Jason Sands is a financial advisor with Ameriprise in Westlake Village, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Wells Fargo Clearing. He serves as Chairman on the Board of Directors for The Park Players, a community organization in Newbury Park, CA. Ameriprise provides retirement-income planning services targeted at individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Cindy Rodriguez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and six years of industry experience. She has worked at Wells Fargo Clearing Services LLC since 2019 and has been with Wells Fargo Bank NA since 2015. Outside of her advisory role, she owns a small business making handcrafted bath products. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and including a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Elizabeth Toscan is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2016. Outside of her advisory work, she is involved in essential oil education and sales through doTerra, creates needlework patterns, and operates a pet sitting service. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process incorporates structured discovery, firm-approved tools, and scenario modeling without providing individual security recommendations as part of standalone plans.

Robert Hutten is a financial advisor with Wells Fargo Advisors in Westlake Village, CA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He previously worked at Merrill from 2002 to 2016 before joining Wells Fargo Advisors in 2016. Outside of his advisory role, Hutten is involved with ProVisors BNI Group as a group leader assistant and has ownership interests in RPH Strategies, LLC and Westlake Private Wealth Management. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutions, utilizing a broad planning menu and proprietary research and tools. The firm integrates advisory services with other financial products and referral channels, providing multiple compensation arrangements for its advisors.

Brandon Perdue is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 66 and Series 63 designations and has worked at firms including Sanford C. Bernstein & Co. LLC and UBS Financial Services. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to inform its recommendations.

Kai Cogswell is a Series 66 registered financial advisor with Wells Fargo Advisors, located in Westlake Village, CA. He has 17 years of industry experience, including roles at Wells Fargo Advisors LLC and Wells Fargo Clearing prior to his current position. Outside of his advisory role, he owns and manages KJC Investments Inc., an investment-related business based in Santa Barbara. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, providing a broad array of fee-based financial planning and investment services. The firm offers tailored recommendations supported by Wells Fargo research and planning tools, with a focus on various specialized planning areas for clients meeting certain net-worth criteria.

Robert Harrell is a financial advisor with OSAIC in Camarillo, CA, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. His prior roles include positions at Sagepoint Financial, Meador and Associates, MFA Wealth Services, and United Planners' Financial Services. Outside of advisory work, he serves as President of the Board for the Atlas Education Foundation and is active in the Rotary Club of Camarillo, where he has held leadership roles focused on philanthropic initiatives. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and advisory services. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to manage diversified portfolios and supports multiple platforms and third-party managed account solutions.

James Bruno is a CFP® professional with 39 years of industry experience. He is currently with Cetera and has extensive prior experience at Avantax Advisory Services and related firms dating back to 1986. Outside of his financial advisory work, he serves as a commissioner on the City of Thousand Oaks Council on Aging. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a nationwide network of independent advisors.

Ryan Deptula is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 19 years of industry experience. He worked at J.P. Morgan Securities for 10 years before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

George Williams is a financial advisor with Ameriprise in Ventura, CA, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He previously worked at Stifel Nicolaus & Co Inc for 13 years before joining Ameriprise in 2022. Williams serves on the Board of Directors for Sacred Heart Catholic Church. Ameriprise provides a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, offering non-discretionary, research-driven recommendations that incorporate tax-smart withdrawal strategies and Social Security claiming options. The firm delivers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Justin Lane is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, he worked at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company for two years each. Outside of finance, Lane has been involved in entrepreneurial ventures including Dream Homes By The Sea and golf development projects. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions backed by extensive research and analytics.

John Foster Jr. is a financial advisor with Ameriprise in Westlake Village, CA, holding Series 65 and Series 66 licenses and 22 years of industry experience. He has been with Ameriprise and its affiliates since 2003. Outside of advisory work, he is president of Foster Griffith & Allen, CPAs, where he is involved in tax preparation. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions through affiliated entities and uses a centralized team to deliver retirement-income recommendations combining research, modeling, and tax-efficiency analysis.

Danielle Shelton is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley and Steel Peak Wealth Management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Corey Mazza is a financial advisor at UBS Financial Services with nine years of industry experience. He previously worked at JPMorgan Securities, JPMorgan Chase Bank, and Goldman Sachs. Mazza serves as Vice President of the Finance Committee for the Harvard Club of Southern California and volunteers as a panel moderator for the Financial Planning Mentoring Forum at California Lutheran University. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, blending institutional trading capabilities with wealth management services to tailor investment strategies based on proprietary research and models.

Laura Tully Cox is a financial advisor with Wells Fargo Advisors in Agoura Hills, CA. She holds Series 63 and Series 66 designations and has 29 years of industry experience. She has been with Wells Fargo Advisors since 2016. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu including cash-flow, retirement, education, risk, and wealth-transfer planning, as well as specialized services such as business-owner transition and sports & entertainment planning.

Richard Koff is a CFP® and ChFC® with 32 years of industry experience, currently serving as a financial advisor at Ameriprise in Thousand Oaks, CA. He has worked at Ameriprise since 2019, following prior roles at MML Investors Services and Mass Mutual. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Jeff Antoniotti is a financial advisor with Morgan Stanley in Westlake Village, CA, holding Series 63 and Series 65 licenses. He has 32 years of industry experience and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models developed by its Global Investment Committee.

Patrick Lopker is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 16 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2010 to 2016. In addition to his advisory work, Lopker is involved in entrepreneurial activities including ownership interests in investment and non-investment related businesses, and serves as president and director of a community association in Big Sky, MT. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Stephen Tarin is a financial advisor with Ameriprise in Camarillo, CA, holding Series 63 and Series 65 licenses and 19 years of industry experience. He has been with Ameriprise and its affiliate since 2006. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, combining research, modeling, and tax-efficiency analysis to provide personalized, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Kyle Bobo is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Charles Schwab, California Credit Union, and Thrivent Financial. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through a non-discretionary approach. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its investment recommendations.