John Marcel is a financial advisor with Guardian Life and Park Avenue Securities, holding the CFP® and Series 63 designations and bringing 48 years of industry experience. He has worked at Guardian Life since 1997 and with Park Avenue Securities since 2007. Outside of his advisory role, he is co-executor of a family estate and is involved with Madison Park Consultants, Inc., which places insurance products beyond those offered by Guardian. Park Avenue Securities LLC, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers tailored financial planning and advisory solutions through a combination of discretionary management, model-based strategies, and digital platforms.

Roel Perez is a financial advisor at TD Private Client Wealth LLC with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at TD Bank and TD Private Client Wealth since 2016. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail clients, offering portfolio management, financial planning support, and custodial services through third-party custodians. The firm utilizes a combination of strategic and tactical asset allocation with investments from affiliated and third-party sub-managers.

Simon Mogg is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds the Series 63 and Series 66 licenses. Before his current tenure at Citigroup beginning in 2018, he worked at BNP Paribas from 2016 to 2018. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and brokerage services. The firm combines large institutional scale with specialized market roles, implementing multi-asset strategies through discretionary and non-discretionary programs.

Gregory Schmidt is a financial advisor at Citigroup Global Markets with one year of industry experience. He holds a Series 66 designation and has been with Citibank, NA since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Samuel Katz is a CFP® and CPA with 32 years of industry experience. He is currently affiliated with Guardian Life and Park Avenue Securities, where he has worked since 2013 across several roles. Outside of his advisory work, Katz provides tax and accounting services for individuals, businesses, partnerships, and trusts, and serves as a trustee for a family life insurance trust. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies, digital advisory solutions, and integrated lending options, tailoring client relationships to meet diverse financial planning and consulting needs.

Gail Litchfield is a financial advisor at Oppenheimer with 24 years of industry experience. She holds a Series 66 designation and has previously worked at firms including Morgan Stanley Smith Barney, Merrill, Wells Fargo Advisors, and UBS Financial Services. Oppenheimer serves individuals, corporations, pension and profit-sharing plans, charitable organizations, and pooled investment vehicles with a wide range of advisory programs. The firm offers both discretionary and non-discretionary services across equity, balanced, and fixed-income portfolios, and maintains custody of client assets while operating broker-dealer and advisory businesses.

John Sachariah is a ChFC® credentialed financial advisor at TD Private Client Wealth LLC with 14 years of industry experience. His prior roles include positions at Merrill Lynch and Northwestern Mutual, where he worked from 2011 to 2023 before joining TD Private Client Wealth in 2023. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional, high-net-worth, and retail clients. The firm constructs portfolios combining strategic and tactical asset allocation with investments from affiliated and third-party managers, utilizing platforms like Envestnet and custodians such as Pershing.

Marc Connolly is a financial advisor at TD Private Client Wealth LLC with 29 years of industry experience. He holds the Series 63, 65, and 66 licenses and has worked at firms including Charles Schwab and TD Ameritrade. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail clients. The firm manages portfolios using a combination of strategic and tactical asset allocation with investments from affiliated and third-party sub-managers.

John Walsh is a financial advisor with Private Advisor Group, LLC, holding a Series 63 designation and 14 years of industry experience. His prior work includes roles at Deutsche Bank Securities Inc and Deutsche Bank Trust Company Americas, spanning from 2003 to 2021. He is also involved with JBW Financial Holdings, LLC, a business entity for tax and investment purposes. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm’s advisory model is fiduciary-based and utilizes technology platforms and third-party managers to tailor investment solutions.

Jake Karp is a financial advisor at Kestra Advisory with eight years of industry experience. He holds the Series 63 and Series 66 licenses and has previously worked at Morgan Stanley Smith Barney, JPMorgan Chase Bank, and Merrill Lynch. Karp also serves as a Senior Wealth Manager at Wealth Preservation Solutions, advising clients on wealth planning and investment strategy in coordination with estate plans. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a wide range of institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education. The firm manages approximately $79.8 billion in assets and serves notable clients including sovereign wealth funds.

