Meagan Phelps is a CFP® with 26 years of industry experience, currently serving at Madison Avenue Securities, LLC. She is the owner of Empress Investment Group, a financial advisory practice providing wealth management, insurance, and comprehensive financial planning services. Additionally, she manages a tax preparation and planning business, Empress Tax Solutions, LLC, and refers clients to mortgage brokers as part of her consulting activities. Madison Avenue Securities, LLC provides investment advisory and related services to individual clients, charitable institutions, foundations, trusts, and retirement plans, managing approximately $2.0 billion in assets. The firm offers a variety of account platforms and employs multiple investment strategies, with services delivered by a network of investment adviser representatives.

Robert Smith is an advisor at Sovran Advisors, LLC with 22 years of industry experience. He holds the ChFC® designation and several securities licenses. Prior to joining Sovran Advisors, he worked at MassMutual Investors Services and Metlife Securities. Outside of his advisory role, he is the president and owner of Go Fast Take Chances, an extreme sports lifestyle apparel company. Sovran Advisors serves individuals, corporations, and retirement plan sponsors by providing financial planning, advisory services, and portfolio management across multiple program types. The firm employs both active and passive investment strategies, using a variety of asset classes and unified managed account platforms.

Joseph Lutz is a CFP® with 32 years of industry experience, currently serving as a financial advisor at The AmeriFlex Group. His prior roles include positions at Sagepoint Financial, Inc. and Cambridge Investment Research, Inc. He is also involved in insurance and benefits services as an agent and serves as a successor trustee. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm provides portfolio management, financial planning, third-party money manager selection, and retirement plan consulting, delivering customized strategies via model asset allocations and discretionary or non-discretionary manager relationships.

Christopher Jackson is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Pure Financial Advisors, LLC. His prior experience includes roles at Strategic Wealth Partners, LTD, My Wealth Architect, SurePath Wealth Management, Lionshare Partners LLC, Mercer Global Advisors, and Churchill Management Group. Pure Financial Advisors, LLC is a large registered investment adviser managing over $11 billion in assets for individual and high-net-worth clients. The firm emphasizes comprehensive financial planning and discretionary portfolio management using academic investment frameworks and offers specialized services such as pension consulting and donor-advised fund management.

Phillip Chinothai is a CFP® professional with six years of experience at Pure Financial Advisors, LLC in San Diego, CA. His career has been exclusively at Pure Financial Advisors, where he has worked since 2016. Pure Financial Advisors, LLC is a registered investment adviser managing approximately $11.05 billion in assets for individual and high-net-worth clients. The firm emphasizes a financial-planning-centered approach grounded in academic frameworks and offers comprehensive planning, discretionary portfolio management, and specialized services such as pension consulting and donor-advised fund solutions.

Mira Abas is a financial advisor at Madison Avenue Securities, LLC with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Transamerica Financial Advisors, Inc. and World Financial Group, Inc. In addition to her advisory role, she serves as an operations manager assistant at Empress Investment Group and provides notary services for client documents. Madison Avenue Securities, LLC provides investment advisory and related services to individual clients, charitable institutions, foundations, trusts, and employer-sponsored retirement plans. The firm manages approximately $2.0 billion in assets and offers a range of portfolio management, financial planning, and consulting services through multiple account platforms and programs.

John Dugan is a CFP® and Series 66 credentialed advisor with 22 years of industry experience. He has been with Pure Financial Advisors, LLC since 2014. Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, as well as services for trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm employs a planning-centered investment approach overseen by an Investment Committee, incorporating modern portfolio theory, tax-aware strategies, and use of sub-advisers for specialized portfolio sleeves.

Steven Payne is a CFP® with 37 years of experience in the financial industry. He is currently with United Capital Financial Advisors and has previously worked with LPL Financial, Girard Securities, and Cetera Advisor Networks. Outside of his advisory work, he plays guitar in the Brokers Band, a non-investment-related musical group based in San Diego. United Capital Financial Advisors provides national financial planning and discretionary investment management to a diverse client base, including individuals, high-net-worth households, retirement plans, and corporate or institutional accounts. The firm supports customized investment solutions through a broad affiliate network and offers technology and consulting services to other independent advisors.

Matthew Balderston is a CFP® with 19 years of industry experience, currently serving as an advisor at Pure Financial Advisors, LLC since 2014. He previously worked at Pure Financial Advisors in 2007. Based in San Diego, CA, he holds the Series 63 designation. Pure Financial Advisors, LLC manages approximately $11 billion in assets for individual and high-net-worth clients, offering comprehensive financial planning and discretionary portfolio management. The firm follows a financial-planning-centered approach based on academic frameworks and emphasizes continuous planning through its Foundation Financial Plan process.

Antonio Maillaro is a financial advisor at Dunham with one year of industry experience. He holds a Series 66 designation and has previously worked at UBS Financial Services and Dunham & Associates Investment Counsel, Inc. In addition to his advisory role, he serves as a Trust Investment Associate for Dunham Trust Company, where he assists in investment due diligence and participates on the investment committee. Dunham is an SEC-registered investment adviser and dually registered broker-dealer that serves individual and high-net-worth clients. The firm employs a manager-of-managers approach with formal quarterly rebalancing and offers tailored SMA strategies, proprietary mutual funds, and a private fund, alongside trust and custodial services through its affiliated trust company.

