Zackary Siegrist is a Financial Consultant currently working at Fidelity Investments since 2022. He has a comprehensive background in financial services, having held multiple roles at Charles Schwab from 2012 to 2022, including Financial Consultant Partner, Client Relationship Specialist, Communication Specialist, and Retirement Services Specialist. Throughout his career, Zackary has focused on developing comprehensive financial plans tailored to clients' specific goals and preferences. His approach emphasizes understanding clients and their families to help them work toward their financial objectives collaboratively. Outside of his professional work, Zackary has interests in fitness, football, hiking, outdoor adventures, pets, and traveling.

Kevin Poropat is the Vice President, Financial Consultant at Fidelity Investments, a role he has held since 2021. He partners with clients to understand their financial goals and objectives, building customized plans to meet their unique and evolving needs. Kevin has been with Fidelity Investments since 2015, progressing through positions including Financial Representative, Central Relationship Manager, Investment Consultant, and Financial Consultant. His experience covers various aspects of financial consulting and client relationship management. Outside of his professional role, Kevin has personal interests that include baseball, fishing, football, music, and parenthood.

Jenna Karlovec is a financial advisor with Charles Schwab, holding a Series 66 designation and beginning her industry career in 2024. Prior to joining Schwab, her professional experience includes roles outside the financial industry, such as positions at Mike's Place, Aladdin's Eatery, and Towpath Tennis Center. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering non-discretionary investment guidance combined with access to discretionary separately managed accounts. The firm integrates advisory, brokerage, custody, and cash-sweep services within a large-scale, centralized operating model.

John Brayer is a financial advisor at Primerica Advisors with 23 years of industry experience. He holds the Series 63 designation and has worked at PFS Investment Inc. and Primerica Financial Services since 2003. Outside of his advisory role, he is involved in sales of home security and automation products through affiliated companies and owns John Brayer and Associates Inc., which operates for Primerica business purposes. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm utilizes model-delivery strategies developed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Kenneth Lowe is a financial advisor at Ameriprise with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Ameriprise in various capacities since 2009. Outside of his advisory role, he works as a food delivery driver for DoorDash. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Fareed Siddiq is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 45 years of experience to his role. He specializes in wealth management, risk management, investment management, estate and tax minimization strategies, and retirement planning. He holds multiple professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Previously, he has served in roles such as Executive Director, Senior Investment Management Consultant, and Portfolio Management Director. Born and raised in Pakistan, Fareed attended St. Patrick College in Karachi, majoring in Business before moving to the United States in 1972. He is fluent in English, Urdu, Hindi, and Punjabi. Fareed is actively involved in the Greater Cleveland community, serving on the boards of organizations including the American Red Cross, Cleveland Council of World Affairs, The City Club, and The Diversity Center. In his personal time, Fareed enjoys boating, golfing, music, reading, tennis, and watching movies. He is committed to working one-on-one with clients to develop personalized financial strategies aimed at pursuing their long-term goals.

Stacy Lampros is a financial advisor at Merrill with 26 years of industry experience. She holds a Series 66 designation and has been with Bank of America and Merrill since 2016. Outside of her advisory role, she was formerly the owner of an antique furniture shop operating as Vintage Inspirations LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jack Makee is a financial advisor at Wells Fargo Advisors with four years of industry experience. He holds a Series 66 designation and previously worked at KeyBank and Swagelok. Outside of his advisory role, he is involved with Princeton Harriman Insurance Solutions in Sarasota, Florida, where he provides insurance-related financial advice. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Megan Grant is a financial advisor with UBS Financial Services in Hudson, OH, holding a Series 66 designation and 20 years of industry experience. She has been with UBS Financial Services since 2013. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management, combining institutional trading capabilities with wealth management solutions.

Indu Braum is a financial advisor with Morgan Stanley in Pepper Pike, Ohio, holding Series 63 and Series 65 licenses with 23 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2002, including 15 years at Morgan Stanley Smith Barney. Outside of her advisory work, she serves as secretary and board member of Thrive Through Tennis, a recreational organization in Broadview Heights, Ohio. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models as part of its financial planning process.

