Lauren Carbonel is a financial advisor with Citigroup Global Markets, holding a Series 66 license and one year of industry experience. Prior to joining Citigroup in 2021, she worked at South Bay Credit Union and Pacific Transportation Federal Credit Union. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs along with broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles including swap dealer and futures commission merchant activities.

Mingming Guo is a financial advisor at Transamerica Financial Advisors with Series 63 and Series 65 credentials. Guo has prior experience working at Korn Ferry U.S. and OpenHill AI LLC. Transamerica Financial Advisors serves a diverse client base that includes individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services through proprietary and third-party model portfolios. The firm operates as both a registered broker-dealer and registered investment adviser, providing fee-based and commission-based products with a range of discretionary and non-discretionary program options.

Neal Thompson is a financial advisor at EP Wealth Advisors with 19 years of industry experience. He holds a Series 66 designation and has worked previously at Harbour Investments, Thompson Wealth Management, Cambridge Investment Research, and VOYA Financial Advisors. Outside of his advisory role, he is a managing partner of Rosewood Concepts LLC, a restaurant holding company. EP Wealth Advisors serves individuals, corporate clients, and retirement plans by offering wealth management, financial planning, and ancillary services such as tax preparation and estate-document preparation. The firm uses customized model portfolios with ongoing monitoring and a range of investment strategies, including third-party manager recommendations and ERISA plan services.

Natalya Zernitskaya is a financial advisor at Cetera Planning Partners with 11 years of industry experience. She holds the Series 66 designation and has previously worked at Avantax Planning Partners and other Cetera-affiliated firms. Outside of finance, she is involved in theatrical productions as a freelance stage manager and properties designer, serves as a City Council Member for Santa Monica, and participates in nonprofit work related to climate action and women's resources. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by providing investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice. The firm offers additional services such as tax planning, bookkeeping, payroll support, and estate-planning through a third-party provider, with an investment approach centered on diversified allocations tailored to clients’ objectives and risk tolerance.

Stefan Gronvold is a financial advisor with NewEdge Advisors in Manhattan Beach, CA, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His prior roles include positions at Securities America Advisors and Investacorp Advisory Services. Outside of advising, he is a managing partner at PacificView Wealth Management and serves as an insurance agent specializing in fixed insurance and fixed annuity sales. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, institutions, and organizations through a network of independent investment adviser representatives. The firm offers a broad range of portfolio management and consulting services, utilizing multiple program structures and technology tools to meet diverse client needs.

Michael Mullen Jr. is a financial advisor at Centaurus Financial, Inc. with 13 years of industry experience. He holds a Series 66 designation and previously worked for SEI Investments Management Corp and SEI Investments Distribution Company for ten years. Mullen is involved with SPIVAK FINANCIAL GROUP, a non-investment-related business used for branding purposes. Centaurus Financial, Inc. provides advisory and brokerage services to a wide range of clients, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, employing a blend of fundamental and technical analyses and both discretionary and non-discretionary arrangements.

Jeffery Vandevoir is a financial advisor with EP Wealth Advisors, holding Series 63 and Series 66 credentials and 21 years of industry experience. His prior work includes roles at Charles Schwab Bank, Charles Schwab & Co., and TDAmeritrade. EP Wealth Advisors is a registered investment adviser serving individuals, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualified clients, employing customized model portfolios and various analytical approaches.

Lea Ann Knight is a CERTIFIED FINANCIAL PLANNER™ professional with 19 years of industry experience. She currently works at EP Wealth Advisors and previously held positions at Better Money Decisions and North American Management. Outside of her advisory work, she serves as President of the Board of Directors for the Española Valley Humane Society and is a member of the finance committee for Reading Quest. She also reviews online financial planning courses for Kitces.com. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, and financial planning with a focus on customized model portfolios and ongoing monitoring using various analytical methods.

Kenneth Cole is a CFP® with three years of industry experience, currently serving as a financial advisor at Mariner. Prior to joining Mariner, he worked at Northwestern Mutual Wealth Management Company and Edward Moyzes. Mariner serves a diverse client base, including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and integrated tax and family office services. The firm employs discretionary, customized portfolios supported by an internal team and third-party managers, with a notable focus on tax and accounting integration uncommon among large advisory enterprises.

