Jonah Shafer is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. in San Diego, CA. His prior experience includes roles at Prosperity Wealth Planning, Raymond James, and Ameriprise Financial. Mercer Global Advisors provides investment advisory and planning services to individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments. The firm’s investment approach is based on Modern Portfolio Theory, employing globally diversified portfolios with multi-factor tilts and implementing a range of strategies including low-cost ETFs, separate account managers, and private funds.

Dennis Bavin is a financial advisor with Guardian Life and holds the Series 66 designation. He has 15 years of industry experience and has worked with firms including Park Avenue Securities and MassMutual Life Insurance Company. Outside of his advisory work, he is also active as an outside insurance broker. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a subsidiary of The Guardian Life Insurance Company of America. The firm offers brokerage and advisory services to individuals, retirement plans, charitable organizations, and corporations, utilizing both proprietary and third-party investment strategies.

Thomas Alford is a CFA® charterholder with 16 years of industry experience, currently serving at Independent Financial Partners. His prior work includes roles at OSAIC, Triad Advisors, and Resources Investment Advisors. Outside of his advisory work, he operates a non-investment related business under the name Trailhead Financial. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients, offering both decentralized investment strategies and formal retirement-plan advisory services.

Andrea Chillak is a financial advisor at Integrated Wealth Concepts LLC with 28 years of industry experience. She holds the Series 63 and Series 65 licenses and has worked at Laurel Wealth Advisors, Inc. since 2013. In addition to her advisory role, she is licensed in California as an insurance agent, focusing on life, fixed and variable contracts, and long-term care products. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, utilizing customized portfolios with a primarily long-term investment approach.

Randy Goodsell is a financial advisor at Independent Financial Group, LLC with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Independent Financial Group since 2011. Goodsell is also a certified public accountant and a 50% owner of Goodsell & Company CPAs, where he provides tax, audit, and consulting services. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services through a national network of Investment Adviser Representatives and utilizes multiple advisory platforms and third-party asset managers.

Ethan Willis is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 19 years of industry experience. He has worked at Citigroup Global Markets since 2014 and at HSBC Securities (USA) Inc. since 2013. Outside of his advisory role, Willis serves as the head coach of the La Jolla High School rugby team. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and security-pricing activities, supporting both discretionary and non-discretionary investment approaches.

Stephanie Bryan is a financial advisor at Hightower Advisors with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several firms, including Delphi Private Advisors and AlphaCore Capital. Bryan is based in San Diego, CA. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individual and institutional investors such as pension plans, charitable organizations, corporations, and trusts. The firm utilizes a multi-manager approach that incorporates affiliated and third-party managers, offering a range of portfolio management, financial planning, and retirement consulting services.

Jason Giorgio is a CFP® professional with 29 years of industry experience, currently affiliated with Primerica Advisors and Park Avenue Securities. He has worked with Guardian Life Insurance Company of America since 2008 and engages in selling life insurance products from selected carriers to meet client needs. Park Avenue Securities serves a diverse retail client base, offering brokerage and advisory services, financial planning, and business consulting. The firm employs a combination of proprietary and third-party investment strategies and supports a range of account-level services, including lending solutions and donor-advised funds.

Robert Hanlon III is a CFA® charterholder with five years of industry experience. He is currently an advisor at Corient in San Diego, CA, where he has worked since 2022. His prior experience includes roles at Dowling & Yanhke, LLC and FS Investments. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm uses a goals-based, team investment approach that integrates in-house security and fixed-income strategies with third-party manager solutions and customized asset allocation.

David Keely is a CFP® professional with 16 years of industry experience. He is currently with Valic Financial Advisors and has previously worked at Agia, CUSO Financial Services, LP, and Edward Jones. Outside of his advisory role, he serves as chairperson of a local 501(c)(3) organization formed to support a Boy Scout troop’s chartering and program delivery. Valic Financial Advisors serves U.S.-based individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction and management.

