Feifei Zhang is a financial advisor at Merrill with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Bank of America, Merrill, TD Ameritrade, and Axa. She is based in Irvine, CA. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Thomas Raguse is a financial advisor at OSAIC with 39 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Liberty Capital Management for 12 years. In addition to his advisory role, he is involved in business consulting and manages non-investment-related activities with Lewis & Lack A Financial Services Corporation. OSAIC Wealth serves a wide range of clients including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers diversified brokerage and advisory services through a multi-advisor platform emphasizing model-based asset allocation, portfolio optimization, and access to both proprietary and third-party investment strategies.

John Watson is a financial advisor with Ameriprise in Tustin, CA, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise, he worked at Robert Half and spent time at Auburn University for both employment and education. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning and tax-aware withdrawal strategies through a collaborative, non-discretionary approach.

Deontae Hurd is a financial advisor with Primerica Advisors holding Series 63 and Series 65 licenses. He has been in the financial services industry since 2025, with prior experience in the roofing and retail sectors. Primerica Advisors is a large institutional firm offering a wrap-fee asset management program primarily for individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm utilizes model-driven investment strategies managed by third-party asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Jianming Zang is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds a Series 66 designation and previously worked at Merrill and Bank of America. Outside of finance, he is involved with a nonprofit educational organization that teaches Chinese to children and is a partner in a family-owned retail food product promotion business. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting, with clients retaining final decision-making authority.

Michael Yanez is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Bank of America and Merrill from 2014 to 2023. Outside of his advisory role, he serves as treasurer for Bass Addicts, a club focused on lake conservation and responsible angling. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a discretionary 3(38) investment option, with a broader set of financial products than typical institutional advisers.

Dean Holmes is a financial advisor with OSAIC, holding a Series 66 credential and 39 years of industry experience. His prior work includes long tenures at American General Financial Advisors, Inc. and VALIC Financial Advisors, Inc., and more recent roles at Lincoln Financial Advisors Corporation and Agia. Outside of his advisory role, Holmes serves as an agent offering fixed insurance products through Oakwood Wealth Partners and acts as successor trustee and attorney-in-fact for a family trust. OSAIC Wealth serves a diverse client base including retail, institutional, and high-net-worth investors, offering brokerage and advisory services with an emphasis on model-based asset allocation and portfolio optimization. The firm is known for its scale, multi-advisor platform, and a broad range of investment and consulting solutions.

Joshua Tiffany is a financial advisor with LPL Enterprise in Irvine, CA, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior roles include positions at Prudential Insurance Company of America and Pruco Securities, LLC. Tiffany is also a Prudential-sponsored non-variable insurance agent. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm emphasizes model-driven investment implementation and access to third-party asset managers and insurance products through a network of investment adviser representatives.

David Maxwell is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has a broader tenure with Wells Fargo Bank NA dating back to 2011. He also worked at Waddell & Reed from 2009 to 2011. He holds a Series 66 designation. Wells Fargo Advisors serves individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Amit Patel is a Series 66-licensed financial advisor with nine years of industry experience. He currently works at Fidelity Investments and has previous experience at JP Morgan Chase Bank, Merrill, and Bank of America. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an advisor to multiple registered investment companies and delivers model portfolios to intermediary platforms.

Terrance Blanchard is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. His prior roles include positions at Morgan Stanley & Co. LLC, Morgan Stanley Dw Inc., and UBS Financial Services. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to guide investment decisions and offers a broad range of brokerage and advisory solutions through its extensive network of financial advisors.

Anthony Argy Jr. is a financial advisor with J.P. Morgan Securities in Anaheim Hills, CA, holding Series 63 and Series 66 licenses and having nine years of industry experience. His career includes multiple roles within J.P. Morgan Securities and JPMorgan Chase Bank since 2015. Outside of finance, he owns an e-commerce business selling trading cards online. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research and may include ESG criteria, offering broad capabilities including derivative and commodity strategies.