Sisung Noh is a financial advisor with Independent Financial Group, LLC and holds Series 63 and Series 65 licenses. He has 28 years of industry experience and has been with Independent Financial Group since 2016. In addition to his advisory role, he owns and operates a CPA practice focused on tax preparation, accounting, and bookkeeping. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and retirement plans. The firm offers various investment management solutions, combining strategic asset allocation with both active and passive exposures through multiple platforms and third-party programs.

Carlos Ocampo is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and four years of industry experience. He has been with CitiBank since 2014. Outside of his advisory role, he provides DJ services for weddings and works as a dog sitter and personal shopper in his community. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains unique market roles including operating as a swap dealer and futures commission merchant.

Todd Perry is a CFP® professional with 16 years of industry experience. He is currently an advisor at EP Wealth Advisors and has worked previously at Executive Wealth Management and Vintage Financial Services. Perry also serves as Treasurer for the Brighton Rotary Foundation. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for clients meeting certain asset thresholds.

Raymond Chavez is a financial advisor at Centaurus Financial, Inc. with 26 years of industry experience, including 21 years at Centaurus. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he is a partner in BWRC & Associates, a non-investment-related business. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers a range of services such as financial planning, portfolio management, and retirement-plan consulting, employing both discretionary and non-discretionary arrangements with multiple investment analysis approaches.

Sze Wan Lee is a financial advisor at Transamerica Financial Advisors with 20 years of industry experience. Lee holds Series 63 and Series 65 licenses and has worked at several firms, including Capital One Financial Corp and IBM. In addition to advisory work, Lee is involved in sales of insurance and non-insurance products for companies affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a broad client base, including individual investors, employer-sponsored retirement plans, trusts, estates, charitable organizations, and businesses. The firm utilizes model portfolios and third-party managers through multiple program platforms such as Transamerica ONE, TFA365, and the Transamerica ALPHA digital program.

Andrew Szewc is a financial advisor at EP Wealth Advisors with a Series 65 designation and three years of industry experience. He has worked at EP Wealth Advisors since 2024 and held prior positions at Executive Wealth Management, Inc. and Fratarcangeli Wealth Management. Szewc serves as a volunteer board member for the Hillsdale College Alumni Association, chairman of the Alpha Tau Omega Fraternity Beta Kappa Chapter Alumni Board, and treasurer of the Work Skills Foundation Board, where he also advises on the foundation’s investment account. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning services, utilizing customized model portfolios and a variety of investment strategies, including third-party manager recommendations and ERISA plan services.

Steven Lazette is a financial advisor at Centaurus Financial, Inc. in Anaheim, CA, with 15 years of industry experience. He holds the Series 66 designation and has been with Centaurus Financial since 2010. Centaurus Financial, Inc. provides advisory and brokerage services to a wide range of clients, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services for annuities and variable life sub-accounts.

Cesar Garcia is a financial advisor at Centaurus Financial, Inc. with 12 years of industry experience. He holds a Series 66 designation and has been with Centaurus Financial since 2014. Outside of his advisory role, he has maintained involvement with HD Concreteworks since 2005. Centaurus Financial, Inc. provides advisory and brokerage services to a wide range of clients, including individuals, families, businesses, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, employing both discretionary and non-discretionary arrangements.

Jay Simmons is a CFP® and holds a Series 65 license with two years of industry experience. He is currently with EP Wealth Advisors in Torrance, CA. Outside of his advisory role, Simmons is a co-manager of Cyrus Ridge Farm and serves as an adjunct professor teaching a Foundations of Financial Planning course at Southern Virginia College. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, financial planning, and ancillary services, utilizing customized model portfolios and a range of investment strategies including fundamental and technical analysis.

Hyelee Dan is a financial advisor with Eagle Strategies (NY Life) based in Anaheim, CA, holding Series 63 and Series 66 licenses and 17 years of industry experience. She has been with Eagle Strategies since 2018 and maintains concurrent roles with Nylife Securities LLC and New York Life Insurance Company dating back to 2008. Outside of advisory work, she is also appointed as an insurance broker with outside carriers for brokering non-registered products. Eagle Strategies serves a broad range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis through a network of affiliated investment adviser representatives within the New York Life affiliate structure.

Jusuf Sahabu is a financial advisor at Centaurus Financial, Inc. with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Centaurus Financial since 2020, following prior roles at Mass Mutual Investors Services, MassMutual Life Insurance Co., and MetLife Securities Inc. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, businesses, and institutions. The firm employs a combination of fundamental and technical analysis and offers both discretionary and non-discretionary portfolio management, with access to model overlay programs and specialized advisory services.