James Hamilton is a financial advisor at Charles Schwab with 17 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab since 2020, following a decade at USAA in various financial planning and advisory roles. Outside of his financial career, Hamilton serves as an Operations Officer in the Texas Army National Guard, overseeing a battery of 75 soldiers. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts within an integrated operational structure.

Clayton Munal is a financial advisor with LPL Financial in San Antonio, TX, holding a Series 66 designation and nine years of industry experience. His prior roles include work with Waddell & Reed Inc and involvement with BNI-Ambassadors of Success, where he also served as a nonprofit board member. Munal is a co-owner of Texas Treasures & Unique Finds, an investment-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, and supports diversified strategies with research from internal and third-party sources.

Stefano Rosellini is a financial advisor with Raymond James & Associates in San Antonio, TX, holding a Series 66 designation and three years of industry experience. He has been with Raymond James since 2022 and previously worked for nine years at North East Independent School District. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations supported by firm research and planning tools, with a focus on both retail and institutional advisory services.

Jeffery Moore is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at UBS Financial Services Inc. Outside of his advisory role, he is the owner and president of Xpectmoore Delivery LLC, an Amazon delivery service partner company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, research, and technologies such as machine learning to support diversified investment strategies.

Yudel De La Garza is a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, he collaborates closely with clients to develop personalized financial strategies tailored to their individual goals and evolving market conditions. Yudel leverages access to Merrill's investment insights along with the banking and lending resources of Bank of America to support comprehensive wealth management. Yudel holds a Personal Investment Advisor (PIA) designation and earned his bachelor's degree from Universidad del Sagrado Corazon. He follows the Merrill tradition of engaging with the communities they serve and dedicates time to volunteer with local organizations. His approach emphasizes one-on-one collaboration to help clients pursue their long-term financial objectives.

Blue Hybner is a financial advisor with Cetera, holding a Series 66 designation and seven years of industry experience. He previously worked at Morgan Stanley Private Bank and Morgan Stanley from 2018 to 2020 and has been with Cetera since 2020. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that allows advisors to use affiliated and third-party model portfolios or create custom strategies.

Dennis Mainard is a CFP® with 41 years of industry experience, currently serving at OSAIC since 2024. He has previously worked at Woodbury Financial Services, Inc. for 17 years and has longstanding roles at QRS & Associates and Mainard Financial, the latter of which involves insurance activities related to life insurance and fixed annuities. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations through an extensive network of affiliated advisers and advisory platforms. The firm employs a comprehensive investment approach using asset-allocation tools, risk assessments, and automated rebalancing across various asset classes, supporting both discretionary and non-discretionary management options.

Paul Foley Jr. is a CFP® with 29 years of industry experience, currently serving as a financial advisor at LPL Financial since 2021. His prior experience includes roles at River Crossing POA, The Lighthouse Team LLC, and Waddell & Reed, Inc. Additionally, he is a managing member of The Lighthouse Team LLC, formed alongside his tenure at Waddell & Reed. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by model portfolios, research, and advanced technology solutions.

Alfredo Castillo is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Merrill, AT&T, JPMorgan Chase Bank, Charter Communications, T-Mobile USA, and KCI Wireless. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers non-discretionary advice delivered by a select group of Wealth Advisors.

Richard Johnson serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. He is the lead Financial Advisor on a multi-generational team dedicated to providing customized financial strategies tailored to clients' needs. With over 25 years of experience, Richard utilizes resources from Merrill Lynch and the banking conveniences of Bank of America to build comprehensive and long-lasting relationships with clients. His expertise encompasses areas such as college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Richard holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). He earned his Bachelor's Degree from Texas A&M University System. Outside of his professional role, Richard enjoys cooking, fishing, golfing, and spending time with his family.

