Janette Schwendeman is a CFP® professional with 15 years of experience in financial advisory services. She is currently with Private Advisor Group, LLC and has previously worked with firms including Graystone Partners Wealth Management, LPL Financial, J.P. Morgan Securities, Chase Investment Services, and Wells Fargo. Schwendeman holds a Series 66 license and is based in Chandler, AZ. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model that incorporates both discretionary and non-discretionary services, utilizing a range of strategies and technology platforms while providing access to third-party managers and proprietary solutions.

John Herrero is a CFA® charterholder and Series 63 licensee based in Phoenix, AZ, with two years of industry experience. He currently works at Schwab Wealth Advisory Inc., having joined the firm and its related Charles Schwab & Co., Inc. in 2026. His prior experience includes roles at STORE Capital, The Vanguard Group, and Mattress Center, as well as periods devoted to full-time education. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s guidance emphasizes asset allocation and investment selection tailored to individual client goals, leveraging Charles Schwab’s proprietary research and models without exercising discretionary trading authority.

Stephen Meyer is a financial advisor with Schwab Wealth Advisory, Inc. in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has worked with Charles Schwab & Co., Inc. since 2009 and joined Schwab Wealth Advisory in 2019. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Charles Schwab’s asset-allocation models and internal research tools.

Randy Tran is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 65 and Series 63 licenses and three years of industry experience. He has been with Schwab Wealth Advisory since 2025 and also has experience at Charles Schwab dating back to 2018. Prior to his financial services career, his work history includes roles at DHL Express and Bomboba, as well as time at Arizona State University. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select referred clients. The firm’s approach uses Charles Schwab & Co.’s asset-allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.

Joseph Feichtel is a CFP® professional affiliated with United Planners' Financial Services of America, with 34 years of industry experience. He has been with United Planners since 2013 and owns JMF Financial Services, LLC, a tax preparation and accounting firm. In addition to his advisory work, he operates a non-variable insurance business. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base including individual investors, retirement plans, corporations, and institutional clients. The firm employs independent Investment Adviser Representatives and uses a combination of custodians, third-party managers, and platform programs to deliver predominantly non-discretionary advisory services.

Alex Beck is a CFP® professional with 16 years of industry experience. He currently works at Schwab Wealth Advisory and previously spent 14 years with THE Vanguard Group, Inc. His background includes extensive experience in financial advisory services within well-established firms. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and selected Charles Schwab & Co.-referred clients. The firm uses standardized asset allocation models and internal research tools to deliver tailored recommendations, primarily utilizing mutual funds, ETFs, separately managed accounts, and alternative investments.

Larry Singleton is a financial advisor at Kestra Advisory with a Series 66 designation and three years of industry experience. His prior work includes roles at Morgan Stanley, Bank of America, Merrill, and service in the U.S. Navy. Kestra Advisory provides investment advisory and retirement-plan consulting services to a broad mix of institutional and individual clients, including plan sponsors. The firm offers services such as fiduciary consulting, plan design, employee education, and advisor-managed accounts, serving clients ranging from individual investors to large institutional entities like sovereign wealth funds.

Thomas Lawless is a CFP® professional with 38 years of industry experience, currently affiliated with Commonwealth Financial Network and Ke Wealth Advisors. He has worked at Ameriprise Financial Services, Inc. for 14 years before joining his current firms in 2019. Lawless is a part owner of Ke Wealth Advisors, a private entity serving securities, advisory, and insurance needs. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of nearly 2,900 advisors and managing approximately $213 billion in client assets. The firm provides a comprehensive adviser-support platform with managed-account programs, access to third-party asset managers, and various investment options.

Heather Adams is a financial advisor with First Citizens Investor Services, Inc. in Phoenix, AZ. She holds Series 63 and Series 65 licenses and has nine years of industry experience, including prior roles at Wells Fargo Clearing and Wells Fargo Bank. First Citizens Investor Services serves individuals, including high-net-worth clients, as well as pension plans, charitable organizations, and businesses. The firm offers advisory and brokerage services through investment adviser representatives and third-party portfolio managers, with a client process based on assessing financial needs, risk tolerance, and time horizon to inform diversified portfolio allocations.

