Dylan Menefee is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 credentials and two years of industry experience. Prior to joining T. Rowe Price, he worked at Liberty Mutual Insurance from 2017 to 2020. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory service that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware rebalancing and tactical allocations, with financial plans supported by Monte Carlo simulations and an interactive online tool.

Ronald Campbell is a CFP® with 42 years of industry experience, currently serving as an advisor at J.W. Cole Advisors, Inc. since 2019. He previously worked at Global Financial Private Capital and operates Campbell Financial Services. Outside of advisory work, he owns Anne Arundel Financial Services, an insurance agency focused on fixed annuity sales. J.W. Cole Advisors operates a large network of independent advisers and offers fee-based portfolio management, financial planning, retirement plan services, and access to multiple investment platforms for individuals, high-net-worth clients, and institutions. The firm provides both discretionary and non-discretionary management using a combination of fundamental and technical analyses along with model- and manager-based strategies.

Brian Beckwith is a financial advisor at T. Rowe Price Advisory Services, Inc. with 12 years of industry experience. He holds a Series 66 designation and has been with T. Rowe Price since 2013. Outside of his advisory role, Beckwith is a 50% owner of Lease Living, a real estate marketing business. T. Rowe Price Advisory Services offers a retirement advisory program focused on individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily through proprietary mutual funds and ETFs. The firm uses model allocations and employs asset-location strategies, tax-aware rebalancing, and tactical adjustments within a structure designed for clients with investable assets generally starting at $250,000.

David Nichols is a CFA® charterholder with 13 years of industry experience. He has been with Brown Investment Advisory & Trust Company since 2001. Brown Advisory provides investment management and advisory services to a diverse client base including high net worth individuals, institutions, and charitable organizations. The firm employs a bottom-up, fundamental research approach to construct concentrated portfolios across various mandates and offers a range of strategies including sustainable investing, model portfolios, and sub-advisory services.

Mark Shusterman is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 designations and has two years of industry experience. Prior to joining T. Rowe Price, he worked with D.C. United and the Philadelphia 76ers. Outside of his advisory role, he works part-time as a delivery driver. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management for individual investors and households, utilizing proprietary mutual funds and ETFs through model portfolios tailored by equity allocation and tax-aware strategies.

Christopher Walczak is a CFP® professional with 15 years of experience in wealth management. He currently works at HB Wealth Management, LLC and has previously held roles at WMS Partners, LLC, Genspring - SunTrust Private Wealth/SunTrust Bank, and GenSpring Family Offices, LLC. HB Wealth Management is a registered investment adviser that serves individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm employs a discretionary investment approach combining quantitative and qualitative due diligence across public and private strategies, and offers outsourced chief investment officer and institutional advisory services.

Thuc Phan is a CFP®-designated financial advisor with 11 years of industry experience, currently with T. Rowe Price Advisory Services, Inc. in Owings Mills, MD. He has been with T. Rowe Price in various roles since 2016. T. Rowe Price Advisory Services offers the Retirement Advisory Service to individual investors and households focused on retirement goals, providing nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily through proprietary mutual funds and ETFs. The program includes financial planning with Monte Carlo simulations and manages accounts on a discretionary basis once clients enroll and accept the investment proposal.

Paul Chew is a CFA® charterholder with 13 years of industry experience, currently serving as an advisor at Brown Advisory in Baltimore, MD. He has been with Brown Investment Advisory & Trust Company since 1995. Chew serves on the board of directors for Baltimore Life Companies, which provides financial protection products to middle-income individuals and businesses across the United States. Brown Advisory offers investment management and advisory services to a diverse client base, including high net worth individuals, institutions, and charitable organizations. The firm employs a bottom-up, fundamental research approach to construct concentrated portfolios and provides a range of strategies, including sustainable-investment options and private-fund programs.

Todd Garliss Jr. is a financial advisor at Janney Montgomery Scott with 31 years of industry experience. He holds Series 63 and Series 65 licenses and previously spent 13 years with Corbyn Investment Management. He serves as a board member for the Fellowship of Christian Athletes in Hunt Valley, MD. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage, financial planning, consulting, and advisory programs through a combination of in-house and third-party portfolio management.

