Ryan Krantz is a financial advisor with EP Wealth Advisors in Torrance, CA, holding a Series 65 credential and nine years of industry experience. He previously worked at The Insight Group, Inc. and Financial Insight Center before joining EP Wealth Advisors in 2020. Outside of advising, he has a long-standing role as a cashier at Old Mill Golf Course. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, and financial planning services, utilizing a combination of fundamental, technical, and cyclical analysis alongside a range of investment strategies.

Sean Rourke is a financial advisor with Capital Group Private Client Services, Inc. in Los Angeles, CA. He holds Series 63 and Series 65 licenses and has 20 years of industry experience. Prior to joining Capital Group Private Client Services in 2022, he worked at Bank of New York Mellon Corp. and City National Bank. Capital Group Private Client Services provides discretionary investment management and related services primarily to high-net-worth individuals and charitable organizations, focusing on relationships with a $5 million or higher managed-relationship threshold. The firm’s investment approach emphasizes fundamental research, a long-term time horizon, and a multi-manager system allocating portfolio segments to individual managers and analysts.

Lucas Karasch is a CFP® and holds a Series 66 license with 13 years of industry experience. He has worked at EP Wealth Advisors since 2018 and was previously employed by Ameriprise Financial Services, Inc. from 2014 to 2018. He serves on the investment committee for The Cambridge School. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven approach to portfolio management and financial planning, offering a range of services including discretionary management, retirement plan advisory, tax preparation, and estate-document facilitation.

Brian Wilde is a CFP® professional with 15 years of experience in the financial services industry. He has worked at EP Wealth Advisors since 2020 and previously held roles at Financial Insight Center, Oneamerica Securities, and America United Life. Wilde is based in Salt Lake City, UT, and holds Series 63 and Series 65 licenses. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm uses a suitability-driven process to manage portfolios and offers services including discretionary portfolio management, financial planning, retirement plan advisory, tax preparation, and estate-document facilitation.

John Keenan is a financial advisor with GWN Securities Inc. in Torrance, CA, holding Series 63 and Series 65 licenses and with 38 years of industry experience. He has been with GWN Securities since 2010 and also serves as Senior Vice President at Keenan & Associates, a firm he has been affiliated with since 1983. GWN Securities is an SEC-registered investment adviser and broker-dealer that offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios for individual and business clients. The firm operates a large network of approximately 423 advisors and manages around $3.65 billion across more than 37,000 client accounts.

Andrew Thomas is a CFP® with 15 years of industry experience, currently serving as an advisor at EP Wealth Advisors since 2023. Prior to this, he operated Thomas Financial Advisors LLC for 13 years. Outside of his advisory work, Andrew is a managing member of a liquor store in Fort Collins, Colorado. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm uses a suitability-driven process to manage portfolios and offers a range of services including financial planning, retirement plan advisory, and ancillary tax and estate-document services.

Souheir Alrachid is a financial advisor with Eagle Strategies (NY Life) based in Los Angeles, CA, holding a Series 66 designation and 16 years of industry experience. Her prior roles include positions at AXA Advisors and Farmers Financial Solutions. She serves as a board member of the Baccash Family Foundation, which provides grants to several healthcare and community organizations. Eagle Strategies offers financial planning, investment management, and retirement-plan advisory services to individual and institutional clients, emphasizing tailored recommendations and a predominantly non-discretionary asset management approach within the New York Life affiliate structure.

Alexander Gordon is a financial advisor at Mesirow Financial Investment Management, Inc. He holds a Series 66 designation and has one year of industry experience. His prior roles include positions at LPL Financial and Brown Wealth Management. Mesirow Financial Investment Management, Inc.’s Wealth Management division provides discretionary and non-discretionary investment management and financial planning services to private individuals, pension and profit-sharing plans, government entities, charitable organizations, and other institutional clients. The firm integrates third-party managers and proprietary private investment products within diversified portfolios, applying both quantitative and qualitative due diligence across various asset classes.

