Ronald Rourk is a CFP® professional with 41 years of industry experience, currently serving at Morgan Stanley in Palm Beach Gardens, FL. He has been with Morgan Stanley since 2009 and has worked with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients. The firm emphasizes tailored financial planning using structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Kellie Ohare is a Senior Financial Advisor at Merrill Lynch Wealth Management. She specializes in creating personalized wealth management strategies that align with clients' individual goals and the evolving market conditions. Kellie integrates investment insights from Merrill and the banking and lending solutions of Bank of America to support her clients' financial needs. She holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the Ohio State University Fisher School of Business. Kellie emphasizes a collaborative approach, working one-on-one with clients to develop financial strategies aimed at pursuing their long-term objectives. In addition to her professional responsibilities, Kellie is engaged in community service, dedicating time to volunteer with organizations in the communities served by Merrill Lynch.

Cesar Perez is a financial advisor with Wells Fargo Advisors in Palm Beach Gardens, FL, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has been with Wells Fargo Advisors and its affiliated entities since 2011. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition planning and special-needs analysis, with tailored recommendations supported by Wells Fargo research and planning tools.

Vittorio Bertuzzelli is a CFP® professional with 25 years of industry experience, currently serving as a financial advisor at Edward Jones since 2000. He is based in North Palm Beach, FL. Outside of his advisory role, he owns and maintains several commercial and residential rental properties in the Florida area. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, including wrap fee strategies and separately managed accounts, and operates under a fiduciary standard.

John Vessa is a CFP®-certified financial advisor with Morgan Stanley in Palm Beach Gardens, FL, bringing 39 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2009 and 2015, respectively. Outside of his advisory role, he is a member of the Kelly Family Investment Trust, a non-investment-related activity. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning that employs structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides a broad range of investment products and services through its affiliated broker-dealer and private fund relationships.

Ava Martin is a financial advisor at Merrill with Series 66 credentials and one year of industry experience. Prior to joining Merrill, she held roles in education and the restaurant industry, including positions at the University of South Carolina and CentraArchy Restaurants. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Darren Jones is a financial advisor with J.P. Morgan Securities in West Palm Beach, FL, holding Series 63 and Series 66 credentials and 22 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2011. In addition to his advisory role, he is also an employee of JPMorgan Bank, enabling him to offer certain banking products and services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory capabilities with brokerage, distribution, and investment management functions.

Penelope Skowronski is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities since 2014, including a role at JPMorgan Chase Bank, NA since 2021. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Juan Cocuy is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. He previously operated his own accounting firm, Juan C. Cocuy, CPA, P.A., from 1998 until 2021 and was involved in a merger with Templeton & Co., LLP. Cocuy has also worked at JPMorgan Chase Bank, offering a range of banking products alongside his advisory role. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Gregg Powers is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has worked at Raymond James since 2017 and previously held roles at Wells Fargo Advisors and Wells Fargo Clearing. Powers is also the owner of Twin Powers Wealth, LLC, a financial advisory support company based in Palm Beach Gardens, FL. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm employs tailored, non-discretionary planning and consulting using risk profiling and modeling tools, and supports both advisory programs and institutional portfolio management.

Gary Mould is a financial advisor at Wells Fargo Advisors with 34 years of industry experience. He holds a Series 63 designation and has worked across various Wells Fargo entities since 2009. Outside of his advisory role, he owns and operates GVM14, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options tailored to clients meeting a net-worth threshold, utilizing Wells Fargo research and tools to develop recommendations delivered through meetings and client summary letters.

John Mccoy is a CFP®-designated financial advisor with Morgan Stanley in Palm Beach Gardens, FL, bringing 33 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Outside of his advisory role, he is involved as a landlord of rental properties. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and incorporates structured planning tools such as Monte Carlo simulations and secular return estimates in its process.

Sally Engels is a financial advisor at Edward Jones with 37 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at Princor Financial Services Corporation for 14 years before joining Edward Jones in 2020. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Robert Tendler is a CFP®-credentialed financial advisor with 40 years of industry experience, currently with LPL Financial since 2024. He previously worked at Wells Fargo Advisors for eight years. Outside of his advisory role, he is involved with Tendler Consulting Group, Inc., a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing discretionary and non-discretionary management with support from LPL Research and third-party subadvisors.

Angela Silva is a financial advisor at Wells Fargo Advisors with 41 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Wells Fargo and its affiliates since 2009. Outside of her advisory role, Silva owns Orion Financial Services LLC and serves as treasurer for two nonprofit organizations, The Haven Home LLC and Children Achieving More Skills Inc. She is also an election worker for the Cuyahoga County Board of Elections. Wells Fargo Advisors Financial Network serves individual, trust, and institutional clients by providing investment and fee-based financial planning services tailored through a broad menu covering various planning needs. The firm combines advisory services with other financial product offerings and referral channels.

Kelly Pirozzi is a financial advisor with Raymond James Financial Services Advisors, Inc., holding CFP®, Series 63, and Series 65 designations and bringing 29 years of industry experience. She has been with Raymond James since 2012. Outside of her advisory role, she is an associate at M&P Investment Group, where she is involved in client service activities. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports both retail and institutional clients with specialized programs and services.

Sally Stahl is a CFP® and ChFC® with 21 years of experience in the financial industry, all spent at Edward Jones since 2005. She is based in Jupiter, FL. Outside of her advisory role, Stahl serves as a director of Stahl Enterprises Corp, a marine-related business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment options supported by a large network of financial advisors and branch offices nationwide.

Sheri Chaney is a financial advisor with RBC Capital Markets in Palm Beach Gardens, FL, holding a Series 66 designation and 18 years of industry experience. She has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, and brokerage services, tailoring strategies based on client risk profiles and utilizing both in-house and third-party investment managers.

Brian Schwarz is a CFP® professional with 24 years of industry experience. He is currently with Cetera and has worked at Evershore Financial Group and Securian Financial Services during his career. Outside of advisory work, he is a licensed agent involved in fixed insurance sales. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers multiple portfolio management options and financial planning services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Jason Feldman is a financial advisor at Mass Mutual Investors Services with 30 years of industry experience. He holds the CFP® and ChFC® designations and has worked at Mass Mutual and Northwestern Mutual throughout his career. In addition to his advisory role, he is involved in outside insurance sales, focusing on individual and group life and health insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charities, and employers. The firm provides comprehensive financial planning and asset management services using collaborative, technology-supported approaches.