Ramiro Herrera is a financial advisor at Kingswood Wealth Advisors, LLC with six years of industry experience. He holds a Series 66 designation and has worked previously at LPL Financial, First Allied Securities, and NorthWestern Mutual Investment Services. Kingswood Wealth Advisors serves a diverse client base including individual and high-net-worth investors, retirement plan sponsors, and institutions, offering portfolio management, financial planning, ERISA plan advisory, and consulting services. The firm operates an open-architecture platform, frequently utilizes third-party managers, and integrates insurance-linked account management within its operational model.

Thomas Freismuth is a financial advisor with Accelerate Retirement, holding the ChFC® designation and Series 63 license, and has 43 years of industry experience. He has previously worked at firms including NFP Retirement, Cambridge Investment Research Advisors, HUB International, LPL Financial, and Mutual Service Corporation. Outside of his advisory role, he is involved with Touch of Green LLC, a cultivation enterprise. Accelerate Investment Advisors LLC serves individuals, trusts, corporations, and employer-sponsored retirement plans by providing discretionary investment management, financial planning, and comprehensive retirement plan consulting and education. The firm focuses on customized portfolio construction and retirement plan services, managing assets across multiple custodial platforms while offering co-fiduciary roles and conducting formal investment due diligence for plan sponsors.

Sandy Levine is a financial advisor at Redhawk Wealth Advisors, Inc. in Del Mar, CA, holding a Series 66 credential with 12 years of industry experience. Prior to joining Redhawk in 2020, Levine worked at Atlas Wealth Management Group and William Jordan Investments. Redhawk Wealth Advisors offers discretionary and non-discretionary wealth management, financial planning, and retirement-plan advisory services to individuals, high-net-worth families, estates, trusts, retirement plans, and charitable organizations. The firm’s investment approach emphasizes strategic and tactical asset allocation across various asset classes, supported by a weekly investment committee and, in some strategies, third-party signal providers.

Aaron Wiegman is a CFP® with 25 years of experience in financial services. He is currently with Savvy and has prior experience at firms including Financial Sense Wealth Management, Saybrus Equity Services, and Cambridge Investment Research Advisors. He serves as a board member and sponsor chair for the Financial Planning Association of San Diego. Savvy Advisors provides investment and financial planning services to individuals, trusts, ERISA plan sponsors, charitable organizations, and corporations. The firm emphasizes diversified, index-based investment plans supplemented by quantitative models and integrates advanced technology with human oversight.

Niklaus Pleisch is a financial advisor with Kingswood Wealth Advisors, LLC, based in San Diego, CA. He holds Series 63 and Series 65 licenses and has 15 years of industry experience. Prior to joining Kingswood, he worked at Transamerica Financial Advisors, Inc. and World Financial Group, INC. Kingswood Wealth Advisors serves a diverse client base including individual and high-net-worth investors, retirement plan sponsors, and institutions. The firm provides portfolio management, financial planning, ERISA plan advisory, and consulting services, with an investment approach that includes customized allocations, use of third-party managers, and an emphasis on insurance-linked account management.

Daniel Leyva is a financial advisor at Kingswood Wealth Advisors, LLC in San Diego, CA, with two years of industry experience. He holds the Series 66 designation and previously worked for LPL Financial LLC for nine years. Prior to his advisory career, he was employed at Hornblower Cruises and Events for two years. Kingswood Wealth Advisors serves a diverse client base including individual and high-net-worth investors, retirement plan sponsors, and institutions. The firm offers portfolio management, financial planning, ERISA plan advisory, and consulting services, employing an open-architecture platform with both discretionary and non-discretionary investment approaches.

Kathleen Stephens is a financial advisor at Golden State Wealth Management, LLC with 14 years of industry experience. She holds the Series 66 designation and has worked previously at Edward Jones for 10 years and LPL Financial for 2 years. Golden State Wealth Management serves individuals, trusts, pension and profit-sharing plans, and businesses by providing asset management, comprehensive portfolio management, financial planning, and retirement plan consulting. The firm primarily offers discretionary portfolio management alongside standalone planning and consulting engagements, employing various analytic approaches and third-party managers to tailor portfolios.

Gregory Banner is a CFP® with 39 years of industry experience and is currently an advisor at Belpointe Asset Management LLC. His prior roles include positions at Axxcess Wealth Management, Arete Wealth Management, Business and Family Transitions, Securities America Advisors, and Asset Preservation Strategies. In addition to financial advising, he operates a photography business focused on residential photography. Belpointe Asset Management is a multi-team registered investment adviser serving individuals, retirement plans, corporations, trusts, and other advisers. The firm offers discretionary investment management and financial planning, utilizing a mix of passive, active, tactical, and blended portfolio strategies tailored to client objectives.

Luciana Macedo is a CFP® with six years of industry experience, currently serving at The AmeriFlex Group. Her career history includes roles at Cambridge Investment Research, CURO Financial and Insurance Solutions, OSAIC, Sagepoint Financial, Mass Mutual Investors Services, and MassMutual Life Insurance. She also worked at Hornblower Cruises and Events for ten years prior to her financial services career. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm offers portfolio management, financial planning, and retirement plan consulting with customized strategies delivered via multiple platforms and custodians.

Michael Nessim is a financial advisor at Kingswood Wealth Advisors, LLC with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Benchmark Advisory Services LLC, Benchmark Investments, Inc., and Newbridge Securities Corp. Outside of his advisory role, Nessim serves as Treasurer of the Promenade Condominium Association in New York and is involved in managing personal investment entities. Kingswood Wealth Advisors serves retail and institutional clients, including high-net-worth individuals and retirement plan sponsors, providing portfolio management, financial planning, ERISA plan advisory, and consulting services. The firm utilizes an open-architecture platform with third-party managers and supports insurance-linked account management through affiliated financial entities.