Cassi Martinez is a financial advisor with Ameriprise in Vestavia, AL, holding a Series 66 designation and having 10 years of industry experience. She has been with Ameriprise and its affiliate since 2015. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and offers a range of advisory, brokerage, and insurance solutions through affiliated entities.

Zachary Turnage is a financial advisor at Morgan Stanley in Birmingham, AL, holding Series 65 and Series 66 licenses with six years of industry experience. He previously worked at Harbert Management Corporation for 14 years before joining Morgan Stanley Private Bank and Morgan Stanley in 2021. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery and analytical tools. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Warren Kirby is a CFP® professional with 29 years of industry experience, currently affiliated with Wells Fargo Advisors. His prior experience includes roles at Wells Fargo Clearing, Bank of America, and Merrill. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients with a broad range of investment and financial planning services tailored to clients meeting certain net-worth criteria.

John Pounds III is a financial advisor with Wells Fargo Clearing in Birmingham, AL, holding Series 63 and Series 66 licenses and 21 years of industry experience. He has been with Wells Fargo Clearing since 2016, including a prior role with Wells Fargo Advisors, LLC. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 financial advisors and provides both brokerage and advisory solutions.

Roger Dubble is a financial advisor at Edward Jones with 27 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. Prior to joining Edward Jones in 2019, he worked at State Farm Insurance and Allstate Insurance and had a role at RWD Homecare, LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,700 financial advisors, offering a range of advisory programs, discretionary and non-discretionary strategies, as well as affiliated mutual funds and trust services.

Micah Fuller is a financial advisor with LPL Enterprise in Bessemer, Alabama, holding Series 63 and Series 65 credentials and bringing one year of industry experience. Prior to joining LPL Enterprise, he worked at several financial services firms including PFS Investments Inc., Primerica Financial Services, and MML Investor Services LLC. Outside of his advisory role, Fuller is also a teacher at Mcadory Highschool. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individual and high-net-worth investors, retirement plans, and charitable entities. The firm utilizes model-driven investment implementation and offers financial planning, third-party asset management access, and insurance product facilitation through affiliated entities.

Frederic Sjostrom III is a CFP®-certified financial advisor with 29 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. Outside of his advisory role, Sjostrom serves as an observer for USA Ultimate, officiating ultimate frisbee games. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s IPS-driven approach incorporates modern portfolio theory and includes both discretionary and non-discretionary investment management, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Dorothy Wozny is a Series 66 licensed financial advisor with LPL Financial in Birmingham, Alabama, bringing 16 years of industry experience. She has been with LPL Financial since 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual investors, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced research tools and a broad array of non-advisory financial products.

Royce Gore Jr. is a financial advisor with Cetera in Birmingham, AL, holding Series 63 and Series 65 credentials and 11 years of industry experience. His prior experience includes roles at First Allied Advisory Services and First Allied Securities. He is also involved with Labor Retirement Services as an advisor. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, combining discretionary and non-discretionary approaches across multiple program structures.

William Anthony is a financial advisor with Raymond James & Associates in Birmingham, AL, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has been with Raymond James & Associates since 2013. Anthony serves as Treasurer and board member of the Ronald McDonald House Charities of Alabama and participates on its Finance Committee. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, advisory programs, and consulting with a range of portfolio management styles supported by affiliated research.

Susan Rapier is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney LLC since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a broad range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Allan Mcclure is a financial advisor at Ameriprise with 13 years of industry experience. He holds the CFP®, CFA®, and Series 66 credentials and previously worked at Synovus Securities, Inc. for 11 years before joining Ameriprise. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports and offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Laura Britt is a financial advisor with Wells Fargo Clearing in Birmingham, AL, holding a Series 66 designation and 21 years of industry experience. She previously worked at Bank of America and Merrill, with tenures of five and fifteen years respectively. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Grace Hardison is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo Clearing, she spent ten years at Ernst & Young. She maintains an active CPA license in Birmingham, AL, which she holds for continuing education purposes. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering a range of investment advisory solutions grounded in modern portfolio theory and tailored to plan-specific objectives and risk tolerances.

Charles Carlton is a CFP® professional with 40 years of experience in the financial industry. He is currently with LPL Financial and has previously worked at SSN Advisory, Securities Service Network, Gambrell Financial Advisors, and North Ala United Methodist Foundation. Carlton is also a notary public in Jefferson County, Alabama. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supported by extensive research and operational tools.

Christopher Appleby is a financial advisor with LPL Financial in Hoover, Alabama. He holds a Series 66 designation and has experience spanning roles at Avadian Financial Services, IBM, Santander Bank, and BBVA Bank. His career includes over a decade in the banking industry prior to joining LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced operational tools and a broad network of over 22,800 advisors.

Mary Wynne Estes is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has been with Merrill since 2011, bringing over 35 years of experience in the financial services industry. Mary Wynne started her career in 1989 as an Annuity and Mutual Fund Coordinator at AmSouth Investment Services, later moving into institutional investment sales and continuing her career through mergers until joining Merrill. Mary Wynne's expertise includes managing discretionary custom investment strategies, as well as working with a range of Merrill model portfolios and third-party investment strategies. She serves various clients such as individuals, corporations, trusts, municipalities, and financial institutions, focusing on areas like family wealth management, legacy planning, managing new wealth, personal retirement planning, and philanthropic planning. She holds a bachelor's degree from Auburn University and a high school diploma from Vestavia Hills High School. Outside of work, Mary Wynne enjoys hiking, spending time with her family, and traveling.

James Owens III is a financial advisor with Raymond James & Associates in Birmingham, AL, holding a Series 63 designation and 38 years of industry experience. He has been with Raymond James & Associates since 2012. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutional and pension plans, and charitable and government entities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Christopher Riess is a financial advisor at UBS Financial Services in Birmingham, AL, with eight years of industry experience. He holds a Series 66 license and has been with UBS since 2018. Riess serves on the board of Millennial Spirits of Nola, a charity focused on raising awareness and funds for organizations in the Greater New Orleans area, and acts as treasurer for the Oakridge Neighborhood Association. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management and offers a range of products including discretionary portfolio management and alternative investments.

Rachel Reynolds is a financial advisor with Edward Jones in Homewood, Alabama, holding a Series 66 designation and 12 years of industry experience. She has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of investment advisory programs and services supported by a large network of financial advisors and branch offices nationwide.