Kristin Devalerio is a financial advisor with J.P. Morgan Securities in Houston, TX, holding Series 63 and Series 66 licenses and having 13 years of industry experience. She has been with J.P. Morgan Securities and JPMorgan Chase Bank in various roles since 2011. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Oscar Hurtado is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2010 and with Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory work, he is involved in managing rental property. Morgan Stanley Wealth Management (MSWM) serves both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Matthew Miller is a financial advisor with Ameriprise based in Missouri City, TX, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise provides a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate written Recommendation Reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Jeff Rogers is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2020. In this role, he focuses on developing and motivating a team of financial professionals, providing coaching and feedback to enhance their planning skills and client education. Jeff has extensive experience within Fidelity Investments, having held various roles since 2007. His previous positions include Assistant Branch Manager, Retirement Solutions Senior Manager, Investment Solutions Manager, Service Manager, Private Client Group Representative, Premium Services Representative, and Financial Representative. This progression reflects his broad expertise in financial services and leadership. Specific details about Jeff's education, credentials, personal interests, or community involvement were not provided.

Darren Fenz is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management based in Houston. He has been working in financial services since 1994 and joined Merrill in 1997. Darren specializes in wealth management for individuals and families, focusing on retirement income planning, tax-sensitive distribution strategies, estate planning coordination, and multi-generational wealth transfer planning. He assists clients, particularly employees and retirees of major Houston energy companies, in transitioning from paycheck-driven lives to retirement-driven lives with confidence and clarity. Darren holds a bachelor's degree from the University of Texas at Austin and the CERTIFIED FINANCIAL PLANNER® (CFP®) certification awarded by the Certified Financial Planner Board of Standards, Inc. He is also a Personal Investment Advisor (PIA). His approach emphasizes bringing structure, discipline, and perspective to clients' financial decisions through comprehensive planning. Outside of his professional role, Darren has been married for over 25 years and is a father of three children. He is an Eagle Scout recipient and serves as an Assistant Scoutmaster with Troop 641 of the Boy Scouts of America. These roles reflect his commitment to values such as integrity, preparation, service, and stewardship, which influence how he serves his clients and their families.

Perla Cevallos is a financial advisor at Edward Jones with 11 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Edward Jones since 2023. Her prior experience includes roles at JPMorgan Chase Bank, N.A. and JPMorgan Securities, LLC from 2010 to 2023. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large national network of financial advisors and branch offices.

Justin Cox is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and 10 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that incorporate structured discovery and firm-approved planning tools, managing approximately $2.74 trillion in client assets.

Eric Andreas is a CFP® and Series 66 designated financial advisor with Edward Jones in Alvin, Texas, where he has worked since 2018. He has seven years of industry experience and previously held roles at Fetching Lab Brewery and Bluebonnet Distributing LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over 23,700 financial advisors nationwide and approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Laura Garza is a financial advisor at Ameriprise in Katy, TX, holding Series 63 and Series 66 licenses with seven years of industry experience. Her prior roles include positions at Raymond James Financial Services Advisors, Green Financial Group, and Wells Fargo, among others. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets, providing detailed written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored advice through a centralized consulting team, with an emphasis on assets held in Ameriprise Managed Accounts.

Diana Momin is a financial advisor with J.P. Morgan Securities in Houston, TX, holding Series 65 and Series 63 licenses and five years of industry experience. Prior to joining J.P. Morgan Securities in 2021, she worked at BBVA Securities Inc. and BBVA USA. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a program that offers asset-allocation advice, investment manager searches, and customized performance reporting, combining quantitative modeling and centralized due diligence with an ESG eligibility framework.

Brad Cunningham is a Vice President and Financial Consultant at Fidelity Investments, where he has worked since 2012. He currently focuses on assisting individuals and their families in building and maintaining comprehensive financial plans that emphasize flexibility, growth, and protection of their wealth. Brad's experience at Fidelity Investments includes roles as an Investment Solutions Representative from 2012 to 2015, an Investment Consultant from 2015 to 2017, and his current position as Vice President and Financial Consultant since 2017. His professional background centers on financial planning and investment consulting. Outside of his professional work, Brad enjoys baseball, football, hiking, outdoor adventures, and traveling.

Carol Ejailat is a financial advisor at Morgan Stanley with nine years of industry experience. She holds the CFA® designation and Series 66 license. Since 2017, she has been associated with Morgan Stanley and its Private Bank. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning. The firm uses structured discovery processes and approved planning tools, managing approximately $2.74 trillion in client assets.

Robert Kline is a financial advisor at Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses with 32 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2016. Outside of his advisory role, Kline serves on the finance committees of Moody Methodist Church and the Brain Injury Association of America and acts as a trustee for an investment-related trust. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and models to assist clients, while generally acting in an advisory capacity for financial planning services.

Mark Russell is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he manages a boat slip rental business and serves as executor for an estate. Morgan Stanley Wealth Management offers a wide range of advisory services to individuals and institutions, including tailored financial planning and estate strategies, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and modeling techniques but does not provide individual security recommendations within standalone planning programs.

Diana Diaz Valles is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds Series 63 and Series 66 licenses and has worked at JPMorgan Chase Bank N.A. since 2014. Outside of her advisory role, she is an owner and partner of Texas ER Plumbing LLC, a company serving both residential and commercial plumbing needs. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional brokerage and investment management capabilities.

James Syrewicz II is a financial advisor with Equitable Advisors in Houston, TX, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His prior roles include positions at Provident Wealth Advisors and AXA Advisors. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through LPL-sponsored programs and various endorsed TAMPs, providing both discretionary and non-discretionary management under defined policies.

Griselda Longoria is a financial advisor at UBS Financial Services with 26 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Morgan Stanley Smith Barney, J.P. Morgan Securities, and Chase Bank. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and integrates proprietary research and model-based asset allocations to tailor client plans.

James Serrano Jr. is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Ameriprise in Houston, TX. Prior to joining Ameriprise, he worked at Modera Wealth Management, An Exceptional Life Financial, and Crestview Partners. He is active in the Financial Planning Association, serving as the DEI Director for the Georgia chapter and Head of the National DEI Committee. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Nathalie Abaunza is a financial advisor with Morgan Stanley in Houston, TX, holding the Series 63 and Series 66 licenses with 23 years of industry experience. Her prior roles include positions at BBVA Insurance Agency Inc., Bbva Securities Inc., and COMPASS Bank. Outside of her advisory work, she is involved in entrepreneurial ventures including Pupaws Dog Treats LLC and La Nueceria, a retail and online store in Mexico. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and economic models as part of its advisory process.

John Wilson is a financial advisor with Mass Mutual Investors Services in Houston, TX, holding a ChFC® designation and Series 63 license. He has 41 years of industry experience, all with Mass Mutual Investors Services and Mass Mutual Life Insurance Company since 1984. Outside of his advisory work, he is involved as a sole investor in oil and gas properties that produce income. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars using firm-approved analytical tools to support client goals.