Mc Kenzie Lannon is a CFP® with seven years of industry experience, currently serving at T. Rowe Price Advisory Services, Inc. since 2026. Prior to joining T. Rowe Price, Lannon spent eight years with United Capital Financial Advisors and has experience in both the financial and retail sectors, including a role at Blenders Eyewear. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program that combines nondiscretionary financial planning with discretionary investment management, serving individual investors and households primarily using proprietary T. Rowe Price mutual funds and ETFs. The firm distinguishes itself by its specific regulatory status, focused client base, and reliance on electronic processes for enrollment.

Christina Snyder is a CFP® professional with 10 years of industry experience, currently advising at CWM, LLC. Her prior work includes roles at Jacob William Advisory, Hornor Townsend & Kent Inc, and Penn Mutual Life Insurance. She serves as Co-President of Women in Insurance & Financial Services and is a board member of HASA - Baltimore. CWM, LLC is an SEC-registered investment adviser operating an enterprise platform with more than 650 advisors overseeing approximately $50.6 billion. The firm provides discretionary asset management, financial planning, and retirement plan services, utilizing a model portfolio approach and offering customized investment solutions through various third-party partnerships.

Matthew Barrett is a financial advisor at William Blair with 25 years of industry experience. He has held roles at Brown Advisory Securities, LLC for 13 years before joining William Blair in 2019. Barrett holds Series 63 and Series 66 licenses and is based in Baltimore, MD. William Blair’s Private Wealth Management division offers investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm emphasizes active, research-driven management across multiple asset classes and provides proprietary models and access to private funds through its integrated platform.

Steven Eyler is a Certified Financial Planner (CFP®) and Series 66 license holder with 12 years of industry experience, all of which has been with T. Rowe Price Advisory Services, Inc. He is based in Owings Mills, MD. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm serves individual investors and households, implementing portfolios exclusively with T. Rowe Price mutual funds and ETFs, and employs tax-aware strategies alongside Monte Carlo-based financial planning tools.

Joshua Joseph is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds a Series 66 designation and has three years of industry experience. Prior to joining T. Rowe Price, he worked at JJO Gaming and Bank of America, N.A. He also has experience at Merrill and in other roles outside the financial industry. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service, which combines goals-based financial planning, retirement income planning, and discretionary investment management. The firm serves individual investors and households with a focus on retirement, implementing portfolios using proprietary mutual funds and ETFs and employing tax-aware strategies and Monte Carlo simulations for financial planning.

Ryan Cain is a financial advisor at T. Rowe Price Advisory Services, Inc. with nine years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, Wells Fargo, and Aerotek. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households. The firm employs model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, using asset-location strategies and tax-aware rebalancing with account management on a discretionary basis.

Andrew Kelen is a CFP® and CFA® with 14 years of industry experience. He has been with Equity Services, Inc. since 2012 and is also affiliated with National Life. Outside of his advisory role, he serves as an agent licensed to sell life and health insurance through Worthington Financial Partners and holds director positions focused on insurance services at Sortino Financial Group and Sortino Financial LLC. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, frequently employs third-party asset managers, and combines long-term investment strategies with options for shorter-term trading.

James Lohrmann is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has four years of industry experience. Prior to joining T. Rowe Price in 2021, he worked at Renegade Productions Inc. and ChristLife Inc. T. Rowe Price Advisory Services offers a retirement advisory program focused on individuals and households with retirement goals. The service combines goals-based financial planning, retirement income planning, and discretionary investment management, utilizing proprietary mutual funds and ETFs with a range of model allocations.

Allen Garber, Jr. is a financial advisor at William Blair with eight years of industry experience. He holds a Series 66 designation and has worked at William Blair since 2019, following prior roles at Brown Advisory from 2016 to 2019. William Blair’s Private Wealth Management division offers investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm employs an active, research-driven approach across various asset classes and provides access to proprietary models, sub-advisory arrangements, and private investment opportunities.

Myles Mccomas III is a financial advisor at T. Rowe Price Advisory Services, Inc. with 14 years of industry experience. He holds Series 63 and Series 66 designations and has been with T. Rowe Price since 2010. T. Rowe Price Advisory Services provides a retirement-focused financial planning and investment management service for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, combining nondiscretionary planning with discretionary management and online tools for retirement income planning.

Rebecca Hartnett is a financial advisor at Kestra Advisory with 26 years of industry experience. Her prior roles include positions at UBS Financial Services and Morgan Stanley. She holds Series 63 and Series 66 credentials. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a broad mix of institutional and individual clients, offering services such as fiduciary consulting, plan-level investment advice, and employee education. The firm manages approximately $79.8 billion in assets and serves diverse clients including sovereign wealth funds.