David Nieto is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory Inc. since 2017 and with Charles Schwab since 2014. He holds Series 63 and Series 66 licenses and is based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice utilizes standard asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Jennifer Foster is a financial advisor with Commonwealth Financial Network in Scottsdale, AZ, holding a Series 66 designation and 16 years of industry experience. She has worked at BLACKROCK since 2013 and is currently associated with both Commonwealth Financial Network and Five Point Wealth Advisors. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 affiliated advisors and managing approximately $212.7 billion in client assets. The firm provides a wide range of managed account programs, third-party asset manager access, and custody services, supporting advisors with both discretionary and nondiscretionary portfolio management options.

Joseph Sonkowsky is a financial advisor with Empower Advisory Group, holding a Series 66 designation and four years of industry experience. His prior work experience includes roles at The Vanguard Group, Voya Financial, Liberty Mutual Insurance, and 4imprint. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services that include point-in-time financial plans and optional managed account solutions aligned with Empower’s recordkeeping and administrative platforms.

Brian Hughes is a financial advisor with Schwab Wealth Advisory holding a Series 66 designation and nine years of industry experience. He has worked at Charles Schwab & Co., Bank of America, and Merrill Lynch. Hughes is based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab–referred clients. The firm’s advice follows Schwab’s asset-allocation models and internal research, with trades executed only upon client authorization.

Benjamin Shannon is a CFP® with nine years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory since 2025. He has been with Charles Schwab in various roles since 2017 and previously worked at Tyler Allen Law Firm. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab’s proprietary asset-allocation models and research to tailor recommendations based on individual goals and risk tolerance.

Tyson Sterling is a financial advisor with United Planners Financial Services of America, holding Series 65 and Series 66 credentials and 24 years of industry experience. He has been with United Planners since 2010 and also operates as an independent insurance agent specializing in non-variable insurance. Sterling served with the Arizona Interscholastic Association for 14 years and is involved with Jaimee Rose Style LLC, a defined benefit pension plan employer. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, and institutional clients. The firm offers financial planning, portfolio management, retirement plan services, and brokerage solutions through an open-architecture platform utilizing multiple custodians and third-party money managers.

Eddie James is a financial advisor at Brookstone Capital Management LLC with six years of industry experience. He holds the Series 66 designation and has worked at several firms including Raymond James and Spring Venture Group. In addition to his advisory role, he is involved in insurance sales. Brookstone Capital Management is an SEC-registered adviser that provides fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a broad client base including individuals, retirement plans, corporations, charitable organizations, other registered investment advisers, sovereign wealth funds, and banking or thrift institutions.

Cole Bialek is a financial advisor at Schwab Wealth Advisory, holding Series 63 and Series 66 licenses with three years of industry experience. His background includes roles at Schwab Wealth Advisory Inc., Charles Schwab, The Porch, and Rufenacht Commodities, among others. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program as well as certain Charles Schwab & Co.-referred clients. The firm uses standard asset-allocation models and internal research tools to deliver tailored recommendations, with trades executed only upon client authorization.

Jeffrey Withrow is a CFA® charterholder based in Scottsdale, AZ, affiliated with RBC Rochdale, LLC. He has 17 years of industry experience, including roles at CNR Securities, LLC and Curian Capital, LLC. Outside of his advisory work, he co-manages a short-term rental property in Scottsdale through JW2 Capital, LLC. RBC Rochdale serves a diverse client base, including high net worth individuals, institutions, and government entities. The firm employs an active, multi-strategy investment approach combining quantitative and fundamental analysis to tailor portfolios across equity, fixed income, real assets, and alternative investments.

Joshua Lawson is a financial advisor at Focus Partners Wealth, LLC with 13 years of industry experience. He holds a Series 66 designation and has worked previously at Churchill Management Group, Charles Schwab & Co., Inc., TD Ameritrade Investment Management, LLC, TD Ameritrade, Inc., and Merrill. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients, offering a range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies within an enhanced open architecture framework.

Kerry Tanner is a Certified Financial Planner® with 45 years of industry experience, currently serving at Independent Financial Group, LLC since 2005. He has operated his own practice under his name since 1999. In addition to his advisory role, he works as an insurance agent offering life, health, and long-term care insurance, and provides tax preparation and bookkeeping services as an independent contractor. He is also active as a volunteer board member for a homeowners association. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm utilizes firm- and third-party investment models to create customized client strategies, combining passive and active asset management across various risk profiles.