Kevin Tostado is a financial advisor with Eagle Strategies (New York Life) in San Diego, CA, holding Series 63 and Series 65 licenses with four years of industry experience. He has worked with Eagle Strategies since 2024 and has been affiliated with NYLIFE Securities LLC and New York Life Insurance Company since 2023. Outside of finance, he owns Tostie Productions, LLC, through which he has produced and directed multiple motion pictures, and he volunteers with the Community Emergency Response Team in San Diego. He also serves on local community boards, including the San Carlos Area Council and the Our Lady of Grace Catholic School Parent Teacher Group. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services primarily on a non-discretionary basis. The firm emphasizes tailored advice and operates within the New York Life affiliate structure, offering various program types including fee-based advice, retirement plan consulting, and advisory services linked to insurance and annuity products.

Michael Hyat is a CFP® with 37 years of experience in the financial services industry. He has worked at Independent Financial Group, LLC and Independent Financial Group, Inc. since 2004, and previously operated Hyat Financial Services for over 30 years. He serves as a board member of his local homeowners association. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services, utilizing a range of advisory programs through its AccessPoint platform and third-party asset managers.

Vernon Eberly is a CFP® professional with five years of industry experience, currently serving at Focus Partners Wealth, LLC. He has previously worked at The Colony Group, LLC and HoyleCohen, LLC. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, families, retirement plans, institutions, and businesses. The firm employs a long-term investment approach that combines active and passive strategies within an enhanced open architecture framework and offers a range of services including portfolio management, financial counseling, and fiduciary consulting.

Kevin Carlin is a financial advisor at Commonwealth Financial Network with 15 years of industry experience. He holds a Series 66 designation and has worked at Commonwealth since 2017 and LPL Financial since 2012. Outside of his advisory role, Carlin is involved in a nutritional supplement business and owns an online apparel company, Trail Comfort. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm offers a range of managed account programs and access to third-party asset managers, providing both discretionary and non-discretionary portfolio management options.

Nathan Parker is a CFA® charterholder with 15 years of industry experience. He has been with Commonwealth Financial Network in San Diego, CA since 2013. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and their individual and institutional clients. The firm offers a broad adviser-support platform including managed-account programs, access to third-party asset managers, and custody and clearing services.

Gregory Jankowski is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Hightower Advisors since 2019. He has also been associated with Delphi Private Advisors since 2013. Based in San Diego, CA, his background includes working at well-established advisory firms. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, pension plans, and charitable organizations. The firm’s approach focuses on manager selection and multi-manager solutions, utilizing both affiliated and third-party managers alongside proprietary research and a range of investment vehicles.

Vincent Zupo is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. He has held prior roles at GW&K Investment Management, AlphaCore Wealth Advisory, and Sage Rhino Capital LLC. Zupo is a member of the City of El Segundo Investment Advisory Committee. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates within the Schwab ecosystem and does not exercise discretionary trading authority, distinguishing its approach from many enterprise wealth managers.

Vincent Neal is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at Sagepoint Financial, Independent Financial Group, and several Cetera firms. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and back-office support, allowing advisors discretion in portfolio construction alongside managed model portfolios created by its Investment Management and Research team.

Dominic Sands is a financial advisor at Hightower Advisors with six years of industry experience. He holds a Series 66 designation and has prior experience at Charles Schwab and TD Ameritrade. Outside of his advisory role, he owns Sands Cycles, a business involved in buying and selling bicycles. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, utilizing a multi-manager approach that incorporates both affiliated and third-party managers. The firm offers portfolio management, financial planning, and retirement consulting, with capabilities spanning alternative investments and international exposure.

Daniel Roberts is a financial advisor at Stratos Wealth Partners, Ltd with one year of industry experience. He holds a Series 65 designation and previously worked at Stratos Private Wealth and Ciari Guitars, Inc. He also has a background that includes roles at California Polytechnic University San Luis Obispo and Jersey Mikes Subs. Stratos Wealth Partners serves a diverse client base including individual investors, trusts, charitable organizations, corporations, retirement plans, and institutional clients. The firm offers portfolio management, financial planning, and access to various advisory solutions through its Strategic Wealth Management platform, which supports both advisor-managed and model-based portfolios.