Daniel Dollar is a Financial Consultant at Fidelity Investments, where he has been working since 2019 in various roles. He currently helps clients work toward their financial goals by actively listening to their needs and identifying concerns. Using his financial knowledge along with Fidelity's resources, he guides clients to appropriate next steps. Daniel's experience at Fidelity includes positions such as Financial Consultant I, Regional Center Planning Consultant, and Workplace Planning Consultant across multiple levels. This progression reflects his engagement with client financial planning and workplace consulting. He holds insurance licenses in Arkansas and California.

Michael Cush is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and models, managing approximately $2.74 trillion in client assets.

Andrew Newsom is a Series 66-licensed financial advisor with Merrill in Jacksonville, FL. He has one year of industry experience and previously worked at Bank of America, N.A. Newsom's background includes roles outside finance, such as teaching at the University of North Florida and Santa Fe College, as well as experience at eBay. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering both model-based and discretionary investment strategies.

Ashleigh Provencher is a financial advisor at Fidelity with Series 66 and Series 63 credentials and four years of industry experience. Prior to joining Fidelity in 2022, she held positions at Florida State College at Jacksonville and Bank of America. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, through a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is notable for its use of AI and systematic methodologies in managing diversified model portfolios across mutual funds, ETFs, and ETPs.

Theodore Morrison is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Wells Fargo Clearing since 2018. Prior to that, he was employed at BBVA Wealth Solutions Inc. and BBVA Securities Inc. Theodore serves as secretary for the Rushing Branch Homeowners Association in Jacksonville, Florida, where he participates in administrative decisions and compliance oversight. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary options. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Sean Rhodes is a financial advisor with Fidelity Investments in Jacksonville, FL, holding a Series 66 designation and five years of industry experience. His career includes multiple tenures at Fidelity and Merrill Lynch, as well as roles at Citigroup Wealth Management and Tesla. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a range of retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Kristin Ramos is Vice President and Financial Consultant at Fidelity Investments. In this role, she focuses on translating Fidelity's platform and resources into personalized wealth strategies tailored to her clients' goals. She emphasizes proactive guidance, transparent communication, and long-term alignment to ensure clients feel supported and informed. Kristin has been part of Fidelity Investments since 2011, progressing through several roles including Financial Representative, Premium Relationship Associate, Investment Solutions Representative, Retirement Solutions Representative, Relationship Manager, Senior Relationship Manager, and Financial Consultant prior to her current position. Outside of her professional responsibilities, Kristin enjoys boating, fishing, fitness, and engaging in family activities.

Joseph Hannigan is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds a Series 66 designation and has worked at various J.P. Morgan entities since 2016. Outside of his advisory role, he is a sports official with Mark Kedziora, an activity he has been involved with since 2000. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Jim Wilcox IV is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 designations and bringing 15 years of industry experience. He has worked at Bank of America, N.A. and Merrill for the past 10 years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies constructed by internal and third-party managers.

Jessica Farrar is a financial advisor at Merrill with 14 years of industry experience and holds a Series 66 designation. She has worked at Merrill since 2009 and at Bank of America, N.A. since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Teb Yu is a financial advisor with Charles Schwab in Jacksonville, FL, holding a Series 63 designation and 28 years of industry experience. He has been with Charles Schwab since 2003, including over two decades at Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by research from Schwab Center for Financial Research.

Adam Perkins is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has worked in various roles at Fidelity Investments since 2018, with additional experience in other industries including insurance and service. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research and quantitative analysis to construct model portfolios and manages multiple registered investment companies along with an IRS-qualified Charitable Gift Fund.

Christopher Aitken is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 licenses and having 40 years of industry experience. His prior experience includes roles at UBS Financial Services and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services that combine structured planning processes with broad retail and institutional investment options.

Riaan Spanjer Furstenburg is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has worked at Merrill since 2014 and has been with Bank of America, NA since 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party managers for a range of clients including individuals, high-net-worth investors, and institutional entities.

Brandon Heitzhaus is a Wealth Management Planning Consultant at Fidelity Investments. In this role, he collaborates with clients and their families nationwide, utilizing a goal planning approach to support informed financial decision-making. Heitzhaus has been with Fidelity Investments since 2013, progressing through roles including Financial Representative from 2013 to 2018, Relationship Manager from 2018 to 2020, and Planning Consultant from 2021 to the present.

Timothy Baker is a financial advisor with Raymond James & Associates in Jacksonville, FL. He holds Series 63 and Series 65 licenses and has 25 years of industry experience, including 24 years with Raymond James & Associates. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base ranging from individuals and high-net-worth clients to institutions and government entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services through multiple portfolio management styles and affiliated research resources.

David Rice is a financial advisor at LPL Financial with 22 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for SWBC Investment Services, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services supported by research and model portfolios from multiple sources.

Stephen Fenech is a financial advisor at Fidelity with 10 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked with various divisions of Fidelity since 2016. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across diverse investment vehicles. The firm is notable for its registration as a commodity pool operator, advisory roles to multiple registered investment companies, and use of advanced technologies such as AI in its research processes.

Christopher Pelesko is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 11 years of industry experience. He has been with Merrill and Bank of America since 2015. Outside of his advisory role, he is the sole owner of a rental property business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anthony Ferranolo is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 credentials and 15 years of industry experience. He has been with Merrill and Bank of America since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.