Monica Rangel is a financial advisor at Eagle Strategies (NY Life) with 20 years of industry experience. She holds Series 65 and Series 63 licenses and has worked with New York Life Insurance and Nylife Securities since 2005. In addition to her advisory role, she operates Efficient Financial and Insurance Solutions and volunteers with local youth sports and nonprofit educational programs. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers multiple program types tailored to client objectives, including fee-based advice and retirement plan consulting, with the majority of assets managed on a non-discretionary basis.

Phong Luu is a CFA® charterholder and financial advisor at Cerity Partners LLC with three years of industry experience. Prior to joining Cerity Partners in 2022, he worked at Covington Capital Management for sixteen years. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes individuals, families, trusts, estates, corporations, charitable institutions, and other institutional investors. The firm offers customized portfolios with a focus on diversified asset allocation and provides a range of services such as investment management, financial planning, tax and insurance support, retirement plan services, and access to alternative and private-market investments.

Warren Sypinero is a CFP® and CFA® with 15 years of experience in the financial services industry. He is currently with First Citizens Investor Services, Inc. and has prior experience at firms including Fidelity Brokerage Services, Union Bank, and TIAA. First Citizens Investor Services, Inc. offers investment advisory and brokerage services to a diverse client base including individuals, trusts, estates, charitable organizations, pension plans, and business entities. The firm combines risk- and outcomes-based asset allocation with discretionary and non-discretionary management, supported by fundamental, quantitative, and technical analysis, and benefits from its affiliation with a bank holding company.

Warren Johnson is a financial advisor at Citigroup Global Markets with eight years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and operates with large institutional scale and unique market roles.

William Osland is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across diverse wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with internal oversight and facilitates solutions for large client relationships through both discretionary and non-discretionary programs.

Andrea Grumley is a CFP® professional with four years of industry experience. She has worked at EP Wealth Advisors since 2021 and previously was with Homewood Capital Management from 2018 to 2021. Prior to her advisory career, she was self-employed as an editor. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document facilitation, using a suitability-driven process and a range of investment vehicles.

Conner Grzenia is a CFP® and holds a Series 65 license with four years of industry experience. He is currently with EP Wealth Advisors and previously worked at Rappaport Reiches Capital Management and Cetera Investors. Before entering the financial sector, he worked in education and at Move and Store. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, utilizing a suitability-driven process and a range of investment options.

Sean Cartin is a CFP® with 16 years of industry experience, currently serving as an advisor at EP Wealth Advisors in Torrance, CA. He has been with EP Wealth Advisors and its affiliated entities since 2013. EP Wealth Advisors serves individuals, including high-net-worth clients, corporate and business clients, and retirement plans by providing wealth management, discretionary portfolio management, and financial planning services. The firm employs customized model portfolios and a range of analytical techniques, and offers ancillary services such as tax preparation and estate-document facilitation for qualifying clients.

Asanda Dlamini is a financial advisor with EP Wealth Advisors, holding a Series 65 credential and beginning their advisory career in 2021. Their prior experience includes roles at Sanlam Investments and Direct Axls, as well as a period as a homemaker. Dlamini is based in Walnut Creek, California. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm provides discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, employing a suitability-driven process with a range of investment options.

John O’Toole Jr. is a financial advisor at EP Wealth Advisors with 25 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Warren Financial Service for eight years before joining EP Wealth Advisors in 2022. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation.

Arlene Dimitian is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at Kestra Advisory Services, LLC. She has worked at Kestra since 2019, following prior roles at Foresters Financial Service in Los Angeles. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base that includes plan sponsors, institutional investors, and individuals. The firm offers a range of services from fiduciary consulting and plan design to asset management, supported by due diligence and multiple management platforms.

Lily Ou is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has been with Transamerica since 2012 and has prior experience at Wfg and In Home Supportive Services. Outside of advising, she is involved in the sale of insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and charitable organizations. The firm employs a model portfolio approach with third-party managers and platform sub-advisors to deliver investment advisory and retirement plan services.