Shari Reffsin is a financial advisor at Commonwealth Financial Network with 28 years of industry experience. She holds the CFP® designation and Series 63 license. Her prior experience includes roles at Orazio Financial Services and National Planning Corporation. Outside of her advisory work, she is the managing director and owner of Divorce Financial Consulting Services. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors and their clients by providing a range of advisory programs, technology, and operational support. The firm offers discretionary model portfolios and multiple program structures, serving both retail and institutional clients.

Michael Klotz is a financial advisor with Guardian Life and Park Avenue Securities, holding CFP® certification and Series 63 and 65 licenses. He has 31 years of industry experience, including long-term roles at Guardian Life and Park Avenue Securities since 2006, as well as First Level Capital since 2002. Outside of his advisory work, he is involved in collectibles sales on eBay. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and proprietary and third-party platforms.

Matthew Spergel is a Series 66-licensed financial advisor with Guardian Life, based in Rye Brook, NY, and has six years of industry experience. He previously worked at Kaufman Borgeest & Ryan LLP for 12 years and currently serves as Co-Treasurer of the Naramake PTA. Additionally, he refers personal injury plaintiffs to law firms as part of his legal activities. He works with Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, which offers brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides a range of tailored financial planning and investment management solutions, combining advisor-led discretionary management with model-based strategies and access to proprietary and third-party platforms.

Scott Martin is a financial advisor with Guardian Life and holds a Series 66 designation. He has one year of industry experience, including roles at Park Avenue Securities and Guardian Life. Prior to his advisory career, he worked in the food service industry and spent several years as a student. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, charitable organizations, and businesses. The firm provides financial planning and consulting through a combination of advisor-led discretionary management, model-based strategies, and digital advisory solutions.

Kiet Hua is a financial advisor with Eagle Strategies (New York Life) based in White Plains, NY, holding Series 63 and Series 66 licenses and with 23 years of industry experience. He has been with Eagle Strategies since 2016 and also works with NYLIFE Securities LLC and New York Life Insurance Company since 2015. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients through a large network of affiliated advisers. The firm emphasizes tailored recommendations and manages a significant portion of assets on a non-discretionary basis, serving a diverse client base including defined contribution and defined benefit plans.

Daniel Pace is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. His career includes long-term roles at both Guardian Life and Park Avenue Securities since 2007. He is also licensed to conduct insurance business with other companies outside of Guardian Life. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides customized client solutions through a combination of advisor-led discretionary management, model-based strategies, proprietary programs, and third-party platforms.

Liam King is a financial advisor at Citigroup Global Markets with eight years of industry experience. He holds a Series 66 designation and has previously worked at J.P. Morgan Securities, JPMorgan Chase Bank, LPL Financial, Webster Bank, and Axa Advisors. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with specialized market roles such as swap dealing and futures commission merchant services.

George Vangelakos is a financial advisor with PNC Wealth Management, holding Series 63 and Series 66 credentials and 34 years of industry experience. He has been with PNC Investments since 2011. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including the Portfolio Solutions Strategist Digital Offering—a discretionary, invitation-only pilot program for employees that implements approved model strategies using mutual funds and ETFs with algorithm-driven risk assessment.

Jessica Kwon Kapadia is a financial advisor with Eagle Strategies (NY Life) and holds Series 66 and Series 63 licenses. She has four years of industry experience and has been associated with New York Life Insurance Co since 2012. Eagle Strategies serves a broad range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm offers multiple program types and emphasizes tailoring recommendations to client objectives and plan sponsor criteria.

William Roerden is a financial advisor at Guardian Life with 11 years of industry experience and holds a Series 66 designation. His career includes multiple roles at Guardian Life and Park Avenue Securities since 2013. Roerden is also licensed to sell insurance products beyond Guardian offerings. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and advisory services to a wide range of clients, combining advisor-led discretionary management with model-based strategies and offering access to proprietary programs and third-party solutions.