Jonathan Vanderveen is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of industry experience. He has worked at Wells Fargo Clearing since 2017, with prior roles at Bank of America and Merrill. Outside of advisory work, he is associated with a family-held LLC established to trademark a slogan, which is not operational. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Frederick Ayer III is a financial advisor with Merrill, holding a Series 66 designation and nine years of industry experience. He has worked at both Merrill and Bank of America since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Douglas Mattliano is a financial advisor with Wells Fargo Clearing in West Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. Prior to joining Wells Fargo in 2019, he worked at Morgan Stanley in various roles from 2009 to 2019, including Morgan Stanley Private Bank, N.A. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory and tailored to plan objectives and risk tolerances.

Michelle German is a financial advisor at Morgan Stanley with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Goldman Sachs, RBC Capital Markets, J.P. Morgan Securities, and Wells Fargo Clearing. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and approved tools, though clients are responsible for implementing and updating their plans.

James Van Putten Vink is a financial advisor at LPL Financial with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Grove Point Investments, Grove Point Advisors, H. Beck, and Waddell & Reed. He is also involved with Online Training, Inc. as an educator. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide, offering a range of advisory programs, retirement plan consulting, and brokerage services supported by both discretionary and non-discretionary management and access to various model portfolios and research.

Daniel Morales is a financial advisor with Edward Jones in West Palm Beach, FL, holding Series 63 and Series 65 credentials and 37 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, MetLife Securities Inc., and New England Securities Inc. There are no additional notable outside business activities reported. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ernesto Puteri is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on building strong client relationships based on trust and transparency, prioritizing ongoing education to empower clients to make informed financial decisions. Ernesto takes the time to understand his clients' unique values, goals, and risk tolerance to develop personalized financial strategies. His areas of expertise include employee benefits planning, portfolio management services, small business strategies, sports and entertainment, individual and corporate investment strategy, and retirement income. Ernesto combines traditional and alternative investment strategies to create resilient portfolios tailored to navigate market fluctuations. He also provides access to Bank of America specialists for banking, credit, home financing, and small business solutions. Ernesto holds a Bachelor's Degree from Stony Brook University and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He is involved in community organizations such as Stoked for Life and Take Stock in Children. Outside of work, his personal interests include adventure sports, boating, cooking, fishing, ice hockey, rock climbing, and tennis.

Dean Maragos is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2023, he held roles at Merrill Lynch and several other firms across different industries, including automotive and dental arts. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management, offering a range of discretionary and non-discretionary investment strategies supported by a large network of advisors and branch offices nationwide.

Mando Di Bartolomeo is a financial advisor with Ameriprise in West Palm Beach, FL, holding Series 63 and Series 65 licenses and seven years of industry experience. He has been with Ameriprise since 2018, including his current role since 2020, and previously worked at Right Pointe Company. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to provide tailored, non-discretionary advice supported by algorithmic automation and oversight.

Matthew Doyle is a financial advisor at Edward Jones in Palm Beach Gardens, FL, with 20 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies and operates under a fiduciary standard.

Theodore Peroulakis is a CFP® and ChFC® credentialed advisor with 15 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2020 and previously at Bank of America and Merrill from 2011 to 2020. He serves as a board member for both The Salvation Army and the Navy League of the United States, nonprofit organizations supporting community and military causes. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory services with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Stephen Wentz is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022, following six years at UBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs and financial planning services that utilize structured discovery processes and proprietary modeling tools.

Carolyn Filasky is a financial advisor with LPL Financial in Palm Beach Gardens, FL. She holds Series 63 and Series 66 licenses and has 29 years of industry experience. Prior to joining LPL Financial in 2018, she worked at UBS Financial Services Inc for seven years. She is also involved with Saybrus Partners, an insurance agency, dedicating additional time there. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers financial planning and a range of advisory programs, including discretionary and non-discretionary management, supported by research from LPL and third-party subadvisors.

Richard Gaff is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2024. He joined Fidelity Investments in 2021 as a Financial Consultant. Richard is a licensed insurance professional in California. Before his career in finance, Richard served in the U.S. Army and is a proud veteran. He focuses on working closely with individuals and their families to understand their financial goals and co-create plans aimed at achieving financial freedom and defining legacies for future generations. Outside of his professional duties, Richard engages in family activities, fitness, outdoor adventures, running, and values his military service.

Laurie Hackler is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 23 years of industry experience. She has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2018 and is also associated with Broker Dealer Financial Services Corp. since 2004. Outside of her advisory role, she is an owner of Ragnar Trust and acts as a speaker affiliated with The Corner Office. Cambridge Investment Research Advisors serves a broad client base including individuals, pension and profit-sharing plans, charitable organizations, trusts, estates, and other retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using various portfolio management and model-based solutions, with investment implementation available across multiple custody and platform arrangements.

Todd Carey is a financial advisor at UBS Financial Services with 22 years of industry experience. He holds Series 65, Series 63, and Series 66 designations and has been with UBS since 2014. Carey is involved in several outside business activities, including advisory and management roles with a restaurant partnership and trusteeship at an arts and crafts society. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans and offers a broad range of capital markets and advisory services.

Jordan Brand is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds a Series 66 designation and has worked at UBS Financial Services before joining Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. He is based in Palm Beach Gardens, Florida. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and firm-approved tools, supporting a variety of investment and planning strategies.

Daniel Finnegan is a financial advisor at Morgan Stanley in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses with 49 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process includes structured discovery conversations and firm-approved tools, with advisory services delivered through its Financial Advisors and Estate Planning Strategies Group.

Eddie Lopez is a financial advisor with Merrill in West Palm Beach, FL. He holds a Series 66 designation and has three years of industry experience. His work history includes roles at Merrill since 2016 and Bank of America N.A. since 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Ryan Young is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 licenses and has five years of industry experience. Prior to joining Raymond James, he worked at Morgan Stanley and The Vanguard Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individual and high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.