Kieron Brimacombe is a Financial Consultant at Fidelity Investments. In this role, he partners with individuals and families to provide comprehensive financial planning, utilizing available tools and resources to co-create personalized plans that address long-term goals. Kieron has held various positions at Fidelity Investments since 2021, including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. This progression reflects his experience in financial consulting and client relationship management. He holds a California Insurance License.

William Bitsimis is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and over 42 years of industry experience. He has been with Wells Fargo Advisors LLC since 2015. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics from Wells Fargo Investment Institute and third-party sources.

Johnathon Tang is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2022, initially serving as a Financial Consultant. Prior to that, he worked at Columbia Threadneedle Investments in roles including Regional Advisor Consultant from 2021 to 2022 and Internal Advisor Consultant from 2019 to 2021. His earlier experience includes positions at Eaton Vance and State Street. As a Certified Financial Planner®, Johnathon partners with clients to understand their financial goals and develop customized plans to help achieve them. He focuses on helping individuals and families feel comfortable and confident in their short and long term financial objectives. He holds a California Insurance License. Outside of his professional work, Johnathon's personal interests include fitness, golf, photography, running, volunteering, and yoga.

Dennis Hennings is a financial advisor at Ameriprise in San Diego, CA, with 14 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its related entities since 2011. He is a 5% owner of Everafter Events, an event planning business operated by his wife. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm provides advisory, brokerage, and insurance solutions through affiliated companies, using a combination of research, modeling, and tax-efficiency analysis to develop personalized retirement income recommendations.

Thomas Trax is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 66 designations and 32 years of industry experience. He has been with LPL Financial since 2001. Outside of his advisory role, he serves as a board member for the Hillside Professional HOA, a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives. The firm offers a range of financial planning, asset management, and institutional platforms, utilizing various investment strategies supported by research and technology tools.

Martha Gomez Walton is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds a Series 66 license and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm offers non-discretionary, written asset allocation advice and investment manager searches supported by a centralized due diligence process that combines quantitative and qualitative research.

Yousif Helo is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo as well as JPMorgan Chase Bank, N.A. In addition to his advisory role, he is a silent partner and investor in Midway Express Car Wash, Inc. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research supported by a centralized manager solutions team.

Kevin Yoneda is a financial advisor at OSAIC with 30 years of industry experience. Prior to joining OSAIC in 2023, he spent 14 years at Sagepoint Financial, Inc. and 20 years at Independent Capital Management. He also serves as president and owner of KJY LLC, an LLC involved in property purchasing and improvements. OSAIC Wealth serves a broad client base including individual investors, retirement plans, charities, and corporations through a multi-advisor platform offering comprehensive financial planning and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, utilizing both proprietary and third-party investment strategies, and is notable for its scale, affiliate network, and recent consolidation activity.

Joel Rohn is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He worked at Edward Jones from 2010 to 2013 before joining LPL Financial in 2013. Outside of his advisory role, he is the president and proprietor of JL Rohn Investments, Inc., an investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered primarily by its network of investment adviser representatives using a range of strategies and research tools.

Carl Friedemann is a financial advisor at Ameriprise with 35 years of industry experience. He has been with Ameriprise and its affiliates since 2005 and holds a Series 63 designation. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Michael Lord is a financial advisor with Cetera Wealth Services, LLC in San Diego, CA, holding a Series 66 designation and bringing 20 years of industry experience. He has previously worked with Avantax Advisory Services and 1st Global Advisors, Inc. Outside of financial advising, he serves as CFO and Treasurer for Lord Insurance Group, Inc. and has a longstanding role as a paraplanner at Armstrong, Fisch & Tutoli Law Firm. Cetera Investment Advisers LLC is an SEC-registered firm that supports over 10,000 independent advisors and serves a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management options, combining discretionary and non-discretionary authorities across multiple program structures.

Skyler Mc Curine is a financial advisor at Edward Jones in San Diego, CA, holding Series 63 and Series 65 licenses with four years of industry experience. Prior to joining Edward Jones in 2022, Skyler worked at Bank of America and Merrill. Outside of finance, Skyler owns Le Red Balloon, a coaching and professional development business, and is involved in commercial modeling through San Diego Model Management. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, managing approximately $1.01 trillion in assets and operating a large nationwide network of financial advisors and branch offices.

Ronald Warner is a financial advisor with Cetera, holding a Series 66 credential and 20 years of industry experience. He has been with Cetera and its affiliate Cetera Wealth Services, LLC since 2013. Outside of his advisory role, he serves as treasurer for the San Diego Business Group, a local networking organization. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various investment strategies and program options, supported by a nationwide network of more than 10,000 advisors.

Daliya Mansour is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and possessing six years of industry experience. Prior to joining Charles Schwab, Mansour worked at J.P. Morgan Securities and JPMorgan Chase Bank for six years, and also has experience at Bank of America and in the San Diego Unified School District. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

Carie Phelps Estrada is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 65 licenses and 25 years of industry experience. She has worked at firms including J2X Legacy Advisors, Securities Equity Group, Wells Fargo Clearing, and LORD & Gladden, Inc. Estrada is also president of Phelps Farms, Inc., a farming business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and oversight of substantial discretionary assets.

Austin Wick is a Financial Consultant currently working at Fidelity Investments since 2025. He has held multiple roles at Fidelity Investments, including Investment Consultant from 2023 to 2025, Relationship Manager from 2022 to 2023, and Financial Representative from 2021 to 2022. Prior to joining Fidelity Investments, Austin worked as a Financial Consultant at Equitable Advisors LLC from 2020 to 2021 and served as an Administrative Assistant at Fenton Wealth Management from 2016 to 2020. Austin collaborates closely with clients to understand their unique perspectives, motivations, and financial goals. He focuses on building transparent, trustworthy relationships that empower the creation and execution of effective financial strategies. He holds a California Insurance License.

Grant Kane is a financial advisor at UBS Financial Services with Series 66 credentials and has been in the industry since 2025. Prior to joining UBS, his background includes a period as a student and brief unemployment. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing a broad range of investment and capital markets solutions.

Michael Lerner is a CFP® professional with over 31 years of experience in the financial services industry. He is currently with LPL Financial and has held positions at Cetera Advisor Networks, CWM, Nautica Wealth Advisors, and LPL Financial in prior years. Outside of advising, he serves as a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides financial planning and investment management through a large network of representatives. The firm offers a range of advisory and brokerage solutions, including model portfolios, third-party asset management, and institutional platforms.

Marcus Hennen is a CFP® with 29 years of industry experience. He is currently with Equitable Advisors and has previously worked at SharMarc Financial Advisors, Inc. and LPL Financial LLC. Hennen also provides financial planning and consulting services through SharMarc Financial Advisors, an independent registered investment advisory firm. Equitable Advisors serves a wide range of clients, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs. The firm uses a network of Investment Adviser Representatives and relies on third-party program sponsors and endorsed TAMPs for most advisory models.

Angela Martin is a financial advisor at OSAIC with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at SagePoint Financial and LPL Financial. Outside of her advisory role, she is also licensed to transact fixed life and long-term care insurance products. OSAIC Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, providing various program options such as Unified Managed Accounts and third-party money manager programs.