Xhoel Gjata is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior work includes positions at Bank of America, Year Up, and Uber Eats. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Adam Russell is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has been with Merrill and Bank of America since 2015. Outside of his advisory role, he is an owner of a family business in Jacksonville, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

William Hardegree III is a CFP®-certified financial advisor with 33 years of industry experience. He has been with Wells Fargo Advisors since 2020, following previous roles within Wells Fargo Clearing and Wells Fargo Advisors LLC. He serves as a board member of the Pickett and Hatcher Educational Fund, Inc. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and develops tailored recommendations using Wells Fargo research and tools, delivering these through meetings and written summaries.

Bryan Shore is a financial advisor with Thrivent Investment Management in Jacksonville, FL, holding a Series 66 designation and 17 years of industry experience. He previously worked at Scottrade, Inc. for 10 years before joining Thrivent in 2018. Outside of his advisory role, he occasionally lists a personal vehicle for rent through the platform Turo. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary portfolio management. The firm offers comprehensive written recommendations on various financial topics and allows clients to combine planning with managed account services under a consolidated billing option called “WealthPlan.”

Joshua Kettren is a financial advisor with Fidelity who holds a Series 66 designation and has 20 years of industry experience. He previously worked at Merrill from 2006 to 2018 before joining Fidelity Brokerage Services LLC in 2018. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and offers advisory services including discretionary and non-discretionary management.

Rene Gonzalez is a financial advisor with Ameriprise in Jacksonville, FL, holding a Series 63 designation and 29 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 1999. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and operates as a large institutional firm offering a broad range of advisory, brokerage, and insurance solutions.

Quan Pham is a financial advisor with Merrill, holding a Series 66 designation and 14 years of industry experience. He has worked with Merrill since 2012 and has been associated with Bank of America, N.A. since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Krista Collver is a Series 66-licensed financial advisor at Morgan Stanley with eight years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2020 and previously spent four years at Merrill Lynch, Pierce, Fenner & Smith Incorporated. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a range of advisory programs. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Jacob Chevalier is a financial advisor with Merrill based in Jacksonville, FL. He holds Series 66 and Series 63 designations and has 12 years of industry experience. He has worked at Merrill since 2014 and has also been affiliated with Bank of America since 2015. Outside of his advisory role, he is involved as a general partner and managing member of a limited liability company that holds and sells rental properties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Leslie Valerio is a financial advisor at Wells Fargo Advisors with 20 years of industry experience. She holds Series 63 and Series 66 registrations and has worked within Wells Fargo entities since 2013, including Wells Fargo Clearing and Wells Fargo Advisors, LLC. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that include cash-flow, retirement, education, and specialized services such as business-owner transition and special-needs planning. The firm combines advisory services with other financial products and referral channels, utilizing Wells Fargo’s research and planning tools to develop tailored client recommendations.

John Piraneo is a financial advisor with UBS Financial Services, holding Series 63 and Series 66 credentials and bringing 41 years of industry experience. He has been with UBS Financial Services since 2015. UBS Financial Services serves individual, corporate, and institutional clients with a combination of brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management through proprietary research and asset allocation models.

Liesl Savage is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Ameriprise. She previously worked at Wells Fargo Bank and Wells Fargo from 2004 to 2021. Outside of her advisory role, she serves on the Board of Directors and as President of the Kiwanis Club of Ponte Vedra. Ameriprise is a large institutional firm providing retirement-income planning services and a broad range of advisory, brokerage, and insurance solutions. Its approach includes algorithm-driven retirement income recommendations combined with personalized financial advice.

Matthew Marcin is a CFA® charterholder with 14 years of experience in the financial industry. He has been with J.P. Morgan Securities and affiliated entities since 2011, currently serving at J.P. Morgan Securities in Ponte Vedra Beach, FL. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Lunise Casimir Dufrene is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 63 and Series 65 licenses and having 12 years of industry experience. She has worked with PFS Investments Inc. since 2014 and Primerica Financial Services since 2010. Outside of her advisory role, she is a member of Nisee & Nisee, LLC, a non-investment-related business. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of discretionary separately managed accounts. The firm curates third-party asset managers and uses an independent due-diligence process, with a tiered wrap-fee structure distinguishing its operational model.

Amy Brand is a Series 66–licensed financial advisor with Merrill in Jacksonville, FL, with 18 years at Merrill and 12 years of industry experience overall. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies constructed by internal and third-party managers for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Charles Jenkins is a financial advisor at LPL Financial with 40 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Ameriprise Financial Services, Inc. for 14 years before joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Gavin Noble is a financial advisor at J.P. Morgan Securities with Series 63 and Series 65 credentials and three years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2022. Prior to this, his work history includes positions at Northwestern Mutual and Applebee’s. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering services on a non-discretionary basis.

Michael Sturm is a Series 66-licensed financial advisor with Merrill in Jacksonville, FL, where he has worked since 2007. He has 18 years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

J Gatewood is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career in 1998 and holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc. J focuses on assisting business owners, executives, their families, and 501(c)(3) non-profit organizations in determining long-term financial goals and implementing customized wealth management strategies. He also works with clients and their advisors on estate planning matters. J earned a bachelor's degree in Math and Economics, cum laude, from Vanderbilt University. He is a third-generation financial advisor with expertise in areas including college education planning, divorce transition planning, employee benefits planning, philanthropic planning, portfolio management services, socially responsible and ESG investing, women and wealth, tax minimization, and retirement income. Originally from Atlanta, Georgia, J graduated from The Westminster Schools and follows the Atlanta Braves. He resides in Ponte Vedra Beach, Florida with his wife Tabitha and their four children, two of whom were adopted from Guatemala. Outside of work, his personal interests include fishing, football, golfing, scuba diving, tennis, traveling, and spending time with his family.

Argie Focco is a financial advisor at J.P. Morgan Securities with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012, having also worked at JPMorgan Chase Bank since 2011. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.