Timothy Emmitt is a Benefits & Planning Consultant with Fidelity Executive Services. In this role, he assists clients in maximizing the benefits offered through their employers, provides education on various financial topics, and helps develop financial plans tailored to meet the needs of clients and their families. Timothy has been with Fidelity Investments since 2014, progressing through roles including Financial Representative, Relationship Manager, Planning Consultant, and currently serving as a Benefits & Planning Consultant since 2024. His experience encompasses client relationship management and financial planning. Outside of his professional duties, Timothy enjoys outdoor activities such as camping, fitness, hiking, kayaking, and snowboarding.

Charles Drew is a financial advisor with UBS Financial Services in Aurora, OH, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He previously worked at Bank of America, NA for 14 years and has been associated with Merrill Lynch since 1994. Outside of his advisory role, he serves on the board of directors for Casey Trees, an organization focused on urban tree advocacy. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management, offering a broad range of products and services including discretionary portfolio management and financial planning.

Ned Tufekcic is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 36 years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors and Cincinnati Analysts. He is involved with ProInvest Financial Inc., a non-variable insurance and investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, with a broad platform supported by operational and research tools.

David Jackson is a financial advisor with LPL Financial based in Chagrin Falls, Ohio. He holds a Series 66 designation and has 25 years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors and The Huntington Investment Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with investment strategies that can incorporate custom and third-party options.

Paul Corbeil is a financial advisor at Raymond James & Associates with 33 years of industry experience. He previously worked at UBS Financial Services Inc. for 17 years. Outside of his advisory work, he serves as Treasurer and a member of the Board of Directors for The Villas at Westin Pointe Owners Association. Raymond James & Associates is a large, nationally supported firm managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning and consulting services that rely on tailored analyses and a range of investment strategies.

Raymond Dietz Jr. is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He worked at Royal Alliance Associates Inc. for 23 years before joining OSAIC in 2023. Outside of his advisory role, he owns and operates a tax preparation service and serves as a basketball camp coach. OSAIC Wealth serves a diverse client base, including retail and institutional investors, offering a range of brokerage and advisory services with an investment approach centered on model-based asset allocation and portfolio optimization.

Patrick De Nitto is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with the firm since October 2004 and specializes in working with affluent families to develop customized financial strategies. His focus areas include retirement planning, education planning, philanthropic giving, legacy planning, and managing wealth through significant life transitions. With over twenty years of investment experience, Patrick employs a goals-based wealth management approach that emphasizes building portfolios tailored to specific client goals. He aims to help clients understand the purpose of each investment within their portfolios to align financial decisions with their risk tolerance, time horizon, liquidity needs, and overall objectives. Patrick holds a Bachelor's Degree in Economics from Arizona State University and holds the professional designation of Personal Investment Advisor (PIA). Outside of his professional activities, Patrick enjoys fishing, golfing, music, skiing, spending time with his family, and traveling. He, his wife, and their young daughters reside in Pepper Pike.

Kevin Gay is a financial advisor at Fidelity with 26 years of industry experience. He holds a Series 66 designation and has worked at several firms including Allstate Insurance Company, PNC Investments, and VALIC Financial Advisors. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a broad client base including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it serves in advisory roles for multiple registered investment companies and fund-of-funds.

James Frye is a financial advisor at LPL Financial with 53 years of industry experience. He holds the ChFC® and Series 63 designations and has previously worked at firms including Sigma Planning Corporation, Woodbury Financial Services, and Questar Asset Management. Frye has been involved with the J.W. Frye Company since 1982. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, providing advice through a large network of investment adviser representatives.

James Yurak is a financial advisor at Raymond James & Associates with 25 years of industry experience. Prior to joining Raymond James in 2025, he worked for UBS Financial Services Inc. for 16 years. He holds the Series 66 designation. Yurak serves as Treasurer and Board Member for Hudson Community First, a nonprofit organization. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.