Jason Corzine is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he began his career in 1995. Throughout his tenure, he has held various leadership positions, including Business Manager for the San Diego Complex. Jason focuses on developing financial strategies and providing advice tailored to individuals, families, and businesses by understanding their short- and long-term financial objectives. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER® certificant and Chartered Retirement Planning Counselor (CRPC). Jason earned a Bachelor of Arts degree in Economics from Rutgers University in 1996. Jason resides in Rancho Bernardo, California with his wife, Rose, and their two children. Outside of work, he enjoys activities such as golfing, hiking, playing hockey, and tennis.

Dwight Barbiasz is a Planning Consultant at Fidelity Investments, where he collaborates with clients to understand their financial goals and develop actionable plans aimed at achieving lasting financial success. He has been with Fidelity Investments since 2022, progressing through roles including Customer Relationship Advocate and Investment Solutions Representative before his current position. Dwight holds a California Insurance License, supporting his ability to provide comprehensive financial planning services. Outside of his professional work, Dwight's interests include cooking and baking, football, golf, hiking, music, and tennis.

David Delino is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 13 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a broad range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Mohammad Ali is a Series 66–licensed financial advisor at Edward Jones with seven years of industry experience. He previously worked at Bank of America and Merrill Lynch from 2015 to 2024. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Kieron Brimacombe is a Financial Consultant at Fidelity Investments. In this role, he partners with individuals and families to provide comprehensive financial planning, utilizing available tools and resources to co-create personalized plans that address long-term goals. Kieron has held various positions at Fidelity Investments since 2021, including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. This progression reflects his experience in financial consulting and client relationship management. He holds a California Insurance License.

Ann Reagan is a financial advisor at Cetera with 13 years of industry experience and holds the Series 66 designation. She has worked at several firms including Avantax and Landmark Financial Management, where she also serves in an administrative capacity. Reagan is additionally involved with Monheit Frisch Group PLC as an assistant. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers multiple portfolio management options through a multi-manager platform and supports diverse investment strategies with discretionary and non-discretionary authorities.

Andrea Ashbacher is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She previously worked at SagePoint Financial, Inc. for 14 years and has held roles at OSAIC Services, Inc. and Sunamerica Securities, Inc. Ashbacher is also engaged in selling life, health, disability, and long-term care insurance. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services. The firm utilizes model-based asset allocation and portfolio optimization tools and supports multiple advisory programs delivered through a complex network of affiliated entities.

Ara Hunt is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of experience primarily with Wells Fargo since 2019. Prior to joining Wells Fargo, Hunt worked in the hospitality industry with Hilton Hotels and DoubleTree By Hilton. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics from internal and third-party sources.

David Simpson is a financial advisor with LPL Financial in San Marcos, CA, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has previously worked at National Planning Corporation and Pacific Financial Group. Outside of advising, he serves as CEO and owner of Pacific Tax & Financial Group, a tax preparation and accounting business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by technology tools and a large network of over 22,800 advisors.

James Bohm is a financial advisor with Charles Schwab in Carlsbad, California, holding a Series 66 designation and 17 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2008. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by centralized custody and operational infrastructure.

Evan Hennessy is a financial advisor with Ameriprise in Carlsbad, CA, holding Series 63 and Series 66 licenses and over 42 years of industry experience. He previously worked at Stifel Nicolaus & Co Inc for 14 years before joining Ameriprise. He is also the owner of Hennessy Hedge Holdings LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning with tax-aware withdrawal strategies and ongoing advice.

Lisa Miller is a financial advisor with Merrill in Rancho Santa Fe, CA, holding Series 63 and Series 66 licenses and possessing 17 years of industry experience. She has worked at Bank of America, N.A. since 2017 and at Merrill Lynch, Pierce, Fenner & Smith since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to a range of clients including individuals, high-net-worth clients, and institutions. The firm integrates internal Chief Investment Office teams and third-party style managers to implement customized portfolio management and investment solutions.

Daliya Mansour is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and possessing six years of industry experience. Prior to joining Charles Schwab, Mansour worked at J.P. Morgan Securities and JPMorgan Chase Bank for six years, and also has experience at Bank of America and in the San Diego Unified School District. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

Carie Phelps Estrada is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 65 licenses and 25 years of industry experience. She has worked at firms including J2X Legacy Advisors, Securities Equity Group, Wells Fargo Clearing, and LORD & Gladden, Inc. Estrada is also president of Phelps Farms, Inc., a farming business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and oversight of substantial discretionary assets.

Austin Wick is a Financial Consultant currently working at Fidelity Investments since 2025. He has held multiple roles at Fidelity Investments, including Investment Consultant from 2023 to 2025, Relationship Manager from 2022 to 2023, and Financial Representative from 2021 to 2022. Prior to joining Fidelity Investments, Austin worked as a Financial Consultant at Equitable Advisors LLC from 2020 to 2021 and served as an Administrative Assistant at Fenton Wealth Management from 2016 to 2020. Austin collaborates closely with clients to understand their unique perspectives, motivations, and financial goals. He focuses on building transparent, trustworthy relationships that empower the creation and execution of effective financial strategies. He holds a California Insurance License.

Utkarsh Vasa is a financial advisor with Morgan Stanley in Carlsbad, CA, holding a Series 66 designation and 13 years of industry experience. He has been with Morgan Stanley since 2016 and concurrently associated with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he shares ownership of a residential property with family. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by proprietary tools.

Grant Kane is a financial advisor at UBS Financial Services with Series 66 credentials and has been in the industry since 2025. Prior to joining UBS, his background includes a period as a student and brief unemployment. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing a broad range of investment and capital markets solutions.

Michael Lerner is a CFP® professional with over 31 years of experience in the financial services industry. He is currently with LPL Financial and has held positions at Cetera Advisor Networks, CWM, Nautica Wealth Advisors, and LPL Financial in prior years. Outside of advising, he serves as a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides financial planning and investment management through a large network of representatives. The firm offers a range of advisory and brokerage solutions, including model portfolios, third-party asset management, and institutional platforms.

Asako Okuma is a financial advisor with LPL Financial based in Carlsbad, CA. She holds Series 65 and Series 63 licenses and has two years of industry experience. Prior to joining LPL Financial, she was self-employed for nine years. Outside of her advisory work, Okuma tutors Japanese students in English and performs translation work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning, portfolio management, and institutional services delivered through a large network of advisors using both proprietary and third-party investment strategies.

Marcus Hennen is a CFP® with 29 years of industry experience. He is currently with Equitable Advisors and has previously worked at SharMarc Financial Advisors, Inc. and LPL Financial LLC. Hennen also provides financial planning and consulting services through SharMarc Financial Advisors, an independent registered investment advisory firm. Equitable Advisors serves a wide range of clients, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs. The firm uses a network of Investment Adviser Representatives and relies on third-party program sponsors and endorsed TAMPs for most advisory models.