Marne Garcia is a Series 66-licensed financial advisor at Morgan Stanley with three years of industry experience. Prior to joining Morgan Stanley in 2023, she worked at Wells Fargo Clearing Services LLC and has a background that includes roles at Ettain Group, Western Governors University, and America First Credit Union. Outside of her advisory role, Garcia is involved in a technology contracting business related to data annotation. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and offers a broad range of retail and institutional investment services.

Carmen Valverde Gill is a financial advisor at Edward Jones with 16 years of industry experience. She holds the CFP® designation as well as Series 63 and Series 66 licenses. Prior to joining Edward Jones in 2017, she worked at Merrill, Banc of America Investment Services, and Wells Fargo Investments. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Derek Bohne is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Securities America Advisors and Allegis Investment Advisors. Outside of his advisory role, he is involved in fixed insurance sales and assists clients with Medicare decisions through Financial Strategies Institute. OSAIC Wealth serves a wide range of clients, including individual investors, retirement plan sponsors, charities, and corporate entities. The firm offers brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization, supported by technology and a multi-advisor platform.

Matthew Newton is a financial advisor at Fidelity with 30 years of industry experience. He holds Series 63 and Series 66 designations and has worked with various Fidelity entities since 1996. Outside of his advisory role, he serves as Corporate Secretary for a family business organized as an S corporation for tax purposes. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios delivered to intermediary platforms.

Jonathan Gates is a CFP®-certified financial advisor with nine years of industry experience. He is currently with LPL Financial and previously worked at MML Investors Services, LLC, and Mass Mutual Life Insurance Co. Gates is involved in entrepreneurial activities including operating Gates Wealth Group, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and advisory services, utilizing various portfolio strategies and advanced operational tools while maintaining oversight of substantial discretionary assets through a large network of advisors.

Jina Tanner is a financial advisor at Fidelity with 26 years of industry experience. She holds Series 66 and Series 63 securities licenses and has worked at various Fidelity affiliates since 2000. Outside of her advisory role, she is involved in managing real estate through ownership and administrative duties in several LLCs. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm integrates proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to manage portfolios comprised of mutual funds, ETFs, and ETPs.

Jon Nielson is a CFP® professional with 18 years of industry experience, currently serving at Cambridge Investment Research Advisors. His prior experience includes eight years at MSI Financial Services, Inc. He is also an independent insurance agent based in Cottonwood Heights, UT. Cambridge Investment Research Advisors serves a diverse client base including individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a range of platforms and proprietary model strategies.

Alexandra Hilbert is a financial advisor with Cetera, holding the Series 66 designation and possessing five years of industry experience. Her prior roles include positions at Janney Montgomery Scott and Carta Securities. Outside of advising, she works as a server at a restaurant and serves as Director of Events for a nonprofit organization related to a local ladies’ executive golf society. Cetera Investment Advisers LLC is an SEC-registered firm supporting a nationwide network of over 10,000 advisors and serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through multiple program structures and custodial relationships.

Jeffrey Barrick is a financial advisor with Raymond James & Associates, holding Series 63, 65, and 66 credentials and 11 years of industry experience. His prior roles include positions at UBS Financial Services, E*TRADE Securities, Fidelity, and Knox Capital Advisors. Outside of his advisory work, Barrick is involved in several business ventures, including consulting for a machine shop and managing a commercial circuit breaker sales company. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles, affiliated research, and municipal advisory services.

Michelle Bodin is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 33 years of industry experience. Her prior roles include positions at Bright Insurance Services, Transamerica Financial Advisors, World Financial Group, Wildcat Insurance, and a long tenure at Primerica. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Cameron Leavitt is a financial advisor at Equitable Advisors in Salt Lake City, UT, with nine years of industry experience. He holds Series 66 and Series 63 licenses. Prior to joining Equitable Advisors in 2025, he worked at Morgan Stanley for four years and at E*TRADE Securities for a total of five years. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives and third-party asset managers.

John Neuenswander is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 31 years of industry experience. His prior work includes roles at Jordan Investment Services, Jordan Credit Union, Cetera Advisor Networks, Cetera Wealth Services, Equitable Advisors, and CUNA Brokerage Services. He has also been involved in non-variable insurance as a separate business activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning and investment management solutions, leveraging both proprietary and third-party strategies across discretionary and non-discretionary accounts.

Ted Townsend is a financial advisor with Morgan Stanley in South Jordan, Utah, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has been with Morgan Stanley since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides a range of investment and planning services across retail and institutional markets.

Richard Stafford IV is a financial advisor at Mass Mutual Investors Services with Series 65 and Series 66 credentials and one year of industry experience. His prior work includes roles at Commonwealth Financial Network and Merrill. Outside of finance, he has experience with organizations such as Basketball Lowen CATL and Crestcom International. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to analyze client goals and deliver written recommendations.

S. Grant is a financial advisor at Raymond James & Associates with 18 years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing and Wells Fargo Bank, N.A. over a combined 25-year period. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Hunter Hanks is a financial advisor at LPL Financial with eight years of industry experience. He holds the Series 66 credential and has prior work history at Cottonwood Residential and Mosaic, as well as six years affiliated with Brigham Young University. Outside of his advisory role, he is a partner and owner in a networking business and has involvement with an insurance agency in Salt Lake City. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with various tools and a large network of over 22,800 advisors.

Zachary Thurston is a Planning Consultant at Fidelity Investments, where he collaborates closely with clients to understand their goals and develop strategies to help achieve them. He prioritizes building strong, lasting relationships based on trust and dependability. Zachary has been with Fidelity Investments since 2020, progressing through roles including Customer Relationship Advocate, Financial Representative, and Relationship Manager before becoming a Planning Consultant. His experience spans client relationship management and financial planning within the wealth management sector. Outside of his professional work, Zachary enjoys baseball, football, golf, softball, and spending time with his family.

David Dodds is a financial professional with 24 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 65 credentials and has worked at Cetera Wealth Services, LLC since 2013. In addition to his advisory role, he is an executive vice president at Data Enterprises Inc., a financial services firm, and is involved in fixed insurance sales and equipment leasing management. Cetera Investment Advisers LLC is an SEC-registered adviser serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supported by over 10,000 advisors and managing assets exceeding $250 billion.

Justin Smith is a Series 66-registered financial advisor at J.P. Morgan Securities with five years of industry experience. He previously worked at Ameriprise Financial LLC and Dorne J Hall before joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2023. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm uses a due diligence process combining quantitative and qualitative research and offers broader derivatives and commodities capabilities compared to many institutional advisors.

Ryan Kunkler is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds the Series 63 and Series 66 designations and has held positions at Morgan Stanley and E*TRADE Capital Management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a financial planning process that utilizes structured discovery tools and modeling techniques.