Ethan Mc Donald is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 65 designation and has previously worked at Wealth Enhancement Advisory Services, The Retirement Group, and several other organizations. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advisory services delivered by a large network of investment adviser representatives.

Lorna Rein is a financial advisor at J.P. Morgan Securities based in Irvine, CA, with 11 years of industry experience. She holds a Series 66 designation and has previously worked at Merrill and Bank of America Corporation. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and incorporates ESG eligibility frameworks.

Stephanie Guyton is a Senior Financial Advisor with Merrill Lynch Wealth Management. She works closely with individuals and families to develop personalized financial strategies aimed at meeting their long-term goals. Stephanie specializes in areas such as college education planning, executive compensation, family wealth management, personal retirement planning, small business strategies, and tax minimization. She places particular focus on assisting women in transition, including those experiencing divorce, job changes, or loss of a parent, as well as business owners seeking to establish calculated exit strategies. Stephanie earned a Bachelor’s degree in Business Economics with an emphasis in Accounting from the University of California at Santa Barbara, graduating with honors. She holds an MBA from The Paul Merage School of Business at the University of California at Irvine. Her background includes experience at PricewaterhouseCoopers in Irvine and strategic development work leading US mergers and acquisitions at Ingram Micro. Stephanie holds professional designations as a Certified Divorce Financial Analyst (CDFA) and a Personal Investment Advisor (PIA). In addition to her role as an advisor, Stephanie participates in community volunteer activities in line with Merrill’s tradition of community involvement. Outside of work, she enjoys biking, boating, dancing, golfing, hiking, reading, traveling, volleyball, yoga, and spending time with her family.

Yanni Chan is a financial advisor at Merrill with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill, Bank of America, and J.P. Morgan in various capacities since 2018. Prior to entering the financial industry, he was involved with VPLS Inc DBA Krypt Technologies from 2015 to 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Madhu Mali is an Executive Planning Consultant at Fidelity Investments, a role held since 2025. She has held various positions within the financial services industry, including Benefits and Planning Consultant and Investment Solutions Representative at Fidelity Investments, Investment Representative at J P Morgan Securities LLC, Senior Financial Sales Advisor at BBVA Securities Inc., and Financial Executive at Trilogy Financial Services. Her professional experience spans areas such as financial planning, investment solutions, and benefits consulting. Madhu holds a California Insurance License and communicates proficiently in Gujarati, Hindi, and Marathi. Outside of her professional work, Madhu has interests in art, beach activities, hiking, painting, and volunteering.

Tyler Brashears is a financial advisor at Osaic Wealth with two years of industry experience and holds a Series 66 designation. His prior work includes roles at Mariner Independent Advisor Network, Providence Wealth Planning, LPL Financial, and Comerica Bank. He is also involved in providing advisory services through Mariner Independent Advisor Network, LLC. Osaic Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform that offers brokerage and advisory services, including comprehensive financial planning and advisor-managed portfolios. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization supported by various analytical tools, and it operates a complex network of affiliated broker-dealer, asset management, insurance, and trust entities.

Douglas Mccowen is a financial advisor at Osaic with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Independent Financial Group, LLC, NPB Financial Group, LLC, and Associated Securities Corp. Mccowen also maintains an active role in life and health insurance sales and service outside of his advisory work. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients. The firm offers a variety of brokerage and advisory services through a multi-advisor platform that emphasizes model-based asset allocation, portfolio optimization, and a broad range of investment programs.

Nicholas John is a financial advisor at OSAIC with 21 years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining OSAIC in 2024, he worked at Woodbury Financial Services for 19 years. Outside of his advisory role, he operates a sole proprietorship focused on term and fixed life insurance, as well as group and individual health insurance. OSAIC Wealth serves a wide range of clients including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services with a model-based investment approach that includes portfolio optimization, third-party money manager programs, and comprehensive financial planning.