William Randall is a financial advisor with J.P. Morgan Securities in East Grand Rapids, MI, holding Series 63 and Series 66 credentials and 23 years of industry experience. He has been with J.P. Morgan Securities since 2012 and also serves as a general partner at Orcadian Ventures, LLC. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage and investment management capabilities.

Carol Dehen is a financial advisor with LPL Financial in Grand Rapids, MI, holding Series 63 and Series 65 credentials and 35 years of industry experience. She has been with LPL Financial (formerly LINSCO/PRIVATE LEDGER CORP.) since 2007. Outside of her advisory role, Dehen is involved in a non-investment related business entity for tax and investment purposes. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Andrew Herlein is a financial advisor at Merrill with Series 63 and Series 66 designations and two years of industry experience. Prior to joining Merrill, he worked at Huntington National Bank for six years and held positions at JP Morgan Chase Bank, JP Morgan Securities LLC, and Raymond James & Associates. Outside of his advisory role, he serves as treasurer and board member for the nonprofit Ready for School in Holland, Michigan, where he reviews financial reports and advises on financial decisions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Staufer is a financial advisor with Equitable Advisors in Grand Rapids, MI, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Equitable Advisors, he worked at Transamerica Financial Advisors and has entrepreneurial experience running a landscaping business and providing private cello lessons. Equitable Advisors serves a broad range of clients, including individuals, retirement plans, corporations, and charitable organizations, offering financial planning and asset-management programs through a network of Investment Adviser Representatives and third-party asset managers.

David Laplante is a financial advisor at Robert Baird & Co. with 30 years of industry experience. He has been with Robert Baird & Co. since 1996 and holds Series 63 and Series 65 designations. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services supported by internal research and includes several distinctive features such as municipal advisory services and strategic minority investments.

Daniel Mushlock is a financial professional with Cetera and holds a Series 66 credential, bringing three years of industry experience. He is also the managing partner of Mushlock & Associates LLC, where he provides tax and accounting services as an enrolled agent. Outside of his advisory role, he is a partner at Mushlock Vacation Properties LLC, coordinating short-term rental bookings. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party managers.

Benjamin Doerner is a financial advisor with LPL Financial in Kentwood, MI, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Bridgepoint Wealth Management, Union Bank of Michigan, Amazon, and Huntington National Bank. Outside of his advisory role, he is a notary and involved with Benjamin Capital LLC and Summit Land Acquisitions LLC for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a broad range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Brian Timimmer is a CFP®-designated financial advisor with Ameriprise, based in Hudsonville, MI, and has 34 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of his advisory role, Timmer is involved in real estate ownership and has provided financial support for a counseling practice operated by a family member. Ameriprise is a large institutional firm offering a range of advisory, brokerage, and insurance solutions. It provides a specialized retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce personalized recommendation reports.

Erin Mc Govern is a CFP®-certified financial advisor with 12 years of industry experience, currently with Edward Jones since 2017. Prior to Edward Jones, she worked at Triad Advisors, Inc. and Global Financial Group Advisors, LLC for three years each. Outside of her advisory role, she is a co-owner of a condominium business in Grand Rapids, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

David Smits is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 40 years of experience in the wealth management industry. He has been with Merrill Lynch Wealth Management since 1989. His role involves providing personalized wealth management strategies that adapt to changing market conditions, focusing on client-specific financial goals. His expertise covers financial strategies, retirement and estate planning services, and he serves individual, family, and corporate clients. He actively utilizes Merrill's resources, including specialists in advanced estate planning and retirement plans for business owners. David holds a Bachelor's Degree from Calvin College and has attained several professional designations, including the CERTIFIED FINANCIAL PLANNER® certification and the Chartered Retirement Planning Counselor™ designation. He also holds the Personal Investment Advisor (PIA) designation. His approach combines extensive industry experience with practical judgment developed through client relationships and training. Beyond his professional work, David engages in community service aligned with the Merrill tradition of supporting local organizations. His personal interests include cooking, gardening, spending time with his family, and traveling.

