Studio LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Peter Zagrobelny is a financial advisor with LPL Financial, holding a Series 66 designation and 20 years of industry experience. His prior roles include positions at Webster Bank, Sterling National Bank, and Citigroup Global Markets Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory and brokerage services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Gilbert Moscatello Jr. is a CFP®-certified financial advisor with 29 years of industry experience. He is currently with Cetera and has held roles at Allied Wealth Partners and Securian Financial Services, among others. Moscatello is involved in community outreach as an officer of the College of NJ Wrestling Endowment Committee and owns an independent business called Independent Wealth Strategies. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients, offering a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors nationwide.

Patrick Dolan is a financial advisor with Mass Mutual Investors Services, holding the ChFC® designation and Series 63 license. He has 44 years of experience in the industry, having worked at MML Investors Services, Inc. since 1982 and with MassMutual Life Insurance Company since 1977. His work includes analyzing various insurance products to support client retirement planning needs. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, with a focus on collaborative, annual planning relationships and event-driven services such as divorce, estate settlement, and employer-sponsored planning.

Thomas Weber Jr. is a financial advisor at LPL Financial with 39 years of industry experience. He holds Series 63 and Series 65 credentials. Prior to joining LPL Financial in 2025, he spent 35 years at Cadaret, Grant & Co., Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, research, and both discretionary and non-discretionary management approaches.

Marion Cuff is a financial advisor at OSAIC with 36 years of industry experience. She holds Series 63 and Series 66 designations and has worked previously at FSC Securities for over two decades, among other firms. Outside of advising, she serves as a trustee of the Seneca Lake Club, Inc., where she participates in governance and decision-making for the local lake association. OSAIC Wealth, Inc. provides services to a wide range of retail and institutional clients through a large network of affiliated advisors and multiple platforms, offering integrated brokerage, investment advisory, financial planning, and retirement plan consulting. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary portfolio management, with access to third-party money managers and alternative investments.

Barry Morris is a CFP® professional with 17 years of industry experience, currently serving at Cetera. His prior career includes roles at Avantax Investment Services, Avantax Advisory Services, and Avantax Insurance Agency. Outside of his advisory work, he owns ROCMOR Financial Services, which provides tax preparation, accounting, and financial services, and serves as an elected volunteer board member for The Sheen Center for Thought & Culture. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors offering a range of services including portfolio management, financial planning, and retirement plan consulting. The firm serves individual, retirement plan, corporate, charitable, and institutional clients through multiple investment platforms and program structures.

Daniel Richards is a CFP® professional with 35 years of industry experience. He has worked at Charles Schwab since 2019 and previously spent 25 years at Citigroup Global Markets. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers multi-asset model portfolios supported by its research and due diligence on alternative investments.

James Ellowitch is a financial advisor with OSAIC who holds the ChFC® designation as well as Series 63 and Series 65 licenses, bringing 57 years of industry experience. His prior work includes twelve years at Lincoln Financial Advisors and one year at SagePoint Financial, Inc. He also provides expert witness services for insurance-related matters and serves as managing member of a firm that sells and services group insurance. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated financial advisers. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and various portfolio management approaches that include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Alexander Mendoza is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and having 14 years of industry experience. He has been with J.P. Morgan Securities LLC and JPMorgan Chase Bank since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Manny Pak is a financial advisor at Mass Mutual Investors Services with a Series 66 designation and one year of industry experience. His prior roles include positions at Creative Financial Group and United States Liability Insurance Group. He has also worked in educational settings, including Eastern University and Fort Lee High School. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured, annual financial planning engagements using firm-approved analytical tools and supports various event-driven planning programs.

Stephen Galli is a CFP® with 23 years of industry experience, currently serving as a financial advisor with Cetera. His career includes roles at Avantax, Nisivoccia Wealth Advisors, and 1st Global Advisors. He is a board member of WJM Associates, a firm focused on executive coaching and development. Cetera Investment Advisers LLC is an SEC-registered advisor supporting a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform allowing advisors to implement model portfolios, select third-party managers, or create bespoke strategies across various program structures.

Jake Von Halle is a financial advisor at LPL Financial with six years of industry experience. He holds a Series 66 designation and has worked at firms including Lincoln Financial Securities and Park Avenue Securities. Von Halle also operates the Von Halle Brokerage Group, which engages in the sale of various insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.