Brian Neyland is a financial advisor at Cetera with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at LPL Financial from 2008 to 2018. Outside of advisory services, he is president of Long Island Building Systems, a commercial construction company, and co-owner of Group Health Solutions, which sells group health and disability insurance to business owners. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of over 10,000 independent advisors. The firm offers a variety of portfolio management, financial planning, and retirement services, operating a multi-manager platform that includes affiliated and third-party managers across discretionary and non-discretionary programs.

Margaret Walker is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 66 credentials and over 25 years of industry experience. She has worked at Merrill since 2009 and has been affiliated with Bank of America since 1979. Outside of her advisory role, she serves on the Board of Trustees for United Way of San Antonio, is Vice Chairman and Endowment Campaign Co-Chair for the Witte Museum, and participates on the Endowment Board of Saint Luke's Episcopal School. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Andrew Becerra is a financial advisor at Merrill with Series 63 and Series 66 credentials and four years of industry experience. His prior experience includes roles at J.P. Morgan Securities and Bank of America. Outside of his advisory work, he is involved with local churches in San Antonio, participating as a worship team member and bass player. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and charitable organizations.

Carolyn Abshier is a financial advisor with LPL Financial in San Antonio, TX, holding a Series 66 designation and 18 years of industry experience. Her prior work includes roles at The Lighthouse Team LLC, David Ballard, and Waddell & Reed, Inc. She has also operated a non-variable insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, institutions, and charitable organizations. The firm offers a variety of advisory programs, financial planning, and brokerage services supported by research and model portfolios.

David Griffiths is a financial advisor at J.P. Morgan Securities with 26 years of industry experience. He holds the Series 63, Series 65, and Series 66 licenses. His prior roles include positions at Wells Fargo Insurance and Wells Fargo Clearing. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Andres Garza is a financial advisor at Raymond James Financial in San Antonio, TX, holding Series 63 and Series 65 licenses with one year of industry experience. His prior work experience includes roles at Security Service Federal Credit Union, Security Service Investment Group, Uber, and Huston Tillotson University. Raymond James Financial Services Advisors offers financial planning, investment consulting, and advisory services to individual and institutional clients, including high-net-worth investors, pension plans, and municipal entities. The firm provides tailored, mostly non-discretionary advisory services that incorporate financial planning tools and risk-based reviews, along with specialized programs such as the SIMPLE IRA Employer Advisory & Consulting Services for small businesses.

Betty Vargas is a CFP® professional with 39 years of experience in the financial services industry. She is currently with LPL Financial and has held roles with Waddell & Reed, Inc. and various insurance carriers over her career. Vargas is also a partner at Financial Wellness Solutions, where she is involved in tax preparation and planning. LPL Financial is an SEC-registered investment adviser and broker-dealer providing services to individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, utilizing model portfolios, third-party subadvisors, and advanced technologies to support diversified investment strategies.

Julian Serna is a financial advisor with Edward Jones in San Antonio, TX, holding Series 63 and Series 66 licenses and 8 years of industry experience. His prior roles include positions at Citigroup, Ameriprise Financial Services, CUNA Brokerage Services, and Randolph Brooks Federal Credit Union. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Prashant Sahni is a financial advisor at Fidelity with seven years of industry experience and holds a Series 66 designation. He has worked at firms including Victory Capital Services and USAA Financial Advisors. Outside of his advisory role, he is a partner at Alamo Preferred LLC, involved in buying, rehabbing, and renting single-family properties. Fidelity, through its affiliate Strategic Advisers LLC, provides investment management and advisory services to a broad client base including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios and serves as an advisor to multiple registered investment companies.

Donald Franks is a CFP®-certified financial advisor with 39 years of industry experience, currently serving at Charles Schwab in San Antonio, TX. He has worked at Charles Schwab and Charles Schwab Bank since 2021 and previously held roles at USAA Life Insurance Company, USAA Investment Services Company, and USAA Financial Advisors, Inc. from 2012 to 2021. Charles Schwab & Co., Inc. serves a large clientele primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by centralized custody, brokerage, and research resources.