Mark Tangen is a financial advisor at Primerica Advisors with 26 years of industry experience. He has been with Primerica Advisors since 1999 and Primerica Financial Services since 1998. Outside of his advisory role, he is involved as a member of Horizontal Venture, LLC, a non-investment related business based in Grand Rapids, Michigan. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure, offering a range of strategic, tactical, tax-aware, and income distribution investment models.

Max Kramer is a Financial Consultant at Fidelity Investments, where he has been working since 2023. He has held multiple roles within Fidelity Investments, including Investment Consultant in 2022-2023 and Relationship Manager in 2022. Prior to joining Fidelity, Max served as a Financial Advisor at Credent Wealth Management from 2019 to 2021, and at Cambridge Investment Resource in 2019. He also worked as an Investment Advisor Representative at Gradient Securities from 2018 to 2019 and gained early experience as a Financial Intern at Daus Financial during 2017-2018. Max holds a California Insurance License, supporting his work in providing financial consultation. His professional focus is on partnering with clients to understand their goals and to help build financial plans that guide them through important financial events. Outside of his professional life, Max enjoys comedy, golf, spending time at the lake, and traveling.

Nancy Hughes is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding a Series 63 designation and 38 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and at Citigroup Global Markets since 1993. Outside of advising, she is involved with Micali Distributing LLC, a wholesale distribution business she organizes jointly with her husband. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning and a range of investment programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and broad investment resources.

Ailine Flores is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 credentials and five years of industry experience. Her work history includes roles at JPMorgan Chase Bank, N.A. and Transformed Trucking LLC. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative modeling with centralized due diligence and applies an ESG framework when recommending investment strategies.

Daniel Vansingel is a financial advisor with LPL Financial in Caledonia, MI, holding Series 63 and Series 65 licenses and having 15 years of industry experience. He previously worked at Securities America Advisors from 2016 to 2021 before joining LPL Financial in 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from internal and third-party sources.

Kevin Gardenier is a CFP® professional affiliated with LPL Financial in Grand Rapids, MI, with 26 years of industry experience. Prior to joining LPL Financial in 2021, he operated Gardenier & Co. for nine years and spent two decades with Waddell & Reed, Inc. He has also been involved in community organizations such as Autism Support of Kent County and Operation Green Star. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Michael Braun is a financial advisor with Robert Baird & Co. in Grand Rapids, MI, holding Series 63, 65, and 66 licenses and 37 years of industry experience. He has been with Robert Baird & Co. since 1997. Outside of his advisory role, he serves as treasurer for the Immaculate Heart of Mary Church Golf League. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, and institutional clients. The group offers tailored consulting and portfolio services, including discretionary management and separately managed accounts, with a range of investment strategies and overlay services.

April Armstrong is a Wealth Management Advisor at Merrill Lynch Wealth Management. With over 25 years of experience in the financial services industry, she focuses on helping clients develop personalized financial strategies to address their long-term goals. Her expertise spans areas such as college education planning, executive compensation, LGBT wealth planning, retirement income, and socially responsible investing. April holds professional designations including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned a Bachelor's degree from the University of Michigan System. Outside of her professional work, April is a married mother of four and participates in activities such as boating, cooking, dancing, hiking, reading, and traveling. She is also involved in her community and is a member of organizations including the Ada Business Association and the University of Michigan Alumni Association.

Clay Purvis is a financial advisor at Wells Fargo Advisors with a Series 66 designation and four years of industry experience. His work history includes roles at several firms and organizations, such as KCT Credit Union/Ministry Partners Securities, Sigma Financial Corporation, and Vail Resorts. He has also been involved with Hope College and operated businesses including Grow Bistro & Cafe and Charlie's Still on Main. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas like business-owner transition and sports and entertainment planning, using Wells Fargo research and tools to develop tailored recommendations.

Megan Crofoot is a financial advisor at LPL Financial with nine years of industry experience and a Series 66 designation. Her prior work includes roles at Comerica Securities and Beachbody. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.