Gavan Wang is a financial advisor with UBS Financial Services in Palo Alto, CA, holding a Series 66 designation and seven years of industry experience. He has been with UBS since 2018 and previously worked at State Street Corporation for three years. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor advice to client goals and risk tolerance.

Timothy Freeland is a financial advisor with Charles Schwab in Menlo Park, CA, holding Series 63 and Series 66 licenses and possessing 13 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank, SSB since 2015. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative-investment onboarding process.

Yaqiong Zhong is a financial advisor at Morgan Stanley in Palo Alto, CA, holding a Series 66 designation with five years of industry experience. Prior to joining Morgan Stanley in 2019, Zhong worked at Fly High from 2018 to 2019 and at USC from 2015 to 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including personalized financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates proprietary tools and market scenario analyses.

David Solomon is a financial advisor with LPL Enterprise, holding a Series 66 designation and 15 years of industry experience. His career includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, and Waddell & Reed, Inc. In addition to his financial advising work, he has been involved in residential real estate sales and marketing with Coldwell Banker since 2010. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, consulting, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products within an integrated platform.

Jackson Thoreson is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 license and has previously worked at Bank of America, Merrill, and Morgan Stanley Private Bank. Outside of his advisory work, he is involved in coaching baseball with Bellarmine College Preparatory and College Park Baseball. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery conversations and firm-approved tools, with an emphasis on advisory services rather than direct security recommendations.

Xiaoqing Yan is a financial advisor at J.P. Morgan Securities with three years of industry experience. Prior to joining J.P. Morgan in 2022, Yan worked at Guotai Junan Securities Co LTD and PwC. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Mitchel Cunningham is a financial advisor at Morgan Stanley in San Jose, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he held roles at technology firms including Oracle NetSuite, Fivetran, and Zoom Video Communications. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs. The firm emphasizes structured financial planning using firm-approved tools and offers tailored plans supported by comprehensive investment research and modeling.

Xuzhen Li is a financial advisor at Mass Mutual Investors Services with a Series 66 designation and one year of industry experience. Prior to joining MassMutual, Li held positions at Fortemedia Inc and PicoAI Inc, and worked at Telink Micro Inc for nine years. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual, collaborative relationships that focus on goal analysis and recommendation of investment strategies.

Alexander Eckert is a financial advisor with Charles Schwab in Sunnyvale, CA, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Primerica Advisors and Guardian Life Insurance. He has residual commission income from a long-term care and life insurance policy placed with One America in early 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and centralized operational support.

Asako Thompson is a Series 66-licensed financial advisor at Morgan Stanley with 21 years of industry experience. She has worked at Unionbanc Investment Services for 20 years before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves individual and institutional clients by offering a wide range of advisory programs, including tailored financial planning using firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.

Kimbrely Gruidl is a financial advisor with LPL Financial in Fremont, CA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. Her prior roles include positions at U.S. Bank and U.S. Bancorp Investments, and she has operated as a self-employed professional since 2005. She is also a Notary Public in Livermore, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual, institutional, and corporate clients through a national network of investment adviser representatives. The firm offers a broad range of advisory and financial planning services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Ali Darzi Larijani is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior work includes roles at JPMorgan Chase Bank, Open Invest Co., Matthew Zaheri Corporation, Plug and Play Tech Center, and Bloomberg L.P. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors.

Parker Bauman is a financial advisor with Morgan Stanley in Menlo Park, CA, holding a Series 66 designation and with eight years of industry experience. He has been with Morgan Stanley and its Private Bank since 2017 and previously worked at Adlava, Schwartz Realty, and Schwartz Flansburg PLLC. Outside of his advisory role, Bauman coaches lacrosse at Sacred Heart Schools. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Josephine Yap is a financial advisor at Morgan Stanley Wealth Management in San Jose, CA, holding Series 63 and Series 66 licenses with 19 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she is a sole proprietor involved in real estate investments. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers planning services that emphasize advisory roles without individual security recommendations in standalone plans.

David Calomese currently serves as Vice President and Branch Leader at Fidelity Investments, a position he has held since 2025. In this role, he focuses on fostering client and associate interactions that align with Fidelity's Standards of Care. Prior to this, David held leadership roles at major wealth management firms, including Managing Director and Market Executive at Merrill Lynch Wealth Management from 2021 to 2024, and Managing Director and Market Leader at Wells Fargo Advisors Wealth Management from 2014 to 2021. David holds a California Insurance License. Outside of his professional career, he has personal interests in art, golf, and skiing.

Antonio Accardo is a financial advisor with Mass Mutual Investors Services in Pleasanton, CA, holding Series 63 and Series 65 credentials and bringing 18 years of industry experience. He has worked at MML Investors Services, Inc. and Mass Mutual Financial Group since 2008. Additionally, he has been involved with Villa Romana Inc. since 1992. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning relationships and offers specialized programs including divorce planning and event-driven services such as estate settlement and employer-sponsored planning.

Robert Ostenberg is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. His prior experience includes 15 years with Securian Financial Services Inc, Minnesota Life Insurance Company, and Sgc Financial & Insurance Services. He also offers retirement planning classes as part of his business activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, research, and various technologies across discretionary and non-discretionary management approaches.

Jia He is a financial advisor at Morgan Stanley with 15 years of industry experience. She has been with Morgan Stanley since 2014 and holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individuals and institutions. The firm offers tailored financial planning using structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Phillip Moehrke is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and its affiliated entities since 2014, including a role at Morgan Stanley Private Bank, N.A. since 2017. Based in San Jose, CA, his practice operates within a large institutional firm. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs and financial planning services that utilize structured discovery conversations and firm-approved tools to support client planning needs.

Irina Shuvaeva is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Outside of her advisory role, she works as a caregiver and is a commissioned notary in California. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.