Dylan Christopher is a financial advisor at Merrill with Series 63 and Series 66 credentials and 10 years of industry experience. He has worked at Merrill since 2016 and previously held a position at Bank of America, N.A. for seven years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michelle Vanhof is a financial advisor at Charles Schwab in Phoenix, AZ, with 25 years of industry experience. She holds the Series 66 designation and has been with Charles Schwab since 2009. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers multi-asset model portfolios supplemented by alternative investment options.

Adam Lasacco is a financial advisor with Morgan Stanley in Phoenix, AZ, holding Series 65 and Series 66 credentials and bringing 17 years of industry experience. His prior roles include over a decade at J.P. Morgan Securities and J.P. Morgan Chase Bank, with earlier experience at Equitable Advisors. He serves on the finance and investment committees of the Southwest Autism Resource and Research Center. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning utilizing structured processes and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Chris Emery is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2020, progressing through roles including Financial Consultant, Portfolio Specialist, and Client Management Representative. Prior to joining Fidelity, Chris worked as a High Net Worth Representative at Charles Schwab and as a Brokerage Trading Specialist at USAA. Chris specializes in retirement income planning, tax-efficient investing, and protecting multi-generational wealth. As a Certified Financial Planner™, he approaches financial planning as an ongoing process and is committed to helping clients and their families navigate significant life events by co-creating tailored strategies aligned with their financial goals.

Zachary Wood is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and four years of industry experience. He has been with Charles Schwab & Co., Inc. since 2021 and also has a background working at Starbucks Coffee Company. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment solutions supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Thomas Cantrell is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and 27 years of industry experience. He has been with Charles Schwab since 1999. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by centralized custody and order-routing systems.

Nicholas Ascherl is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. Prior to joining Merrill in 2020, he operated Sustainable Landscaping Services for six years. Outside of finance, he runs a woodworking business as a hobby in his free time. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Austin Harrison is a financial advisor at Charles Schwab with two years of industry experience. He previously worked at Edward Jones and has held roles outside finance, including positions at Lyft and as a dog trainer. Outside of advising, he owns and manages a real estate property in Phoenix, AZ. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment options with multi-asset model portfolios and integrated brokerage, custody, and advisory services.

Michael Dzioba is a financial advisor at Charles Schwab with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab Bank SSB and Charles Schwab & Co., Inc. since 2020, following a decade at USAA Financial Planning Services and related USAA investment entities. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by centralized custody and operational infrastructure.

Elias Weber is a CFP® and holds a Series 66 license with six years of experience at UBS Financial Services in Phoenix, AZ. His background includes roles at Total Wine & More, H.B. Fuller, and positions in education and food brokerage. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances.

Steve Shmatko is a financial advisor with Edward Jones in Sun City, AZ, holding a Series 63 designation and 26 years of industry experience. He has been with Edward Jones since 2003. Outside of his advisory role, Shmatko serves as secretary and board member of the Sun City Mid Week Bell Club and is president of a Business Networking International chapter in Scottsdale, AZ. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions with approximately $1.01 trillion in assets under management. The firm is distinguished by its extensive network of financial advisors and branch offices, as well as its affiliated offerings beyond traditional advisory services.

Kyle Fugit is a financial advisor at Edward Jones in Peoria, AZ, holding a Series 66 designation with 16 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory programs and fiduciary services supported by a large network of financial advisors and branch offices nationwide.

Matthew Hirshberg is a financial advisor at RBC Capital Markets with four years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services, Republic Services, Inc., and Seagate Technology. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs that include discretionary and non-discretionary portfolio management, financial planning, and brokerage services. The firm utilizes both in-house and third-party investment managers and offers customizable portfolio strategies tailored to clients' risk profiles.

Ryan Lurie is a financial advisor with UBS Financial Services in Phoenix, AZ. He holds a Series 66 designation and has 20 years of industry experience. His prior roles include positions at Ameriprise Financial Services and Morgan Stanley. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans and portfolio management to client goals and risk tolerances.

Elayna Nolasco is a financial advisor at Charles Schwab with 8 years of industry experience. She holds Series 66 and Series 63 credentials. Prior to joining Charles Schwab in 2018, she worked at Houzz, Medix, and Mary Kay. Outside of advising, she operates a small business creating custom cakes and sweet treats in Phoenix, AZ. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Trevor Cantarini is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and six years of industry experience. He previously worked at Merrill and has experience in various roles across multiple industries before joining Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance with a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Robert Davis is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and 15 years of industry experience. His prior roles include positions at LPL Financial, Alaska USA FCU, CUNA Brokerage Services, and TIAA-CREF. He is also involved with Global Retirement & Investment Services. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a large network of advisors and employs a multi-manager platform with various program structures and investment options.

Marvella Cubit is a financial advisor with Wells Fargo Clearing in Phoenix, AZ, holding a Series 63 designation and eight years of industry experience. Her prior roles include positions at Charles Schwab and Cetera Advisors LLC. Outside of financial services, she has been involved with the music group Through and Through Gospel Review for over a decade. Wells Fargo Advisors is a national firm providing investment advisory, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and uses diversification principles and modern portfolio theory in its investment approach.

Errol Blackmon is a financial advisor at Merrill with nine years of industry experience and a Series 66 license. He has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brandon Willard is a financial advisor at Edward Jones in Phoenix, AZ, with 10 years of industry experience. He holds a Series 66 designation and has worked with Edward Jones since 2016. Outside of his advisory role, he serves as an assistant football coach for the Deer Valley Unified School District. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm offers a range of investment strategies and affiliated services under a fiduciary standard, supported by a large network of financial advisors and branch offices nationwide.