Lorraine Allemand is a financial advisor with UBS Financial Services in The Woodlands, TX, holding Series 63 and Series 65 licenses and with 34 years of industry experience. She has been with UBS Financial Services since 2000. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of offerings supported by proprietary research and capital markets expertise.

David Cottle III is a financial advisor at Edward Jones in The Woodlands, TX, holding a Series 66 designation with 15 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory strategies and affiliated investment products supported by a nationwide network of more than 23,700 financial advisors.

Eric Boguslawski is a CFP®-designated financial advisor with six years of industry experience. He currently works at Charles Schwab and has prior experience with Edward Jones and TD Ameritrade Inc. His professional background also includes several years outside the financial sector. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. Schwab offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

James Graham is a Planning Consultant at Fidelity Investments, a position he has held since 2026. Prior to this role, he served as a Relationship Manager from 2024 to 2026 and as a Financial Representative from 2023 to 2024, all within Fidelity Investments. His career progression at Fidelity Investments reflects his continued commitment to providing financial planning and advisory services. James emphasizes the importance of trust, communication, and understanding clients' goals in building effective financial plans. He dedicates time to get to know each client individually and offers personalized planning support to assist them in making informed financial decisions at every stage of their lives. Outside of his professional life, James enjoys boating, golf, sailing, skiing, snowboarding, and traveling.

Sue Burch is a financial advisor at Ameriprise with one year of industry experience. She holds a Series 66 designation and has previously worked at Brydge Advisors, where she was also the owner of a consulting business unrelated to investments. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with specific asset thresholds, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary advice through a centralized consulting team.

Nicholas Williams is a Financial Advisor with Merrill Lynch Wealth Management. He works directly with clients to help define their financial goals and develop portfolio strategies tailored to their needs. His approach includes providing ongoing advice to adapt portfolios as clients' situations evolve. Nicholas focuses on areas such as family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, and retirement income. He takes the time to understand what matters to his clients in order to help them pursue their financial objectives. He holds the Personal Investment Advisor (PIA) designation. He earned his Juris Doctorate Degree from Thomas Jefferson School of Law and his Bachelor's Degree from Baylor University. Outside of his professional work, Nicholas has interests including basketball, boxing, chess, cooking, hunting, music, reading, soccer, watching movies, and writing.

Brent Banker is a financial advisor at Ameriprise with 30 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Ameriprise and its related entities since 2016. Outside of his advisory role, he owns and operates NSRAS, LLC, an administrative business used for tax and accounting purposes. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets. The firm’s approach includes detailed, non-discretionary recommendation reports that incorporate research, modeling, and tax-efficiency analysis, supported by a centralized consulting team.

Jacinto Villa is a financial advisor at Primerica Advisors based in Houston, TX, holding Series 63 and Series 65 licenses with eight years of industry experience. His work history includes roles at Tekplan Solutions, PFS Investments Inc, Primerica Financial Services, and Stanley CSS. He also engages in sales of loan products and home security and automation referrals through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual investors, as well as corporate and charitable clients. The firm employs model-delivery strategies developed by third-party asset managers and supports account custody and trade execution through BNY Mellon Advisors and Pershing.

Inna Bond is a financial advisor at Merrill with 15 years of industry experience. She holds Series 63 and Series 65 registrations and has worked previously at Primerica Advisors and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Richard Maier is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and having 25 years of industry experience. He has been with Cambridge Investment Research Advisors since 2016. Outside of advising, he is also active as a real estate agent with Keller Williams Realty and works as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a broad network of independent financial professionals, utilizing a variety of portfolio management strategies and platform arrangements tailored to client needs.

Jonathan Blakelock is a CFP®-designated financial advisor with 23 years of industry experience. He currently works at LPL Financial and was previously employed at Ameriprise Financial Services, Inc. for ten years. Outside of advising, he is involved in raising goats through one of his business ventures in Texas. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and retirement consulting, supported by model portfolios and research from internal and third-party sources.

Gary Gross is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on developing wealth management strategies tailored to clients' individual financial situations and goals. He provides access to investment insights from Merrill and lending solutions from Bank of America. Gary holds the professional designation of Personal Investment Advisor (PIA). He earned a high school diploma from Klein Forest High School and a bachelor's degree from the University of North Texas.

Nathaniel Maurer is a financial advisor at Edward Jones in Kingwood, TX, holding a Series 66 designation with one year of industry experience. His prior experience includes work at Primerica and service in the United States Marine Corps for over two decades. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and supports its services with a large nationwide network of financial advisors and branch offices.

Hugo Perez is a Financial Consultant at Fidelity Investments, where he collaborates with clients to define and work towards their financial goals, specializing in retirement planning and investment guidance. He joined Fidelity Investments in 2022 and has held roles including Relationship Manager and Investment Consultant before becoming a Financial Consultant in 2024. Prior to Fidelity, he worked as an Investment Consultant at Charles Schwab from 2019 to 2021. Outside of his professional role, Hugo has interests in beach activities, cars, golf, pets, soccer, and tennis.

Leslie Fitzgerald is a financial advisor at UBS Financial Services with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley Smith Barney and Citigroup Global Markets. Outside of her advisory work, she serves on the board of a nonprofit organization that provides grants to local Golden Retriever Rescue Organizations. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management and offering proprietary research and model-based asset allocation.

Lindsey Redding is a financial advisor at Osaic Wealth, Inc. with 20 years of industry experience and holds the Series 66 designation. Prior to joining Osaic in 2024, she worked at Securities America Advisors, PNC Investments, and BBVA in various roles spanning over a decade. She is also involved in insurance sales through Precept Wealth Management. Osaic Wealth, Inc. serves a diverse range of clients including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers brokerage and advisory services with a focus on asset allocation tools, risk assessment, and a variety of investment options managed through multiple platforms.

Lloyd Hebert is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. His career includes roles at Cetera Advisors and Questar Asset Management, among others. Outside of his advisory work, he is involved in several business ventures including ownership in multiple real estate entities and serving as an instructor for adult financial education services. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, and charitable organizations. The firm provides financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, offering both proprietary and third-party strategic options tailored to client objectives.

John Dimpel Jr. is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been associated with Raymond James and related entities since 2009 and operates JJD & Associates Inc., his own support company. Outside of his advisory work, he is a partner in Dimpel NDIC LLC, a rental real estate investment company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports clients through various advisory programs and institutional consulting services.

Kristin Sanders is a financial advisor with Ameriprise in The Woodlands, TX, holding a Series 63 designation and 26 years of industry experience. She has been with Ameriprise and its affiliates since 2005. Outside of her advisory role, she serves as a board member and secretary for Brazoria County Municipal Utility District No. 63A and is involved with a family vitamin club through which she earns supplemental income. Ameriprise provides a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets, offering written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and algorithmic tools to deliver tailored, non-discretionary retirement advice primarily for clients holding assets in Ameriprise Managed Accounts.

Andrew Simms is a financial advisor with Merrill in The Woodlands, Texas, holding a Series 66 credential and bringing 20 years of industry experience. He has been with Merrill since 2006. Outside of his advisory role, he is a general partner and managing member of Woodlands Style House, a home staging and styling consultation business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.